Lickthewallfatboy V Barclaycard SETTLED out of court

[give_me_it_back]

Well done!! Just shows you how much they want to avoid court, doesn't it...

Who's next on your 'hit list'?

[lickthewallfatboy]

citi are due in court over here on tuesday(still no offer to settle-they obviously like to run it down to the wire)and I'm waiting for RBS to pay up after a judgment by default.

couple more big ones pending as well.....

[give_me_it_back]

Excellent! Tuesday is a busy day for Court.. My Abbey and Barclaycard bunch are due then too!

Barclaycard have until 27th September to say if they intend to defend. I haven't heard a thing from them. Is that what happened with you and RBS - therefore you win by default, or was it more complex than that?

Pretty addictive, this, isn't it!? I don't know what I'll do when they've all paid up!

[CrispDust]

of course licky, you're assuming the KJ was giving you correct information on the amount of charges he had "calculated"
Why do I question the figure he quoted you?
Would I trust what he said?

[lickthewallfatboy]

Originally Posted by CrispDust

of course licky, you're assuming the KJ was giving you correct information on the amount of charges he had "calculated"
Why do I question the figure he quoted you?
Would I trust what he said?

oh,they were right enough,believe me.....

[saddler10]

Well done, just got my partner's info for Barclaycard, just have to decide whether to pursue the Data Protection Act issue or press on with the estimated claim.

Paul

[anita kane]

Help!!!

I am a total newcomer but have been avidly reading all the posts re barclaycard.

I have sent a subject accesss request and got the usual micro argument back I then sent template of alan from Derbys letter quoting the smith vs Loyds bank case and barclaycard basically wrote back saying that case actually supports Barclaycard positiuon so why you quoting it!!!!!

Clearly do not want to make another mistake and do not want to pay the £3 charges for missing statements so want to sent in an estimated claim (around £880) , what letter should I send?

I got my last letter from BC on 21st July and have basically sat on it - please help as i want my money back!!!!!!!!

[Mrgreengenes]

Hi Anita Kane, first of all it would be better to start your own thread. It is more likely to be seen by everyone, especially the moderators. The only people who will see this thread is those who have subscribed to it.

Personally, I would wait for the statements to arrive but if you are happy to claim an estimated amount then go ahead. Go to the Bank Templates section and send the initial claim letter, after 14 days send the letter before action (LBA). On the actual claim itself, you should detail each and every charge and calculate the 8% interest. This is why you need the statements.

It sounds daunting but this forum is jam-packed with people who have already done this. We will be with you every step of the way.


Don't let the fatherless chillen get ya!

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	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.