Garner vs Barclays

smudgeruk · 2nd March 2007, 17:59

made my approach for statements which i recieved quickly and they also returned my £10 cheque.

had a response today for my request of the return of nearly £2500 which offers as a gesture of good will as full and final settlement £820.

why do they assume when they have given up so much so relatively easily that people will accept!

needless to say i will be putting lba in this weekend might even use the prepaid envelope they sent me!!

darling · 2nd March 2007, 18:03

Go for it smudgeruk, don't let them get away with it. A 30% offer indeed. As if !!!!!!!!

Anyway, good luck with your quest.

darling

smudgeruk · 2nd March 2007, 18:06

thank you darling!!! er hmmm anyway i think its a good starting offer and not bad for just 2 letters in total and a max of 2 hours work! but im happy to hold on in there.

great site lots of brilliant advise.

dar£n · 2nd March 2007, 22:15

I think their offer, even very feeble as they are are simply advice from their legal team so it looks like they are coming across sympathetic to your plea. They know you will reject it so really its an empty promise, although we're not allowed to speculate on that

smudgeruk · 3rd March 2007, 10:18

whats best to do now send a letter rejecting the offer or just start the legal side rolling and a lba?

dar£n · 3rd March 2007, 12:48

Send in the std, thanks I accept but will continue to recover the full amount. give them 14 days and then start with MCOL or N1

smudgeruk · 4th March 2007, 13:11

Rejection Letter To Offer Typed And In The Post Recorded Tomorrow!

Fingers Crossed

smudgeruk · 19th March 2007, 18:31

thats it 14 days are up no reply and confirmed by phone no reply in the post. im going to hand in my n1 this week!

nightwalker · 23rd March 2007, 23:08

how do i make a thread for myself .....also ,looking at someof the others --i hve done it a little different ..i made an estimate of charges based on three months of statments ..

banksworstnightmare · 23rd March 2007, 23:13

Hi Nightwalker,

To start a new thread you go the bottom of the Barclays Bank forum and there's a button to click for starting it.

personally, I wouldn't advise making an estimate of charges using the last 3 months statements, you should send the S.A.R - (Subject Access Request) letter and a cheque for £10.00 requesting your statements from the last six years, then go thru them with a fine tooth comb and highlight all your charges. Then you can claim what you know they definitely owe you and not a rough guess.

Hope this helps,

smudgeruk · 27th March 2007, 19:54

filed my claim against barclays at the court fri got my confirmation today they have until the 10th of april to reply or make a defence.

smudgeruk · 16th April 2007, 22:44

7 day extension letter sent as no defence seems to have been made. expires 4pm wed

smudgeruk · 3rd May 2007, 17:45

Barclays filed their defence today. bit hacked off i have to pay another 100 quid for the AQ though. oh well soon be over i hope. I assume if i win that 100 is added to my claim payout?

smudgeruk · 9th May 2007, 22:20

ok got the aq form and their defence which makes reference to some claims being over the 6 years wgich obviosly they werent when i first made the claim. do i need to ammend this will it affect it in any way

smudgeruk · 9th May 2007, 22:22

ok got the aq form and their defence which makes reference to some claims being over the 6 years wgich obviosly they werent when i first made the claim. do i need to ammend this will it affect it in any way.

ChloeJane · 9th May 2007, 22:24

Hi there,

Yes the cost of the AQ is added to your costs so you will get it back!

The date of your claim starts when you sent the first letter, so if this is past the six years, it is not a problem and nothing has to be changed!

As you have the allocation questionaire the link below helps you fill it out.

Allocation Questionnaires - A guide to completion

Part H of an N150 - it is easier to copy the entire part of the template that is the draft order and copy and paste it onto a word document.

In part H...then just put "as attached".

If you have any questions about the allocation questionaire, post back.

All the best,

CJ

smudgeruk · 9th May 2007, 22:26

thank you chloe sent the first letter off jan i think off the top of my head. just hoping when i send this in itll get over with fairly hastitily im spending the cash in my head already!

smudgeruk · 5th June 2007, 20:40

ok got my court date today 25th june which is a bummer cos i just started a new job for transprt for london so could be tricky getting that date off. do i have to attend or can i just submit my case?

also they have graciously allowed 5 mins for the case to be heard!

is this good or bad news do you reckon?

dar£n · 5th June 2007, 20:57

tomorrow, after lunch contact the LIT TEAM, they will want to discuss settling.

smudgeruk · 5th June 2007, 20:59

thank you darn dont suppose you know where i get the litigation number from do you?

CAG Products - We think that these will help you to make your claim or Reclaim your Right These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit	Small Claims Court Guide New Edition	CallBurner - Skype CallRecorder Review	Last Will & Testament Kit	Fight a Motoring Ticket

Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here
UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki N.B. Please note - due to postage costs these products are only available in the U.K.