Maxine V Barclaycard. **WON**

[T4FF]

Just want to make it clear that I am not condoning this btw!!

I like the response "You can even put it in the oven (at the minimal heat level) to fasten the dry. Tested and approved by me."

Lol

What is actually happening maxine? Is the full stop key being depressed everytime you press other keys or is it constantly adding full stops in without the key being depressed? The former would suggest that the key is stuck and you could do with removing the key and the other keys around it and removing any sticky milk around those keys - putting the key you have removed in a sink full of warm water will remove any lose grime.

Either that or the contacts under the keys (once you remove the key there will be a bit of plastic left that is depressed by the key in order to tell the keyboard you have just pressed it) might be stuck in a depressed state or might be sticky.

Aside from that, it could be that the milk may have messed with the electrics (depending on what keyboard you have there might be electrics in it) and might need to be replaced.

As an alternative to your full stop madness, there is a keyboard viewer program that you can use as alternative. This might be of help until you get your keyboard sorted.

[maxine989]

Hi.folks...

How.mad.that.you.can.put. your.key.board.in.the.dis h.washer...cccrrrrazyyy!!

Today.I.am.determined.to. fix.it...one.way.or.anoth er...I.may.as.well.try.
the.dish.washer.thing...I .have.got.nothing.to.loos e...

hahaaaa....

Watch.this.space!!

[TANZARELLI]

Get wofter to woft it dry after. lol

[ajjars]

Hi Maxine,

We have got statements dating back to 2001 for 2 accounts, and the earliest charge appears in the september. We could have just been good before that - but I doubt it!! We are still waiting for the statements (2001 - 2004) for the other account. Think we will proceed with that one on estimated charges like you. I can't believe they still haven't supplied yours. What a******es.

Ajjars.

[Mistermind]

Originally Posted by maxine989

Watch.this.space!!

Lol, I think Maxine is hoping -- watch this spacebar !
As you press down on the spacebar or any other key, there is some counterweight or spring mechanism which enables the key to bounce up again making the next key depression possible. I suspect sticky milk has coagulated preventing the upward bounce.

If no cure works and the keyboard cannot get any worse, then suggest recruit the same child who spilt the milk to spill an equal amount of diluted warm detergent with an identical arm movement. Liquid B will then undo the effects of liquid A in situ, lol. After a few minutes perhaps (god help us) rinse out with pure water. Then there is the hair drier, and as mentioned before the oven on the lowest setting....

So many shops have redundant oldstyle monitors and keyboards, such as charity shops, public libraries, offices, schools, Cash Converters, that I might have thought some might be pleased and relieved to give superfluous keyboards away.

Happy Easter to all.

	What are your rights at work Follow this link to read the review of the Guide to your Rights at work, published by Lawpack

[maxine989]

The reason I was hoping to fix the keyboard instead of geting a cheap replacement was because it is a Mac keyboard... and looks snazzy... So it would have been a shame to bin it...Anyway... LOOK...

I'm dottless....yay!!! I can type without all the confusion.

Thanks for the help, advice and uplifting humour... nice one folks!!

[maxine989]

Oh...and happy Easter!!

[T4FF]

Out of curiosity, how did you fix it??

[TANZARELLI]

She got wofter on the case.

[maxine989]

Took it apart and blasted it with a hose... nar, not really...

I just gave it a good clean after taking it apart and then rinsed it with the hot tap... dried it on the radiator and bingo!!

The milk had mixed with big balls of fluff and rolling tobacco (I wonder how that got there...?) and dried up into a horried bit of clag around the keys...yuk!!

It looks all lovely and clean now and feels like new... shame it doesn't automatically improve my spelling though...ha!!

I know this isn't a bank related post... but while I am here I must tell you... My other half is attempting to put a Velux window into the roof of the outhouse. I left him contemplating which roof tile to start taking off first while I popped to the tip with a car full of garden rubbish... I was gone half an hour and when I got back he (my O/H) is standing holding the ladder while Dave (our old age pensioner next door neighbour) is on the roof with his slippers on stripping the tiles off!!! It's an accident waiting to happen... I have had to come in the house... I can't look!!!

Lets hope it not a typical Bank Holiday at casualty!!

:o :o

[T4FF]

Originally Posted by TANZARELLI

She got wofter on the case.

Silly question really wasn't it...

[TANZARELLI]

Originally Posted by T4FF

Silly question really wasn't it...

LOL

[maxine989]

Just letting you know I am still alive.

The weather has been good and so I haven't been n-line much.

I haven't heard a peep from Barlays. I need to file at court but can't afford it right now... and I am also concerned about going to court with SOME estimated charges (I still have not received all my statements).

This whole bank thing has got on top of me a bit and I have been leaving the big pile of paperwork alone for a while.

I need to get back on top of all my claims to succeed... the waiting is just doing my head in!

[T4FF]

Maxine. How have you not had all of your statements yet? Head over to the library and find the non-compliance letters. You need to send them an LBA for non-compliance giving them 7 days to send you whatever is left of your statements before you can progress the rest of your claim. I didn't realise you were estimating charges......must have overlooked in all the excitement of the dodgy keyboard! Best to get your statements back before you go any further.

	Small Claims kit by Lawpack Sue your bank as many times as you like with just one Small Claims kit by Lawpack. Follow this link to read the review. The kit contains everything you need: instruction manual, templates, examples, forms and a comprehensive CDRom. Applies to England and Wales

[T4FF]

And if I remember rightly the claim for non-disclosure is a lot cheaper. You could claim for damages (we're not talking megabucks) as part of your non-disclosure and that could give you some money towards the rest of your claim??

[stan5131]

Maxine. I filed against Barclaycard on part estimated charges. They made no mention of this is their defence! Almost as if they hadnt even noticed. Their defence was the bog standard 3 page garbage waffling on about fair and reasonable.

[millymollymoo]

Hi Maxine Just saying Hi and have you got your statements???

O/H has had his claim acknowledged with these and is waiting for defence.

Milly XXX

[greengrocer]

I sent my Subject Access Request on to Barlclaycard on the 3rd May, and have just been reading this thread and Tanz's. My oh my. Looks like I'm in for some fun and games with this one. Have been successful with Cap1, sounds like they were pussycats in comparison.

Maxine: get your statements yet?

GG

	Subject Access Request A Subject Access Request is a demand which you can make to any organisation to disclose any personal information which they hold on you. The right to disclosure of data is provided by the Data Protection Act. There is no time limit. The organisation is obliged to reveal everything they have about you - which you ask for - as far back as you ask for. There are very few exceptions. It does not matter whether the data is held on microfiche, in an archive, on tape, in a cardex system, in sound recordings or in screen notes. Some companies are saying that they do not have to disclose where it would be difficult to do so - "disproportionate effort". This is untrue. Disproportionate effort refers to something else under the Act. If you are seeking bank charges information then you should ask for "all data held on you" and you should make it clear that you want everything as far back as it goes. Do not be put off by excuses. Do not accept being fobbed off. It is not in your bank's interest to make full disclosure to you. This means that it is in your interests to get it. If you have not started gathering your bank charges information yet, then you should start now. There will soon be a big rush once the OFT test case has been settled. Get all of your bank account informtion as far back as possible. At least as far back as 1995. If your bank says that they don't keep data as far back as this, don't accept it. Be persistent. They've got what you need in some form or other.

[maxine989]

Hi Guys

It's time for action...

I have finally got a court date over the non-compliance.

Quite a while ago I wrote another LBA regarding the claiming of charges using estimated charges and also discussed the missing statements but had no response from them. I have recieved SOME statements from Barclays, but have got chunks missing here and there so... although I initially agreed to inform the court that the claim for non-compliance had been settled once my statements arrived, I have not informed them that the claim has been settled because I only recieved some of the statemtns I requested.

I have finally got court date but am feeling a little anxious about it as it is allocated to the small claims track even though it is for non-compliance. There is a small calim for damages also so I assume this is the reason why. I just hope I am going down the right track.

This is what my letter from the court says:

'DEPUTY DISTRICT JUDGE ****** has considered the statements of case and allocation questionnaires filed and has allocated the claim to small claim track.

The hearing of the claim will take place at 10:00 on the 20 July 2007 at ****** county court and should take no longer than 1 hour.

By no later than 14 days before the hearing of the claim the CLAIMANT must send to the court and to the DEFENDANT copies of all the documents that they intend to rely upon at the final hearing. The copy documents should be in a bundle with each page clearly numbered. The parties must ensure that they bring the original documents to the hearing.

By no later than 14 days before the hearing of the claim the DEFENDANT must send to the court and to the CLAIMANT copies of all the documents that they intend to rely upon at the final hearing. The copy documents should be in a bundle with each page clearly numbered and the originals bought to the hearing.

By no later than 14 days before the hearing of the claim the CLAIMANT and the DEFENDANT must send to EACH OTHER copies of all the documents that they intend to rely upon at the final hearing, AND at the same time each party must send the original signed witness statement to the COURT. The witness statements MUST comply with the attached note headed 'WITMESS STATEMENTS IN SMALL CLAIMS TRIALS'.

1. You have been ordered to file and serve witness statement before the final hearing in this case.

2. FILE means sending a copy to the court for placing on the Court file. SERVE means sending a copy direct to your opponent.

3. WHO IS A WITNESS? - The claimant and Defendant are both witnesses and most likely are the key witnesses. Their witness statements are consequently of great importance.

4. The witness statement you have been ordered to file and serve must comply with the civil Proceedure Rukes part 32.8

5. If the whiness statement are not filed and served as ordered then it may result in a witness not being permitted to give oral evidence' blar blar blar....

HELP!!!

It all seems a bit daunting....

so any advice is more than welcome.

In the meantime while I wait for feedback from anyone I shall be reading up about what to include in the court bundle.

Bloody Barclays... why can't they just send me all the statements instead of bits here and there???

Maxine

	County Court guidebook by Judge Patricia Pearl Follow this link to read the review of this excellent Small Claims Guidebook. This comprehensive and very accessible guide will take you through the process of suing or defending a claim. This guide will help you take control of your litigation and make you more confident about doing it yourself. Applies to England and Wales

	Small Claims kit by Lawpack Sue your bank as many times as you like with just one Small Claims kit by Lawpack. Follow this link to read the review. The kit contains everything you need: instruction manual, templates, examples, forms and a comprehensive CDRom. Applies to England and Wales

[maxine989]

Just to refresh you all... this is my POC...

I now see things a could have done better etc... and bits that I should have added or left out. It's too late for changes so these are the POC on which my claim is based.

PARTICULARS OF CLAIM


1. The Defendant is a Data Controller within the meaning of the Data Protection Act and is responsible for the processing of data of which the Claimant is a Subject.

2. The Claimant has account(s) numbers **** **** **** **** & **** **** **** **** (Mastercard & Visa) with the Defendant which was opened on or around 1998.

3. On 17th November 2006 the Claimant sent a Subject Access Request, pursuant to Section 7 of the Data Protection Act 1998 to the Defendant.

4. The Defendant has failed to comply.

5. By virtue of the Defendant's failure to comply with the Subject Access Request the Claimant has suffered damage

6. The damage caused is:

Extra costs incurred in addition to court costs, due to the Defendants failure to comply - this includes the cost of additional correspondence, numerous phone calls and time spent preparing documents and seeking legal advice, I estimate this cost to be £150.00

7. The Claimant seeks an order that the Defendant do comply with the Claimant's Subject Access Request

8. Under the terms of Section 15(2) of the Data Protection Act 1998, where the Defendant contests that information requested under the Claimant's Subject Access Request is not included within the scope of Section 7 of the Data Protection Act 1998, the Claimant requests that the Court inspects that information, and where it finds that the Defendant's opinion is unfounded, that it orders such information be included within the information supplied to the Claimant under the Subject Access Request.

9. Damages and costs within the discretion of the Court.



I believe that the contents of these particulars of claim are true

	Record your calls Follow this link to read the review of the Truecall telephone recorder and call manager. This is the Rolls Royce of call recorders. It's a bit pricey but if you buy it with our special offer you will get it at cost: about 20% discount. How much do we make on the deal? - Nothing at all. You can also buy cheaper devices from Maplins. Truecall is the best - but the important thing is to record your calls.

	Subject Access Request A Subject Access Request is a demand which you can make to any organisation to disclose any personal information which they hold on you. The right to disclosure of data is provided by the Data Protection Act. There is no time limit. The organisation is obliged to reveal everything they have about you - which you ask for - as far back as you ask for. There are very few exceptions. It does not matter whether the data is held on microfiche, in an archive, on tape, in a cardex system, in sound recordings or in screen notes. Some companies are saying that they do not have to disclose where it would be difficult to do so - "disproportionate effort". This is untrue. Disproportionate effort refers to something else under the Act. If you are seeking bank charges information then you should ask for "all data held on you" and you should make it clear that you want everything as far back as it goes. Do not be put off by excuses. Do not accept being fobbed off. It is not in your bank's interest to make full disclosure to you. This means that it is in your interests to get it. If you have not started gathering your bank charges information yet, then you should start now. There will soon be a big rush once the OFT test case has been settled. Get all of your bank account informtion as far back as possible. At least as far back as 1995. If your bank says that they don't keep data as far back as this, don't accept it. Be persistent. They've got what you need in some form or other.