blueberrys v. Barclays *WON*

[blueberrys]

Just found my way to the site this weekend via Martin Lewis' money saver site. Can't believe I didn't know about this before but ready to do battle with the banks to get back what's rightfully ours. FAQs and members' postings have been incredibly helpful and motivating, so here goes.....!!

S.A.R in post to Halifax PLC 10.9.06
S.A.R. in post to First Direct 10.9.06
S.A.R. in post to Barclays 10.9.06

Here's to a speedy response...CHEERS!!

[victimnomore]

Welcome, and cheers to you too!

Here's to success. But a "speedy response" - sorry, certainly not from Barclays. Their only strategy for dealing with this problem seems to be to delay as much as possible at every stage, presumably in the hope that people will give up in frustration.

[blueberrys]

Thanks for the warning. We're in for as long as it takes!! Good to see so many people sticking to their guns and getting the right result. Will keep you posted!

[blueberrys]

Hi,
I sent my prelim request to Barclays 22.9.06 and received a reply from them dated 28.9.06 with a leaflet (why do they ignore what we say!!) and a promise to look into my concerns and reply by 20 October - or I can ring them to discuss on an 0845 number!! No way I'm doing that, but should I stick to my original deadline and send the LBA on 6.10.06?

Thanks

Jackie Berry

[Bookworm]

Your claim, your deadlines.

[blueberrys]

Thanks Bookworm. Will prepare LBA and send Friday!

[blueberrys]

Hi there. Wonder if anyone can help on a legal technicality here. Barclays have offered the full amount we are claiming in a letter received today 'in full and final settlement'. I know we have to settle as it is the amount we requested and we are delighted to do so. Just wondering if that wording means we cannot claim again for any unlawful charges applied after this.

Would we be better typing up our own acceptance stating that we reserve this right or is it OK to proceed with the form we've been sent?

If you've experienced this and know what to do your help would be much appreciated

Thanks

[essjaysea]

You should accept their offer of a "full and final settlement", as long as there are no strings attached, such as a confidentiality clause that they sometimes insist upon.

If you are happy with the terms of their offer, then go ahead and sign.

This does not prevent you from claiming for other charges in the future, or even in the past, that were not included in your original claim. All they are agreeing to settle is the amount you are claiming for, as per your charges schedule, together with your costs and interest.

[victimnomore]

essjaysea is absolutely right.

You would be agreeing to accept payment in "full and final settlement" of your specific claim. If they charge you again, (and they will 'cos, as we've always said, it's an automatic system!) you can claim again.

Just double check before you accept that you are getting the full amount you claimed, including interest.

[blueberrys]

Thanks guys. Have checked the letter and it looks 'clean' with regards to any confidentaility clauses or references to future charges. Will return the acceptance and keep you posted as to when the refund happens (no doubt they'll take their time!!)

Cheers!!

[blueberrys]

WE WON!!!!
Checked bank account yesterday and all the money we were claiming has been credited back to our account. Thanks to everyone for their help and support - two more to go in this round, then bring on the credit card companies!!!

Donation on way, survey to complete after work today!!

Note to MODS - not sure how to set this to ****WON**** - could you help me please? Thanks again

[Welshman]

Very well done and Congratulations.

Have submitted it to be changed to "won" for you.

[s.opare]

Blueberrys, jolly good job, the payouts seems to be coming one after the other, may be they will start payout on a daily basis. Well done and enjoy the lot it was yours in the first place.

Sam