Help with preparing a court bundle?

[themightyshanks]

Hi

Although I am still waiting on a court date, I am trying to prepare early, but as a complete novice at anything court related (almost - ahem...), I'm having trouble wading through tons of pdfs and web pages..

I read jonni2bad's bundle

jonni2bad v Halifax - Got the money but no default removal

It looks great, and I imagine pretty scary for the bank (almost as if I know what I'm doing), but I'm not sure which bits relate to credit cards alone, and don't apply to current account charges.

Also, Which particular sections of the various acts are most relevant. Anyone know any paragraph numbers etc?

I'm not just being lazy here (honest), but these legal documents can be pretty brain melting stuff. And I'm a rocket scientist.

[Karnevil]

Hiya

I used Jonnis bundle list as my starting point....It is a matter of reading through it all and picking out which bits you think are relevant and would like to refer to in court.....think of it like a school project (I know that was a long time ago) thats what I did.

[themightyshanks]

Nice one, cheers for that.. Lets hope I get better marks than I did in school!

I was thinking of writing a letter to Barclays asking them to justify the charges, and requesting a breakdown of where 35 quid goes. Generally just badger them about a bit. I'd like to present their non-commital reply to a judge. Is this ok at this stage ie waiting for a court date?

[Karnevil]

you could just write to the judge and ask him for an order ????

have a look at my abbey business thread.

[jonni2bad]

Some links here....

2. Authorities


...........Description ......................... ......................... .............No. of pages
(AA) -- Copy of bank statements supplied by HBOS following (A) - 91
(BB) -- Copy of spreadsheet supplied with claim detailing specific dates
and amounts as requested for refund - 1
(CC) -- Data Protection Act (1998.) - 53
(DD) -- Data Protection Act (1998.) Schedules - 53
(EE) -- Unfair Terms in Consumer Contracts Regulations (1999) - 10
(FF) -- The Supply of Goods and Services Act (1982) - 13
(GG) -- Unfair Contract Terms Act (1977) - 9
(HH) -- Office of Fair Trading Report April 2006 (OFT842) - 35
( II) -- House of Commons Early Day Motion (EDM 2227) - 1
(JJ) -- House of Commons Select Committee on Treasury
Second Report: ‘Transparency in charging’ - 10
(KK) -- Report by Kendall Freeman on Liquidated Damages (May 2005) - 3
(LL) -- Case Law Reference: Dunlop Pneumatic Tyre Co Ltd
v New Garage & Motor Co Ltd [1915] AC 79 - 2
(MM) -- Case Law Reference: Alfred McAlpine Capital Projects Ltd
v Tilebox Ltd [2005] EWHC 281 (TCC) - 2


The Claimant will also make reference to the following case laws;
1. Murray v Leisureplay [2005] EWCA Civ 963
2. Wilson v Love [1898]
3. Lordsvale Finance PLC v Bank of Zambia (1996) QB 752
4. Bridge v Campbell Discount Co. Ltd. (1962)

[mollyhannah]

Hi i am getting so confused with all this. Do i need to print off every page that you have listed above and also the cases listed at the bottom.
Thank you

[lisamellor]

hi mollyhannah,

i had to laugh at the post, i am currently doing my court bundle also! and i feel the same way.... god there is loads aint there! and totally confusing!

but if it helps, i have been told that you need it all! and yes there is loads. and dont forget you also need a court bundle for the judge and the banks solicitors! so make sure you have loads and loads of paper and ink!

best of luck to us both eh!

lisaxx

[hellsbellz]

Do I just print these straight off the websites? Then when I'm putting them together what do I need to do? I am very confuzled! Also...is House of Commons transparency in charging relevant to current accounts? Please somebody help me!
I speak whilst buried under a pile of paperwork!

[Karnevil]

Hi Helz

Yes house of commons select comittee is relevant

Print off the relevant parts from the websites, refering to the original source.

If you use bookworms basic bundle, it will make a lot more sense.

Theres a link to it in my signature.

Karne
x

[hellsbellz]

Thanks Karne. I can't open Bookworms link on my work computer though...reason is coming up as: Banned extension: .zip

Don't know if any way round that?

[pjdavies2000]

If you are on a work computer, they sometimes block zip files as they could be carrying virus's in them.

If you're not on a work pc, then just google winzip and download the latest version and that should do it!

Peter

[hellsbellz]

Thanks Peter! I will track down a friend with tinternet access and do just that!

[masally]

Please help i am about to put my claim in because Abbey have told me the charges are fair and in line with other banks/building soc. I am trying to get my head around the court bundle and the daily interest. Do I use the whole figure Abbey owes me which is 3245.00 with the date my first charge was taken in 2000. I calulated the 8% interest on the spread sheet on the web site last week to I need to do it again this week to get a more recent figure. I am feeling a bit nervous but also annoyed due to abbeys response, please help so as i do not make any mistakes. My 2 wk deadline was yesterday i want to file claim by friday. Is it okay to just use transcipts of Mcnamara radio interview and also the Money program. Look forward to hearing from someone.

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[natwesttookmymoney]

Originally Posted by masally

Please help i am about to put my claim in because Abbey have told me the charges are fair and in line with other banks/building soc. I am trying to get my head around the court bundle and the daily interest. Do I use the whole figure Abbey owes me which is 3245.00 with the date my first charge was taken in 2000. I calulated the 8% interest on the spread sheet on the web site last week to I need to do it again this week to get a more recent figure. I am feeling a bit nervous but also annoyed due to abbeys response, please help so as i do not make any mistakes. My 2 wk deadline was yesterday i want to file claim by friday. Is it okay to just use transcipts of Mcnamara radio interview and also the Money program. Look forward to hearing from someone.

Hi, masally

Don't know if anyone else has answered you already but here goes anyway!

You're getting somewhat ahead of yourself and worrying unduly.

The court bundle doesn't come into play for a long time yet (if ever): you have plenty of time to get your head around it. Don't bother with the McNamara interview at this time: you're only looking to file a claim.

Take the time to read the FAQs and the step-by-step guide and you'll find your questions largely answered. But:

you should enter each item on your spreadsheet individually, with date and details. The interest will be automatically calculated up to what ever date you have put in your 'date of claim' cell. To get a more recent figure, simply enter a more recent date: it will do it all.

Why not start your own thread, where you can put everything down? You'll attract a group of people who will be willing to help you - and to learn from you as you go along.

Best wishes

Westy

	Are you letting your bank keep your money Are you giving away thousands of pounds?? Many people aren't claiming all of the money they are entitled to when they make their bank charges claims. You have been forced to pay unfair bank charges. Have you forgotten that your bank has charged you inteest on those charges? If you are overdrawn and the bank owes you charges - then your overdraft is made up of charges - money which you bank owes you. Yet you are paying interest to the bank - on your own money!!! Follow this link to see the discussions on this. You might even double th size of your claim.

[titiconnection]

.....

[tim goodman]

goto templates library for the letter befor action, read threads for woolwich & barclays ( my claim is woolwich but follows exactly barclays proceedure). The Welshmans thread is good as are sooooo many more. yes definately send another letter to show how reasonably you are acting throughout but give them just 14 more days before you proceed "without further notice"

	Materials library Follow this link to our library where you can use our templates and other references free of charge. You must be registered to use them - but registration is free.

[tim goodman]

sorry, mine must be how do i put my reply to titi in the right one?

[nicholamiller1986]

hi, im just reading your posts and just wondering how it all went cos im kinda in the same situation i have 3 days left till ive to put my claim in against barclays but really dont know how to go about it, could you give me advise on how you went please

cheers nic

[natwesttookmymoney]

Hi, Nichola

If you're only just at the stage of filing your claim, don't get ahead of yourself. The court hearing - if there ever turns out to be a court hearing - is months away and you won't need the bundle till two or three weeks before.

Focus on getting your N1 and particulars of claim right. That's the priority now. By the time you've filed our allocation questionnaire, your confidence will have risen enormously.

One step at a time.

And one of those steps should be to start your own thread, where you'll be able to keep all your concerns in an easily-accessible place!

Best wishes

Westy

	County Court guidebook by Judge Patricia Pearl Follow this link to read the review of this excellent Small Claims Guidebook. This comprehensive and very accessible guide will take you through the process of suing or defending a claim. This guide will help you take control of your litigation and make you more confident about doing it yourself. Applies to England and Wales

[Andys Mum]

Hi Westy,
I see you've recently done your AQ. I'm not sure how much info is needed. Can you help please?
Andys Mum