Closey v Woolwich ***WON***

[paddym]

i wish i could closey but like yourself ive to be somewhere else would be great publicity though if press got wind of it dont ya think ?

[Twistedsista]

I've really been dragging my feet with my reclaim. (Could give lots of reasons why but just wont go there) A lot of my correspondence with the woolwich has been over the phone and I received a final offer of 985 pounds in July. The lady I spoke with informed me that I have paid 4419 pounds in charges in last six years and sent me all my statements for that period. Today I'm sending LBA and will work out the interest if the woolich do not contact me in 14 day period. I must admit, I am finding it difficult but will persevere. Well done to all who are making good progress and best of luck to those, like me, who are still trying.

	Small Claims kit by Lawpack Sue your bank as many times as you like with just one Small Claims kit by Lawpack. Follow this link to read the review. The kit contains everything you need: instruction manual, templates, examples, forms and a comprehensive CDRom. Applies to England and Wales

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[Twistedsista]

Right - well just entered all my figures into calculation spreadsheet and claiming from 09/06/00 - 08/06/06. The total figure comes up as 4341.50. Going to roll with this now and insert figures into LBA. Things are moving slowly but surely.

	Small Claims kit by Lawpack Sue your bank as many times as you like with just one Small Claims kit by Lawpack. Follow this link to read the review. The kit contains everything you need: instruction manual, templates, examples, forms and a comprehensive CDRom. Applies to England and Wales

[closey]

Thats a tidy sum. Stick with it

[paddym]

closey babes r u in better form today ????? that other thread sure did take off ha ha ha ha

[closey]

Hello sweetheart x I'm not 100% but trying hard to keep my chin up and keep busy. Mending a broken heart is never easy, but I know it won't last forever.

[paddym]

ill email you some duct tape good and strong gaurenteed to mend broken hearts!

[paddym]

clear some space in your pms girl !

[closey]

Done!

[Thailand]

Originally Posted by Twistedsista

Right - well just entered all my figures into calculation spreadsheet and claiming from 09/06/00 - 08/06/06. The total figure comes up as 4341.50. Going to roll with this now and insert figures into LBA. Things are moving slowly but surely.

Hi twistedsista, have you got your own thread on this so I can have a look at it? maybe its just me but your figures don't seem to add up

[paddym]

closey any update on the bailiffs?

[closey]

Hiya Paddy, thank you for your lovely drunken email! I have been so busy at work I didn't get the chance to call, and have missed them...I will have to call tomorrow.

[paddym]

oops ! sorry !

[closey]

Right, spoke to the bailiff this morning, and what a friendly chap he was....not....got the distinct impression he's on the banks side.

Anyway, he advised me that he visited the local branch, they provided him with the contact details of a person at HO who is 'dealing with it'. It called the person who is 'dealing with it' to be advised that of course he is 'dealing with it'.

I asked if he had provided Woolwich with a timescale in which to get this resolved and he said no, he was satisfied that the Woolwich will resolve it. I said I didn't feel this was acceptable, and he said it doesn't matter what you think about it, I'm happy with what they've said.

Not really sure what to do now. I will give it a couple of weeks and get back onto the bailiff again.

[rascal]

Wow this is exciting - can't believe the Woolwich havent tried to contact you at all with an offer?? - maybe you should try emailing Mr Jerimiah.

[victimnomore]

What!!!!??!!

I think your bailiff's attitude sounds outrageous. Does anyone here know how to complain about a bailiff?

[victimnomore]

(Still outraged)

Does this mean that if I ever get a bailiff knocking at MY door demanding money that I owe, all I have to say is, "I'm dealing with it", and he'll go away?? Somehow I don't think so.

[MARTIN3030]

Originally Posted by victimnomore

What!!!!??!!

I think your bailiff's attitude sounds outrageous. Does anyone here know how to complain about a bailiff?

There is a fantastic baliff and debt collectors section on this site.
And no.......you dont tell the Baliff to go away you just dont open the door or leave windows or doors open to let them in !

	Debt collection library Follow this link to our debt collection library. This library contains templates and advice for dealing with debt collectors who act oppressively or unfairly. This library is work in progress and will be built up over the next few weeks. 17.03.09

[closey]

Ok, I have news. having let this slip somewhat I called the Baliff today for news, and he said, 'what you haven't had your money yet?'. Apparently the Woolwich sent a cheque to the baliff for the full amount, which they have banked, and a bankers draft has been issued to me.....I haven't received it yet, but any day now.

I am so excited!

Thanks so much for everyone's help, and of course to CAG, without which this may not of been possible for me.

Once the money is received a donation will made to keep this wonderful site going.

[Thailand]

Well done Closey, you deserve every penny and more!