Hi.
They're not winning, of that you can be sure, you would have heard if they had.
I think that 1) people are getting their money back with confidentiality attached, 2) people are getting their money back, and can't be bothered telling us, 3) people are not getting their money back
yet, because Barclays are holding on to our money for as long as they possibly can, hoping that some will give up after gettign cold feet. Sounds familiar?
I'll say to you what I've just told someone else on MSE:
Let's look at this rationally for one moment:
Possibilities for winning: 1) Bank pays up at 1st letter, 2) bank pays up at 2nd letter, 3) bank pays up at claim issuing stage, 4) before acknowledgement of service, 5) after acknowldegement of service, 6) before lodging a defense, 7) after lodging a defemse, 8] at
allocation questionnaire time, 9) after
allocation questionnaire, but before hearing, 10) any time between hearign date set and actual hearing, 11) on court steps. Or 12) bank goes in hearing, gets trounced.
Possibilities for losing: 1) bank goes in hearing, you lose. Er, that's it. What do you lose? Your court fees, and you never get money back to which you had kissed goodbye a long, long time ago anyway.
You don't need to be a statistician to work that one out.

__________________
Barclays: Won ~ NatWest: Won ~ Halifax (x2): Won ~ FNMF: Won ~ Barclaycard: Won ~ GHD: Won ~ Grattan: Won ~ GE Money: Won ~ Capital One: Won ~ Land of Leather: Won.
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Advice & opinions given by Bookworm are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.