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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
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Old 5th March 2007, 18:12   #1 (permalink)
ndmonkey
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Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 7
ndmonkey Novitiate
Default ndmonkey v Barclaycard

Hey all, just succeeded against First Direct and Barclays Bank for near enough full settlement.

My Barclaycard claim is having a few problems though and I seek clarification from you:

My case will be heard mid April. The claim was for approx £400 in costs as described in 2 years of statements; another £700 approx in 'estimated charges' as the microfiche excuse came into play. I now how the missing statements and need to amend the claim to about £800 in total.

Here comes the tricky part:

When I first asked for a refund of charges (a long time ago!) I sent them a £10 cheque which was not banked and I did not receive all stetements within 40days (microfiche). They have now charged me £3 per statement (and didnt send all of them anyway) so now I must submit a new claim or make an amendment to my original claim.

I now wish to seek damages and I am aware of the potential for approx £900 compensation.

Can anyone give me some simple, clear and above all SHORT advice on the best way to deal with this?
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