Boonyed v Barclays **WON**

[boonyed]

Notice of issue received from Northampton County Court;

Your claim was issued on xxxx....
The court sent it to the defendant on the same day by first class post and will be deemed to be served on !!!!!!!. The defendant has until kkkk (14 days) to reply....

If they file an acknowledgment of service, they have 28 days (from service date (!!!!!!)) to file a defence or contest the courts decision.

All together this action was very straight forward!! Anyone thinking of not going all the way with this, need not be phased by the court process.

Don't be worried there's loads of help and support on this site and you should remember that ultimately the law is on your side.

Andy

	County Court guidebook by Judge Patricia Pearl Follow this link to read the review of this excellent Small Claims Guidebook. This comprehensive and very accessible guide will take you through the process of suing or defending a claim. This guide will help you take control of your litigation and make you more confident about doing it yourself. Applies to England and Wales

[Dom]

Nice one Boonyed... we are only a few days away from the stage you are at... I agree stick together, hold ya nerve and go for it...

Any news? Andy

[bram stoker]

Wow, a great clear thread. My brother is claiming from Barclays so I'll be following this. He'll send his LBA on Friday.

Good luck with the claim and keep the info coming.

	Small Claims kit by Lawpack Sue your bank as many times as you like with just one Small Claims kit by Lawpack. Follow this link to read the review. The kit contains everything you need: instruction manual, templates, examples, forms and a comprehensive CDRom. Applies to England and Wales

[Jamespalmer999]

Andy

I have had the same issue with the amount of txt that can be added in the money claim site. I have submitted a claim today and therfore would be interested to hear any news that you have. please keep us updated

Hope all goes well for you

Many thanks

James

[Dom]

Hi Boonyed!

Tonight I issued a claim against Barclays for £486 plus court costs...

Got my claim number for Northampton County Court...

I have PM'd Bankfodder with the details...

Any news on yours yet?

Dom...

	County Court guidebook by Judge Patricia Pearl Follow this link to read the review of this excellent Small Claims Guidebook. This comprehensive and very accessible guide will take you through the process of suing or defending a claim. This guide will help you take control of your litigation and make you more confident about doing it yourself. Applies to England and Wales

[boonyed]

Thanks for the support everyone.

I do have news.......Barclays have today acknowledged my claim and, as far as I can determine from the FAQ's section, they now have another 14 days to file a defence. If they don't I can then request a judgement. However, it seems that they acknowledged the claim before the initial 14 day period was up and, according to the Moneyclaim site, they have 28 days in total. I will wait until the 28th May before filing for judgement, just to make certain.

I am growing in confidence with this whole issue and would encourage everyone to take this all the way. I know they are wrong and am quite prepared to go to court to sort this out.........Barclays, I hope one of your moles is reading this thread!!!

Good luck to you all!

Well done Dom, take it to 'em.
BOON

	County Court guidebook by Judge Patricia Pearl Follow this link to read the review of this excellent Small Claims Guidebook. This comprehensive and very accessible guide will take you through the process of suing or defending a claim. This guide will help you take control of your litigation and make you more confident about doing it yourself. Applies to England and Wales

Originally Posted by Dom

Hi Boonyed!

Tonight I issued a claim against Barclays for £486 plus court costs...

Got my claim number for Northampton County Court...

I have PM'd Bankfodder with the details...

Any news on yours yet?

Dom...

Sorry to steal your thread Andy, Don how and where do I post PM'd Bankfodder with the details?

	County Court guidebook by Judge Patricia Pearl Follow this link to read the review of this excellent Small Claims Guidebook. This comprehensive and very accessible guide will take you through the process of suing or defending a claim. This guide will help you take control of your litigation and make you more confident about doing it yourself. Applies to England and Wales

[Dom]

Hi Rat,

I have PM'd ya... sent ya a personal message with details...
catch ya later

Dom...

[boonyed]

Got my notice of acknowledgment from the County Court in the post this morning.

It tells me that Mr Keith Jeremiah - Legal Executive (in house) is the defendant on behalf of Barclays and 'intends to defend all of this claim'. He's got till the 28th to file a defence.

Good luck to him.....he'll need it!!

BOON

	County Court guidebook by Judge Patricia Pearl Follow this link to read the review of this excellent Small Claims Guidebook. This comprehensive and very accessible guide will take you through the process of suing or defending a claim. This guide will help you take control of your litigation and make you more confident about doing it yourself. Applies to England and Wales

[Dom]

It appears Barclays are as stupid as they are greedy... good luck Boon, although you wont need it... the law is on your side!!!!

Dom (coming to a small claims court shortly)

[kaznelson]

Looks like Keith is going to be a very busy man!!

Originally Posted by kaznelson

Looks like Keith is going to be a very busy man!!

Indeed he is. I got my notice of acknowledgment from the County Court in the post this morning.

	County Court guidebook by Judge Patricia Pearl Follow this link to read the review of this excellent Small Claims Guidebook. This comprehensive and very accessible guide will take you through the process of suing or defending a claim. This guide will help you take control of your litigation and make you more confident about doing it yourself. Applies to England and Wales

[boonyed]

Good luck to you ratty, all the best with your claim.

I had a nice surprise yesterday. I have an Abbey credit card which was paid off in full on the 5th May. However, I was supposed to make my payment by the 3rd, so defaulted. My new statement has a £25.00 late payment charge, so as you can imagine I was straight on the phone. Abbey offered me £13 as a goodwill gesture and promptly tried to get me to buy unemployment insurance!!!! I was gobsmacked...cheeky beggars.

I said that I was not interested in the insurance and that I was going to write to the company and ask for a full refund on my charges, if they weren't forthcoming I'd be closing the account anyway. She didn't seem bothered, but said that the £13.00 refund would be added to my account anyway.

My question is; do I pay off the remaining charges and then try to claim them back, or do I not pay the charge and let interest acrue, while the claim proceeds?

Thanks in advance.
Andy

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

For the sake of £12 id pay it off so you dont default, then write and request it back!

Cheeky gits!

Good Luck

Lou

Originally Posted by boonyed

Good luck to you ratty, all the best with your claim.

I had a nice surprise yesterday. I have an Abbey credit card which was paid off in full on the 5th May. However, I was supposed to make my payment by the 3rd, so defaulted. My new statement has a £25.00 late payment charge, so as you can imagine I was straight on the phone. Abbey offered me £13 as a goodwill gesture and promptly tried to get me to buy unemployment insurance!!!! I was gobsmacked...cheeky beggars.

I said that I was not interested in the insurance and that I was going to write to the company and ask for a full refund on my charges, if they weren't forthcoming I'd be closing the account anyway. She didn't seem bothered, but said that the £13.00 refund would be added to my account anyway.

My question is; do I pay off the remaining charges and then try to claim them back, or do I not pay the charge and let interest acrue, while the claim proceeds?

Thanks in advance.
Andy

Why was that a nice surprise? I don't see anything good in what they did.

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

maybe it was sarcasm ratty...

[boonyed]

Lueeze may have something there!

[boonyed]

Still no word from Barclays, they have until the 28th.

BOON

Good luck!