shreky2511 v Woolwich ***SETTLED IN FULL***

[shreky2511]

filed my aq asked for it to be in swansea no such luck a district judge wants to hear all bank charges cases got directed to cardiff.got a direction hearing date of 26-03-07 now i need to know the follwing:-is there going to be another date before barclays settle (currently £4454 w/out intrest and asked judge for charges since 11-06 to be taken into consideration £1000 approx.) ?roughly how long left?running 3 months behind on rent so far landlord been ok but due to charges my wages have been swallowed up and l/lord starting to get worried (so am i)was offered 2,000 before xmas wish i took it now as this is stressing me out.anybody had same experience with barclays??p.s. wages now go into halifax and in one week my woolwich account has gone -£185 due to charges snowballing.

	County Court guidebook by Judge Patricia Pearl Follow this link to read the review of this excellent Small Claims Guidebook. This comprehensive and very accessible guide will take you through the process of suing or defending a claim. This guide will help you take control of your litigation and make you more confident about doing it yourself. Applies to England and Wales

	Bank Charges You should have started your claim for your bank charges by now. Don't wait. You should send your bank a Subject Acess Request asking for all personal data they hold on you - not just statements. You should calculate all of your bank charges and related interest as far back as 1995. You should send your bank a demand for a refund giving them 7 days. You should commence your legal action adding 8% statutory interest. If you wait for the outcome of the test case, you may not be able to claim like this. you may not be able to claim interest. You may only be offered the difference between the charge and the OFT "fair charge". The repayment scheme will try to limit you to refinds from 2001 only. A repayment scheme will not deal with any bank charges related defaults on the credit register whereas in a court action you can ask for these to be removed and to be compensated for the damage caused to you and your family by them. You should also write to the bank and to the CRA and put all charges related credit entries in disupte and warn them that you will want them removed from the Register when the test case is over. Warn them also that you are likely to be seeking compensation for these wrongful data entries. Full and final settlement Have you previously accepted a partial repayment of your bank charges in full settlement? You will still be able to claim the rest of your money back after the Test case is decided. Get all your information back to 1995 and put in your claim now.

[jonni2bad]

Reported as SETTLED IN FULL 09/02/07