I have just received a questionnaire along with a transfer of proceedings document asking for another £100 to be paid to lambeth
county court. Do I pay up? I have already paid £120 to Moneyclaim.
Is the banks defence a standard format? I only want to claim for paid referral fees and unpaid
direct debit fees, plus the
interest on those -not the unauthorised borrowing fee. I am worried now that i was not specific enough with my claim.
i wrote;
I am claiming the return of money taken by
the defendant in the way of charges over the
last 6 years plus the
interest they have
levied on those charges. The bank's charges
are a disproportionate penalty and therefore
unenforceable as they are contrary to common
law. Further, as a disproportionate penalty
they are invalid under the Unfair (Contracts)
Terms Act 1977 s.4 and under the Unfair Terms
in Consumer Contracts Regulations 1999, Para.
8 and sch.2(1)(e). In the event that the
charges are not a penalty then they are
unreasonable within the meaning of the Supply
of Goods and Services Act 1982 s.15.
The claimant claims
interest under section 69
of the County Courts Act 1984 at the rate of
8% a year from 11.04.00 to 20.04.06,
(£629.19} and also interest at the same rate
up to the date of judgment or earlier payment
at a daily rate of 0.7029.
Any advice?
Where exactly is there info on what to do now -now claim is up and running. Is it in the library?