consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> Barclays Bank > Barclays, BCard and Woolwich successes

Barclays, BCard and Woolwich successes **Existing Successful Claims Only *NO* New Threads Please** - Contact a moderator to move your thread


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 22nd May 2007, 19:30   #1 (permalink)
nicethan
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2006
Posts: 138
nicethan Novitiate
Default *1 won 1 awaiting judges order to throw out defence*

Hi everyone
can anyone give me some advice please?
i have filed my mcol on line on the 14th/5/07 and for some reason i have not received any kind of acknoledgement of claim i guess this is good news i hope.
has anyone else had this happen?
what should i do what is my next step?
cheers hope someone can help.
nicethan is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd May 2007, 19:31   #2 (permalink)
livelylad
Site Team
 
livelylad's Avatar
Default Re: nicethanvbarclays mcol

Quote:
Originally Posted by nicethan View Post
Hi everyone
can anyone give me some advice please?
i have filed my mcol on line on the 14th/5/07 and for some reason i have not received any kind of acknoledgement of claim i guess this is good news i hope.
has anyone else had this happen?
what should i do what is my next step?
cheers hope someone can help.
This link will explain all here
__________________





I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.
livelylad is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd May 2007, 19:37   #3 (permalink)
nicethan
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2006
Posts: 138
nicethan Novitiate
Default Re: nicethanvbarclays mcol

cheers livelylad for that i used this to do my mcol i was wondering what happens if i get nothing from them after 14 days?
nicethan is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd May 2007, 19:54   #4 (permalink)
CAZKATJOE
Gold Account Customer
Default Re: nicethanvbarclays mcol

Well here it goes, you completed MCOL on 14th you give then 5 days for it to be deemed served, that brings you to the 19th, so it should have changed to served, then they have 14 days to acknowledge, in my case they did it in 1 day, but on others they havent done it till day 14. So then you need to give them a further 14 days to enter a defence.
so that will bring you to the 17th June.

It is not unusual for MCOL to not update on time, as they are very busy so give it till tomorrow and then phone them they are very helpfull and nice, i phoned them a couple of times and they were lovely.
Caz Hope this helps
CAZKATJOE is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd May 2007, 19:56   #5 (permalink)
nicethan
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2006
Posts: 138
nicethan Novitiate
Default Re: nicethanvbarclays mcol

thanks caz for that
that has helped answer my question will do that and will keep you all upto date with it all
nicethan is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st June 2007, 19:19   #6 (permalink)
nicethan
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2006
Posts: 138
nicethan Novitiate
Default Re: nicethanvbarclays mcol

hi everyone
just to let you know have just checked how my claim is going on mcol and they have just acknoledged 1/6/07 so what will happen now? does anyone know?
all help will be appreciated as i will know what is going on in my other claim i have got going on at the same time against them
nicethan is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st June 2007, 19:21   #7 (permalink)
dar£n
Platinum Account Customer
 
dar£n's Avatar
Default Re: nicethanvbarclays mcol

You wait AGAIN for them to defend, when they do you will be sent a copy of their defence

Example Step-By-Step Instructions - Now updated to reflect the OFT court judgment
dar£n is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st June 2007, 19:37   #8 (permalink)
nicethan
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2006
Posts: 138
nicethan Novitiate
Default Re: nicethanvbarclays mcol

cheers dar£n
that was very useful thank you very much will keep you all informed how my claims are going
nicethan is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th June 2007, 19:39   #9 (permalink)
nicethan
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2006
Posts: 138
nicethan Novitiate
Default Re: nicethanvbarclays mcol

just got my acknowledgment of service from barclays today rosemary treves brown acting as solicitor for them (anyone dealt with her yet).
what happens next.
any ideas what i should do now?
how long have they now got?
nicethan is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th June 2007, 19:46   #10 (permalink)
saintly_1
Site Team
 
saintly_1's Avatar
Default Re: nicethanvbarclays mcol

they have got till the 17th june as per caz's post
saintly_1 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th June 2007, 19:49   #11 (permalink)
nicethan
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2006
Posts: 138
nicethan Novitiate
Default Re: nicethanvbarclays mcol

do i have to send anything?
read i send them a copy of my schedule of charges?
also read some have phoned them to see if they want to settle is that a good idea?
nicethan is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th June 2007, 19:58   #12 (permalink)
saintly_1
Site Team
 
saintly_1's Avatar
Default Re: nicethanvbarclays mcol

you send your updated SOC to the solicitors with a covering letter found partway down the 1st post on here http://www.consumeractiongroup.co.uk...col-right.html

Its no good phoning the litigations team until you have actually got a court date
saintly_1 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th June 2007, 20:04   #13 (permalink)
nicethan
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2006
Posts: 138
nicethan Novitiate
Default Re: nicethanvbarclays mcol

Thanks for that saintly 1.
a problem i have i only printed one copy of my soc thought i would do another if i had to when i got to this stage however noticed when i was doing my second claim against barclays that the interest changes by the day, does this matter? if so what can i do to get the one that is the same as the one i sent them if anything?
cheers for the patience everyone.
nicethan is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th June 2007, 20:09   #14 (permalink)
saintly_1
Site Team
 
saintly_1's Avatar
Default Re: nicethanvbarclays mcol

Its the upto date SOC that you send as the interest @8% starts being added the minute you filed with MCOL
saintly_1 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th June 2007, 20:11   #15 (permalink)
saintly_1
Site Team
 
saintly_1's Avatar
Default Re: nicethanvbarclays mcol

The figure goes up each day from now until they settle
saintly_1 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th June 2007, 21:06   #16 (permalink)
nicethan
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2006
Posts: 138
nicethan Novitiate
Default Re: nicethanvbarclays mcol

thanks for that saintly 1, thank you for your time on clearing my mind on those questions for me it is much appreciated
nicethan is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 18th June 2007, 20:30   #17 (permalink)
nicethan
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Sep 2006
Posts: 138
nicethan Novitiate
Default Re: nicethanvbarclays mcol

hi everyone
latest from my mcol barclays have decided to defend on the deadline day
thought i would keep you all up to date.
do they normally pay up around this time?
any advice?
nicethan is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 18th June 2007, 20:43   #18 (permalink)
saintly_1
Site Team
 
saintly_1's Avatar
Default Re: nicethanvbarclays mcol

they tend to only think of settling once you actually have a court date ... You will get a Notice of Transfer to your local court then it depends how how busy your local court is as to how long it will then take to get a court date through
__________________
Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie)