Tigs33 v Barclays ** WON **

Tigs33 · 6th August 2006, 11:34

Letter to be sent tomorrow requesting unlawful charges back - total claim £675

Tigs33 · 30th August 2006, 19:04

Offer received today for £300

so that will be a thanks but no thanks!!! lol

Nightstar · 30th August 2006, 19:30

Nice One Tiggs

Tigs33 · 30th August 2006, 19:46

Letter to be sent to Barclays tomorrow

_________________________ _________________________ ____

Thank you for your letter dated 27th August 2006.

I note your comments regarding your attempted justification of your charges. £30 for clearing a transaction which, for you, is an automated process and requires no manual intervention is excessive in the extreme, and does not reflect the banks costs for this action. Just because they are listed in your terms and conditions does not make them lawful.

I would be more than happy to go to court, in order to find out how you justify your charges.

I will accept your offer of £300 as PART payment ONLY and I will continue to pursue you for the remaining of my claim which totals £675. Failure to refund these charges to me IN FULL by 4th September 2006 will leave me with no alternative than to pursue my whole claim, including interest, through the courts

Nightstar · 30th August 2006, 19:54

Hi Tiggs,
Have you seen the templates?
It's just that your letter seems too me to be a little aggresive!
But hey! It's your shout, Good Luck

Tigs33 · 30th August 2006, 20:01

lol yes I am getting more aggressive with each claim!!! hahaha perhaps I will tone it down a bit!!

Nightstar · 30th August 2006, 20:02

Nice One Mate, LOL Good Luck.

Tigs33 · 30th August 2006, 20:03

how about this

___________________

Thank you for your letter dated 27th August 2006.

I note your comments regarding your attempted justification of your charges, however I do still disagree. £30 for clearing a transaction which, for you, is an automated process and requires no manual intervention is excessive in the extreme, and does not reflect the banks costs for this action.

I will accept your offer of £300 as PART payment ONLY and I will continue to pursue you for the remaining of my claim which totals £675. Failure to refund these charges to me IN FULL by 4th September 2006 will leave me with no alternative than to pursue my whole claim, including interest, through the courts.

Nightstar · 30th August 2006, 20:13

Better Tiggs, but you disproving the manual intervention bit, doesnt sit comfortable with me, as we know there automated but can we catorgorically say there is never manual intervention? as a mod for advice mate..

Tigs33 · 30th August 2006, 20:17

ok ok, I get your drift

I will change that bit!!! lol, mind you that was the letter I sent to HSBC and they paid up

perhaps I frightened them a bit!!! lol

Tigs33 · 30th August 2006, 20:19

Is this one better

lol

------------------------------------

JUST GIVE ME MY MONEY BACK!!!!!!!!!!!!!!!!!!!!! !!!! <------ only joking

_________________________ ______

Thank you for your letter dated 27th August 2006.

I note your comments regarding your attempted justification of your charges, however I still disagree. £30 for clearing a transaction which, for you, is mainly an automated process and requires very little manual intervention is excessive in the extreme, and in my opinion does not reflect the banks costs for this action.

I will accept your offer of £300 as PART payment ONLY and I will continue to pursue you for the remaining of my claim which totals £675. Failure to refund these charges to me IN FULL by 4th September 2006 will leave me with no alternative than to pursue my whole claim, including interest, through the courts.

Nightstar · 30th August 2006, 20:26

It's your shout Tigs33 but reading the forums I personnally think that Barclays are a completely different kettle of fish, Good Luck

Tigs33 · 30th August 2006, 20:30

In what way different??

Nightstar · 30th August 2006, 20:31

Much better Tiggs33

Nightstar · 30th August 2006, 20:33

They seem a stubborn bunch, not unbeatable just stubborn, have a look at some of the litigation concluded threads...Most banks get a LBA and offer full and final payment, Barclays will usually take it to the wire

Tigs33 · 30th August 2006, 20:33

Well I think Abbey are very similar by the sounds of it, we only got the offer after we filed the claim online.

Thanks for your advice and good luck in getting your money

Nightstar · 30th August 2006, 20:36

Good luck to you mate, will keep an eye on your thread.

Tigs33 · 13th December 2006, 18:30

woohooooo!!!! Just had Rebecca on the phone and she has confirmed that my claim of £1,012 is going to be paid, she is now emailing me over the letter for me to print and sign and then return back to her, money will be in my account within 48 hours, I told her I would contact the court as soon as they had paid!!!!

WOOOOHHHHHOOOOOOOOOOOOOOO OOOOOOOOOOOOOOOOOOO!!!!!! !!!

JackieJ · 13th December 2006, 20:08

Well done Tigs!!! Have a very very very Happy Christmas!!

Jackie

Tigs33 · 13th December 2006, 20:17

Happy Christmas to you and your family Jackie!!!!!!

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