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Old 9th May 2007, 23:48   #1 (permalink)
dx748
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Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2007
Posts: 25
dx748 Novitiate
Default dx748 v Barclaycard

A bit of a strange one this.....

After requesting my statements (without enclosing the obligatory tenner - muppet!) I sent a P.O. and the formal Data Protection Act request. On the 24 April 2007 I received a letter out of the blue offering £504 as a goodwill gesture! Bearing in mind that I had nothing to base this figure on whatsoever as I had no statements, after a telephone call I established that this offer was based on the difference between my charges and the £12 'recommendation' excuse that these guys are using.

I issued the partial offer rejection letter on 25 April 2007, also highlighting that the OFT £12 suggestion may or may not reflect any actual or real loss and inviting them to detail their liquidated costs so I can reconsider their offer. (Clearly this won't happen!). I reitterated that I still require my statements requested previously.

On 30 April 2007 I received statements dating back to June 2004 ONLY. Attached was the usual microfiche letter regarding the older statements and they would follow in 'around' six weeks. Charges on the statements I have so far total around £880 and I have written to reitterate that we are continuing to work to the 40 day deadline.

They have until early June now for the remainder to the statements so I guess it's a waiting game at the moment?
__________________
Claims in progress......

Capital One Credit Card - Court Claim 3 May 2007.
£1533 charges + £428.46 interest + £120.00 fees.

Halifax c/acct - 14 day LBA sent 26 April 2007.
£1276 charges.

Halifax Visa - 14 day LBA sent 27 April 2007.
£1070 charges.

Barclaycard - Awaiting pre-June 2004 statements.
(they have until 9 June 2007).

Last edited by dx748; 10th May 2007 at 01:37.
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Old 10th May 2007, 00:04   #2 (permalink)
Bookworm
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Default Re: dx748 v Barclaycard

Nothing strange at all, perfectly standard behaviour from B/card.

Carry on, as you were!
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Old 10th May 2007, 00:47   #3 (permalink)
1159skunk
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Watch out, there are Claims Touts about!

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Default Re: dx748 v Barclaycard

If thats the norm for them i'll have to give them a call and check my balance, don't want to send my prelim off with schedule of charges to find they have part paid a load back. lol don't want to check at the cash point incase it swallows the card as i use it for I.D.

I got my microfilm statements 4 days after the 6 week letter so hopefully you won't have to long to wait now dx
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