Consumer Action Group envelope labels
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Sheet of 20 self-adhesive envelope labels
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
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The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file?
Check it out
| | | | | | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
8th June 2007, 10:47
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#5 (permalink)
| | Classic Account Customer |  Re: Dogspods -v- Barclaycard
thanks for that - I ddn't realise a "non-compliance" one existed.
in my case all my charges are "top heavy" i.e. I got loads of them at the strat of the 6 year period but almost none at all towards the end - hence i'm so keen to get my hands on those statements, as being with all of them at the start I know that the effects of counpound/contractual interest will really make the claim "worth it".....
it's just i would far far prefer to have the statements and issue rather than issue a N1 court claim without - as the statements are valuable court evidence of the penalities incurred. I know it's possible to take a claim through courts on the grounds of estmatied amounts - but I wouldn't feel so comfortable with that...... I guess I'm in a bit of a fix with them over the statements. I knew the credit cards were/ are pretty bad defedents.....  | 
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8th June 2007, 11:04
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#6 (permalink)
| | Gold Account Customer | Re: Dogspods -v- Barclaycard
Atlantic, you're right not to claim until you get the info. I have found LloydsTSB have been the most difficult to deal with. They ignore everything, even my court claim.
Dogspods Quote: | Looks as if I'll be issuing a second claim against them when the other statements finally arrive. | It really would be better if you could wait until you have all the info and file 1 calim. It will save you time in the long run, my statements took around 65 days in total. You can still send the prelim and LBA letters with the charges you have proof of now and send updated schedules to barclaycard. You can keep adding charges untill you file in court. | |
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23rd July 2007, 17:07
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#13 (permalink)
| | Classic Account Customer | Re: Dogspods -v- Barclaycard
Dogspods.....
I'm in same position - in my case I sent 2 LBA's and they've come in with an offer (oh and incidentally an immediate credit to my defunct account without my prior approval) for £96.
I am just going to continue with course of action as normal and have already written back rejecting their poultry offer......
I remember from other threads in other credit card forums that this is just a "fob off" delaying tactic....... so simply stick to your deadlines and carry on as normal......  | |
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road,
London,
NW11 7PE
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