jonnyk vs barclays - but of advice please

[jonnyk]

Hi guys,

I've processed my claim on the MCOL website, which Barclays acknowledged and marked their intention to defend the claim. This was over 2 weeks ago, with just over a week remaining before the 28 days will have elapsed when I should win my claim by default.

Just wondering how optimistic I should be that I won't hear anything within the 28 days deadline, thus winning(?!), or is it likely that Barclays will wait until the very last minute before submitting their defence and a court date is set?

Any advice from those with experience would be most appreciated.

Thanks very much, and good luck to all of those who are going through this claims process.

Jon

[saintly_1]

Barclays take the full 28days in most cases and sometimes over that i would wait a couple of days after the date they need to defend

[vincymum]

Dear jonnyk. Barclays seem to file in the 9th hour, and then sometimes beyond the deadlines set without too much difficulty.
I filed via the court. From what I've been reading in many threads is that Barclays will employ any tatic inorderto string out the process and discourage you. I for one am starting to gather all the information I am likely to need now. ie court bundle preparation ...copy terms and conditions etc. i would strongly suggest you do the same. Don't expect them not to defend. Start preparing for the next stage, and don't give up the fight.

Good luck to you too mate. Remember we are in the right. Thousands of past claimants cannot be that wrong!

[jonnyk]

Cheers for the advice, sounds like I should be expecting some kind of response in the next week or so then and yes, I will begin preparing for the next stage of the fight..!

Can I just have some reassurance that I don't need to do anything more yet - on the MCOL website my claim status is Acknowledged(07/05/2007) ,at the moment I'm waiting to hear from Barclays.

That is all I can do just now isn't it??

[saintly_1]

you could send an updated S.O.C to B's with a covering letter

[jonnyk]

cheers

is there any sort of template for a letter at this stage of the claim?

incidentally, I've incurred an additional £90 worth of charges this month, after I submmited the claim on MCOL and so not included. What's the best way to claim this back? Is it a case of starting a new claim from scratch (there are likely to be similar charges each month until I get the money from this claim).

[why!!!!!!]

send 2 copies of your schedule of charges, clearly marked with your claim no. and a brief covering letter asking for them to be filed with your claim to:

The Court Manager,
Money Claim On Line
Northampton County Court
21-27 St. Katharine's Street
Northampton
NN1 2LH

Dear Sir/Madam

(Your Name) –v- (Bank)
Claim No: ********
Date Issued: xx/xx/xx

Please find enclosed a schedule of penalty charges taken from me by the defendant, along with interest claimed at the annual rate of 8% pursuant to section 69 of the County Court Act. The interest in addition to the amount in charges equates to the total amount of my claim, namely £(AMOUNT).

I respectfully request that the enclosed schedule should be attached to the particulars of my claim.
Yours sincerely,

Wait until you receive the Notice of Acknowledgement (not the Notice of Issue) from the court and then send a copy to the bank’s solicitors, since they are the ones who will now be dealing with your claim

Dear Sir,

(Your Name) -v- (Bank)
Claim No: ********
Date Issued: xx/xx/xx


Please find enclosed a copy of my schedule of charges relating to the above claim.

Yours faithfully

re:- extra charges. an ammendment to your claim now would cost £35 which is irrecoverable. When it comes to settlement ask if they will add them on to your total if not start a new claim. Thats what ive got to do soon!
claire

[jonnyk]

Thanks Claire,

I'll get the ball rollling with that, something to do over the bank holiday weekend, hey!

Thanks to everyone else for their advice.

Jon