Tigs33 v Barclays ** WON **

[Tigs33]

Letter to be sent tomorrow requesting unlawful charges back - total claim £675

[Tigs33]

Offer received today for £300 so that will be a thanks but no thanks!!! lol

[Nightstar]

Nice One Tiggs

[Tigs33]

Letter to be sent to Barclays tomorrow

_________________________ _________________________ ____

Thank you for your letter dated 27th August 2006.

I note your comments regarding your attempted justification of your charges. £30 for clearing a transaction which, for you, is an automated process and requires no manual intervention is excessive in the extreme, and does not reflect the banks costs for this action. Just because they are listed in your terms and conditions does not make them lawful.

I would be more than happy to go to court, in order to find out how you justify your charges.

I will accept your offer of £300 as PART payment ONLY and I will continue to pursue you for the remaining of my claim which totals £675. Failure to refund these charges to me IN FULL by 4th September 2006 will leave me with no alternative than to pursue my whole claim, including interest, through the courts

[Nightstar]

Hi Tiggs,
Have you seen the templates?
It's just that your letter seems too me to be a little aggresive!
But hey! It's your shout, Good Luck

[Tigs33]

lol yes I am getting more aggressive with each claim!!! hahaha perhaps I will tone it down a bit!!

[Nightstar]

Nice One Mate, LOL Good Luck.

[Tigs33]

how about this

___________________

Thank you for your letter dated 27th August 2006.

I note your comments regarding your attempted justification of your charges, however I do still disagree. £30 for clearing a transaction which, for you, is an automated process and requires no manual intervention is excessive in the extreme, and does not reflect the banks costs for this action.

I will accept your offer of £300 as PART payment ONLY and I will continue to pursue you for the remaining of my claim which totals £675. Failure to refund these charges to me IN FULL by 4th September 2006 will leave me with no alternative than to pursue my whole claim, including interest, through the courts.

[Nightstar]

Better Tiggs, but you disproving the manual intervention bit, doesnt sit comfortable with me, as we know there automated but can we catorgorically say there is never manual intervention? as a mod for advice mate..

[Tigs33]

ok ok, I get your drift I will change that bit!!! lol, mind you that was the letter I sent to HSBC and they paid up perhaps I frightened them a bit!!! lol

[Tigs33]

Is this one better lol

------------------------------------

JUST GIVE ME MY MONEY BACK!!!!!!!!!!!!!!!!!!!!! !!!! <------ only joking

_________________________ ______

Thank you for your letter dated 27th August 2006.

I note your comments regarding your attempted justification of your charges, however I still disagree. £30 for clearing a transaction which, for you, is mainly an automated process and requires very little manual intervention is excessive in the extreme, and in my opinion does not reflect the banks costs for this action.

I will accept your offer of £300 as PART payment ONLY and I will continue to pursue you for the remaining of my claim which totals £675. Failure to refund these charges to me IN FULL by 4th September 2006 will leave me with no alternative than to pursue my whole claim, including interest, through the courts.

[Nightstar]

It's your shout Tigs33 but reading the forums I personnally think that Barclays are a completely different kettle of fish, Good Luck

[Tigs33]

In what way different??

[Nightstar]

Much better Tiggs33

[Nightstar]

They seem a stubborn bunch, not unbeatable just stubborn, have a look at some of the litigation concluded threads...Most banks get a LBA and offer full and final payment, Barclays will usually take it to the wire

	Small Claims kit by Lawpack Sue your bank as many times as you like with just one Small Claims kit by Lawpack. Follow this link to read the review. The kit contains everything you need: instruction manual, templates, examples, forms and a comprehensive CDRom. Applies to England and Wales

	Bank Charges You should have started your claim for your bank charges by now. Don't wait. You should send your bank a Subject Acess Request asking for all personal data they hold on you - not just statements. You should calculate all of your bank charges and related interest as far back as 1995. You should send your bank a demand for a refund giving them 7 days. You should commence your legal action adding 8% statutory interest. If you wait for the outcome of the test case, you may not be able to claim like this. you may not be able to claim interest. You may only be offered the difference between the charge and the OFT "fair charge". The repayment scheme will try to limit you to refinds from 2001 only. A repayment scheme will not deal with any bank charges related defaults on the credit register whereas in a court action you can ask for these to be removed and to be compensated for the damage caused to you and your family by them. You should also write to the bank and to the CRA and put all charges related credit entries in disupte and warn them that you will want them removed from the Register when the test case is over. Warn them also that you are likely to be seeking compensation for these wrongful data entries. Full and final settlement Have you previously accepted a partial repayment of your bank charges in full settlement? You will still be able to claim the rest of your money back after the Test case is decided. Get all your information back to 1995 and put in your claim now.

[Tigs33]

Well I think Abbey are very similar by the sounds of it, we only got the offer after we filed the claim online.

Thanks for your advice and good luck in getting your money

[Nightstar]

Good luck to you mate, will keep an eye on your thread.

[Tigs33]

woohooooo!!!! Just had Rebecca on the phone and she has confirmed that my claim of £1,012 is going to be paid, she is now emailing me over the letter for me to print and sign and then return back to her, money will be in my account within 48 hours, I told her I would contact the court as soon as they had paid!!!!

WOOOOHHHHHOOOOOOOOOOOOOOO OOOOOOOOOOOOOOOOOOO!!!!!! !!!

[JackieJ]

Well done Tigs!!! Have a very very very Happy Christmas!!

Jackie

[Tigs33]

Happy Christmas to you and your family Jackie!!!!!!