Woolwich - Charges and default

[Yasmin]

Not yet..."phoned the Court today 'cause not received anything from Woolwich/Barclays, neither have the Court, so they just made a note on my file to say I called in and had received nothing from the defendants!!!

[Yasmin]

So the letter arrived, finally, they want confidentiality, hmm don't think so.....also no mention of removal of default. I will be mentioning it !!Not celebrating yet, could still be fighting out that one in court on Wednesday...

[paddym]

yasmin dig your heels in if they want a deal thats your terms for settlement make them aware no deal you go in to court and we all know they dont wanna do that so i believe the balls firmly in your court so as to say ! ha ha (sorry for the pun ) !

[Yasmin]

LOL, for sure, just on my way to post letter!!

[Allyxia]

Hiya - Sorry to hijack this thread.

But I was reading it as I myself are in a simlaur position , whereby as soon as I started to proceed against the woolwich they registered default against.

I am already pushing for a court order aginst NatWest for the same thing.

I have been in correspondence with experian, and have received a rather long winded 6 page letter off them today, which may or may not be use to BF and anybody else on this site....I need to go through it in more detail myself but whatever my letter to them in teh first place must have ruffled someone as this has come from teh director office themselves!!!!

In the letter there are a few things which I am not completely sure they are allowed to state.

They seem to have been consult with the Information Commissioners Office before writing this letter and it my belief that they are missing the point to suit themselves.Esp the part with Information Commissioners Office states about removal of defaults, and and harm to teh data subject and also they state in tehir letter that the Information Commissioners Office states that CRA do not need Data Subjects permission to hold information on them (?) really(?) anyway if anyone is interested let me know and I will email it to them.

Onwards and upwards as they say

	Credit Report Click link to open in new window.

[Yasmin]

ok... well Barclays desperately trying to contact me today. All a bit last minute stuff, didn't return call 'till around 6.00. They have recredited my Barclaycard and have agreed to do the same 're Woolwich..also remove the default. They have agreed to confirm this by E mail??? and I will be speaking to them again in the morning. Hopefully this should be enough as I have sent them a letter detailing the conditions upon which I would be willing to cancel court proceedings... (Hearing tomorrow).and if they are E mailing me also...What do you think???? Feel I still may have to attend court. don't really trust them......

[Allyxia]

Typical Barclays to settle the night before eh?

Yasmin they probably give you hush money in top of your claim so this may be the last time we hear from you !! LOL

Well done huney. I probably wouldnt do anything with the court until I had a definate from Barclays if I was in your shoes!!! But thats just me, I dont trust anybody who has spent the last four years taking money unlawfully from my accoutn eh!!!

Glad to hear about the default - though it does confirm my fears that there no way its going to get removed soon. Though like my post says - I have written to the Information Commissioners Office and FSO!

Well done, and if there no Conf agreement to scupper you please post back and let us know what happened eh?

[austenpowers]

congratulations Yasmin, but like you say I would not trust them. Turn up for court unless the money is in your account. There is no settlement until you have actually received the money.

[paddym]

well done yasmin !

[Allyxia]

watching this space yasmin!!!

[Yasmin]

R E S U L T !!!!!!!

Barclays on the phone this morning, first thing, telling me they had sent E mail, copy of cheque, promise to remove default and confirmation that the money had been paid into Barclaycard.

Arrived at the Court early, their representative already there. Very civilized . We informed the Judge we had reached an agreement. We were first in. The Judge has given four weeks for the issues to be resolved(at the outside!!) If they are not, then I can resume Court proceedings.

They have told me that the default will be removed within 48 hours, so I will just await confirmation of this. Also managed to claim costs to compensate the cheque re Woolwich refund of UNLAWFUL CHARGES not being cleared...........A good day so far!!

Was a lengthy process. Thank you all for your support along the way. Best of luck with your claims. Going on to fight other issues now. Will be donating shortly, well deserved, only wish it could be more

[austenpowers]

Wow, now that is leaving it until the last minute!

Enjoy the money yasmin

[Allyxia]

Ah well done Yasmin good on you girl

Hopefully they wont be so stupid and leave it to the last minute from now on!!!

[paddym]

yeah you would think the woolwich would sort it all out now rather than us having to take them to court when are they going to realise that the people claiming of them are serious come on Mr Barclays get your act together !WELL DONE YASMIN !

[Allyxia]

Paddym - well tobe hoenst Ive had to raise a compliant to the FSO and Information Commissioners Office regarding the Woolwich and their action since starting my claim.

Sent them A letter to tell them thats what has happening so I wonder if they will change tack now!!

[Yasmin]

Just to let you know, received letter today confirming that default has now been removed......FINALLY:grin :

[Allyxia]

You ar5e my light in my dark tunnel!!!!

the onlything holding my case up is the court waiting for the magic "test" case. When are they going to realise this and stop hogging the docket!!!

[Yasmin]

Just received a copy of my credit report. The default, (amount comprising solely of unlawful charges) has only been marked as satisfied, not removed as promised
I have sent an abrupt txt to person dealing with it at Barclays, demanding action within 48 hours, or I will proceed with litigation!!! An option still open to me, if they don't comply ......

	Credit Report Click link to open in new window.

[Allyxia]

oHHHH well done yas for being so on the ball!!!!!!

The check of em!!! I tell you!!!!

Im having the same monkey business with the Woolwich as we type!!!

Arrived todays post.

Acknowledge and copy of defence from wooly.
Also
From Gordon Jennings
As I cant find any evidence that you have taken legal proeceeding aginst the Woolwich please note that legal proceeding have commenced aginst you as of the date of this letter.

Phoned Gorden up - was told he wasnt in and as the ONLY person dealing with Wooliwch accoutns regarding claims no one else can help me.

Is it me or is it safe to assume then that Gorden would know about my action as he is the ONLY person in the whole of barclays/wooly dealing with my claim!!!!

Ejits the lot of them!!