RFisher33 vs Barclays *ANOTHER DEFENCE STRUCK OUT!*

RFisher33 · 10th December 2006, 05:49

S.A.R - (Subject Access Request) sent today. Hoping for a speedy reply of statements from Barclays but thats probably hoping too much. I reckon i have around £2000 in charges so should be a good one.

paulwlton · 10th December 2006, 17:09

Welome on board.

RFisher33 · 14th December 2006, 09:25

Parachute account opened yesterday ready incase Barclays close my account.

basilbusk · 14th December 2006, 09:28

Welcome on board. I'm just about to get Court documents drawn up for Barclays, so hang on in there.
Basilbusk

RFisher33 · 14th December 2006, 09:32

Thanks Basilbusk,

Quick question for anyone that knows the answer. Now I have sent my S.A.R - (Subject Access Request) do i have to exclude all the holiday days (christmas day, boxing day etc) from the timescale set or do i just stick to it ridgidly?

Rob

allan1983 · 14th December 2006, 09:38

Id stick to it, because its likely you will have the stuff before christmas.
Barclays average at about 10 days i think.

Snoopy1977 · 16th December 2006, 03:40

Just a quick follow up - I have received my statements for two bank accounts - still waiting for the Barclaycard stuff though.

RFisher33 · 23rd January 2007, 19:50

Got back from Australia on Friday after being away for a month hoping to see a pile of statements but nothing received

. This is the only letter i didn't send recorded delivery. Do you think they threw it away and should start again?

RFisher33 · 27th January 2007, 13:52

Any ideas anyone? I hear most people on here are getting theirs back within 10 days???

paulwlton · 27th January 2007, 13:57

I made a request for statements over the phone, i recieved them within 7 days.

RFisher33 · 28th January 2007, 02:02

Hi Paul,

Was that through normal telephone banking?

Rob

RFisher33 · 30th January 2007, 15:32

Aha, found an old letter that Barclays sent to tell me that they would be sending copy statements out in the next few weeks. Well i think i've given them long enough so i'm sending the LBA.

RFisher33 · 6th February 2007, 22:46

Went to my old house today to check the post and guess what. They have had the statements there for the last two weeks!!! Oh well at least I have them. All charges totalled up to £1770. Nice little sum i think.

Anyway I have entered them all into Vampiresses spreadsheet and am a little confused as to the boxes on the right for interest? What goes in here?

Another question is I got a charge on one statement for card misuse that was £25. God knows how i misused a card but is this valid to go on the spreadsheet?

I'm all excited now things are starting to move

dickeggsy · 6th February 2007, 23:12

i bet you used the card to get the frost off your windscreen.
er the boxes on the right should contain the amount of interest at 8% for each charge . is there nothing in them.? have you put the days since in or the date for each charge. this works the interest out automatically.

RFisher33 · 6th February 2007, 23:22

Nice response dickeggsy it made me laugh.

The spreadsheet has worked out the interest at 8% but the boxes i'm talking about are on the advanced spreadsheet on the right hand side of where you enter your charges. They are headed INTEREST DATEINTEREST CHARGEDACCOUNT BALANCE AT INTEREST DATEINTEREST FREE OVERDRAFT (ENTER AS +)

Do I have to fill these in or can i just carry on with the running total of the charges? I'm confused. I read on welshmans thread that he ignored this bit and let the bank have the overdraft interest charged as the true reflection of the charges as it was probably so small.

dickeggsy · 6th February 2007, 23:31

which spreadsheet are you using , the simple one or the not so simple one.
i am going to have a look at them to see what that's all about as i used the statutary 8% one.

RFisher33 · 6th February 2007, 23:34

the not so simple one

RFisher33 · 20th February 2007, 18:59

At last I have sent my prelim.

One letter sent today asking for £1800. I didn't put the overdraft interest on as they can keep that for the true representation of the charges.

I'm well up for it now especially as all i've seen splattered across the news today is how they made £4.5bn profit last year!!!

Rob

RFisher33 · 8th March 2007, 22:43

Latest update.

Letter received from Barclays acknowledging my complaint (On the very last day of the 14 day deadline!!) saying they will respond sometime this century.

SO:-

LBA written and ready in envelope to be sent tomorrow morning.

Has anyone else had issues with Barclays dragging out the time they even acknowledge your letters?

CAG Products - We think that these will help you to make your claim or Reclaim your Right These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit	Small Claims Court Guide New Edition	CallBurner - Skype CallRecorder Review	Last Will & Testament Kit	Fight a Motoring Ticket

Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here
UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki N.B. Please note - due to postage costs these products are only available in the U.K.