walton v barclays **ANOTHER WON**

[paulwlton]

thanks for that, i need to delete some of the wording in my claim to fit this in,theres a limit on the number of charactrs you can use.

[paulwlton]

barclays have acknowledged my claim and have 28 days to file a defence, i will now prepare my case for a court hearing

	County Court guidebook by Judge Patricia Pearl Follow this link to read the review of this excellent Small Claims Guidebook. This comprehensive and very accessible guide will take you through the process of suing or defending a claim. This guide will help you take control of your litigation and make you more confident about doing it yourself. Applies to England and Wales

[sean28]

Hi Paul, I've just started with my Data Protection Act letter, so will watching your case closly for inspiration and advice, Keep the thread updated please.

Good luck

Sean

[paulwlton]

yes will keep updating as and when. good luck with your claim

[saeed72]

i am new to this wonderfull site and watching as well

[quin1962]

I am in the same boat as you and just got back that Barclays are defending the claim and off to do even more thorugh work on preparing a case. No doubt Barclays will wait till the last minute to submit their defence. Although their acknowldegement came through in less than a week. Good luck with your case and will be keeping a close eye on events.

[Rebel UK]

Hi Guys,

Please check my thread here REBEL UK v Barclays : settlement imminent

I am further down the road than you and it may give you some tips on how to proceed from here.

Rebel

[paulwlton]

well barclays have till monday to file a defence, i think they leave it to the last couple of days just to put people off and hope they bottle it. will keep you posted.

	County Court guidebook by Judge Patricia Pearl Follow this link to read the review of this excellent Small Claims Guidebook. This comprehensive and very accessible guide will take you through the process of suing or defending a claim. This guide will help you take control of your litigation and make you more confident about doing it yourself. Applies to England and Wales

[maisielou]

Barclays filed there defence on day 27 with me

[paulwlton]

just one concern at the moment the particulars of my claim was very basic. due to the amount of characters you can use, could this be a problem. they may say in there defence that it's just a summary.

[paulwlton]

just been on moneyclaim site, the 28 days are up, and guess what, barclays have entered a defence, that is a shock, so now the waiting game begins, i think the next stage will be contact from the court. will keep updating.

[embleton01]

Originally Posted by paulwlton

just been on moneyclaim site, the 28 days are up, and guess what, barclays have entered a defence, that is a shock, so now the waiting game begins, i think the next stage will be contact from the court. will keep updating.

Stick with it Paul, they're just trying to intimidate you - we're all behind you!!

[paulwlton]

thanks for that. keep you posted

[paulwlton]

just received barclays defence, It says the particulars of claim are summary and the claimant has failed to identify and state any cause of action against the defendant to establish any legal liability for the sum claimed. they also state that i've failed to identify the precise charges. when i filled moneyclaim in, it would not let me enter all the info i wanted to include, so i made it very basic, stating the amount i was claiming plus interest, and saying i beleive these were taken unlawfuly. and i am claiming the last 6 years back. should i make a new claim or could this claim be altered. any advice would help.

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[callumsgran]

have you made a list of charges? if so dont worry you can produce them in court!!!

[paulwlton]

yes i have a schedule of charges. it's the legal liability part i'm concerned with.

[Karnevil]

have a look at wp's thread here - http://www.consumeractiongroup.co.uk...oyds-bank.html

he did pretty much the same and won so dont worry

[Pillowatrick]

Paulwlton,
No, you haven't done anything wrong. This part of the defence can be seen as one more of Barclays 'stalling tactics' - they know very well how much they've charged you (after all, it was the bank that sent you the statements which you used to calculate the charges!). As long as you have kept a schedule of charges & interest, don't worry. I would send them a copy of this breakdown (recorded delivery of course), and then mention to the court that you have done so when you receive information about your court date, when you are getting all of the paperwork together.

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[paulwlton]

thanks for that, because i didn't include the unfair (contracts) terms act 1977. and the supply of goods and service act 1982 s.15. etc. the legal basis of my claim, could it get thrown out. Is it wise to send a letter to the litigation department of the bank, and one to the court, including my schedule of charges. so mad with myself, like i say i included all this info but when i inserted the paragraphs about claiming interest it wouldn't allow it, so just went basic.

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[paulwlton]

Any advice would be helpfull, should i fill the questionaire in, send it back and wait for a court date, or do i send particulars of claim with list of charges to the bank and court. if i leave things as they are and it gets to court, could it get thrown out.