novice computer user v barclays.*WON DEFENCE THOWN OUT*

[pjdavies2000]

tezl, I am waiting for my court date atm, and will be starting to put together my court bundle very soon (prob this weekend) so if you are also waiting for a date like me, then I am happy to get my pack together and copy it as a PDF and email it (over several emails I would expect!) so all you would need to add would be your letters, Schedule of charges and statements, if that is any help. I'd rather do that and see you get that extra grand than hold off because of the comp side of things. Let me know if you need any help.

Peter

[saintly_1]

As soon as you get a court date through then i would suggest phoning B's litigation Team many contact numbers are here Barclays Litigation Team Good or Evil? You Decide..
Start with saying you have a court date and was wondering who was dealing with your claim ...... there is a good chance that they will start settlement talks with you FOR THE FULL AMOUNT !!!

[tezl]

Originally Posted by pjdavies2000

tezl, I am waiting for my court date atm, and will be starting to put together my court bundle very soon (prob this weekend) so if you are also waiting for a date like me, then I am happy to get my pack together and copy it as a PDF and email it (over several emails I would expect!) so all you would need to add would be your letters, Schedule of charges and statements, if that is any help. I'd rather do that and see you get that extra grand than hold off because of the comp side of things. Let me know if you need any help.

Peter

hi peter who were you in your previous life mother teresa thanks a bunch or should i say thanks a bundle.this whole saga seems to bring the british bull dog spirit out against adversity.cheers.

[dar£n]

Tez,
It seems as though you want something that you are not going to get,
Im afraid you are going to have to settle with the FULL amount +Interest + Costs.

Take this from the horses mouth, The Litigation Team will not enter into settlement negotiations until AFTER they have filed their defence.

just sit back and enjoy the ride now, and concentrate on completing your court bundle, and in my honest opinion the basic court bundle is STILL sufficient but if you want to add to it, then feel free to do so..

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[tezl]

Originally Posted by dar£n

Tez,
It seems as though you want something that you are not going to get,
Im afraid you are going to have to settle with the FULL amount +Interest + Costs.

Take this from the horses mouth, The Litigation Team will not enter into settlement negotiations until AFTER they have filed their defence.

just sit back and enjoy the ride now, and concentrate on completing your court bundle, and in my honest opinion the basic court bundle is STILL sufficient but if you want to add to it, then feel free to do so..

i wish all you were my own legal team , or psyciatrist which ever im going to need. thanks.:o

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[saintly_1]

Believe me Daren is not backwards at coming forward if there was a way of getting B's to settle in full earlier he would of found it

[tezl]

thankyou all for support.

[tezl]

right, about refusal of offer, received offer 10.5.07 mcol issued 14.5.07 no cheque or payment into bank. it seems ive left it quite late but because of 8 week deciding period i thought i would see how things progressed.they have acknowleded now. still uncertain as to which letter is needed now to refuse offer. thanks.

[dar£n]

http://www.consumeractiongroup.co.uk...ng-offers.html

LETTER 6

[tezl]

Originally Posted by dar£n

http://www.consumeractiongroup.co.uk...ng-offers.html

LETTER 6

hi, dose it matter that is was the bank that made offer not solicitors,if so who should i adress it to.thanks.

[saintly_1]

Use letter 5 instead as it came from your bank delete/ amend as necessary

[dar£n]

Letters 5 or 6 are suitable but as the claim has already been processed it should go to the LItigation Dept [solicitors]

[tezl]

Originally Posted by dar£n

Letters 5 or 6 are suitable but as the claim has already been processed it should go to the LItigation Dept [solicitors]

thanks.

[pjdavies2000]

And to be honest, I think the fact that you have started MCOL would suggest that you aren't accepting anyway! The Lit team at Barclays play the same game as us in many ways, they open a file with a standard letter and add the personal touches of figues, names etc, and we (generally) do the same. It will all come out fine in the end!

Peter

[tezl]

is this ok. name adress mine,

barclays solicitors?
adress

account number
claim number

responce to settlement offer


dear sir,
thankyou for your clients letter dated xxx i respectfully decline their offer of xxxxxx in full and final settlement .
you must beaware that legal action is in progress against your clients barclays bank for the full amount plus interest plus court costs, which i intend to pursue.
i trust this clarify,s my position.
i have also sent letter to cutomer relations advisor at barclays bank.
yous sincerly,

should i also send this letter to bank, or one worded slightly different, or not atall. ? thanks.

	Bank Charges You should have started your claim for your bank charges by now. Don't wait. You should send your bank a Subject Acess Request asking for all personal data they hold on you - not just statements. You should calculate all of your bank charges and related interest as far back as 1995. You should send your bank a demand for a refund giving them 7 days. You should commence your legal action adding 8% statutory interest. If you wait for the outcome of the test case, you may not be able to claim like this. you may not be able to claim interest. You may only be offered the difference between the charge and the OFT "fair charge". The repayment scheme will try to limit you to refinds from 2001 only. A repayment scheme will not deal with any bank charges related defaults on the credit register whereas in a court action you can ask for these to be removed and to be compensated for the damage caused to you and your family by them. You should also write to the bank and to the CRA and put all charges related credit entries in disupte and warn them that you will want them removed from the Register when the test case is over. Warn them also that you are likely to be seeking compensation for these wrongful data entries. Full and final settlement Have you previously accepted a partial repayment of your bank charges in full settlement? You will still be able to claim the rest of your money back after the Test case is decided. Get all your information back to 1995 and put in your claim now.

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[saintly_1]

Just send them the same letter

[tezl]

Originally Posted by saintly_1

Just send them the same letter

cheers

[tezl]

peed off, have not got anywork on at moment ,time dragging on waiting for defence.

[saintly_1]

Could find you plenty of wrk to do here ... any good at tiling ??

[tezl]

spooky floor and wall tiling is my trade meg.