consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> Barclays Bank > Barclaycard


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 1st March 2007, 20:18   #1 (permalink)
bobbarker1972
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 35
bobbarker1972 Novitiate
Smile Here I come Barclays

After my success with NatWest, Let the games begin. Number 1 Barclaycrad, here I come.

01.03.07 Subject Access Request Letter Sent
17.03.07 Statemente Received ( But only from June 2004, as before that are stored on microfilm????? and will take approx 6 weeks to get here, I am claiming for June 2004-Feb 2007 £624.00, as the first part of the claim.)
17.03.07 1st Letter Sent Total claiming £624.00
30.03.07 Letter received offering £276.00 paid into account, Thats it
31.03.07 LBA due to be sent today.
31.03.07 LBA Senr-Rejection letter to be sent Monday.
04.04.07 Rejection Letter Sent
13.04.07 Letter from Barclaycard- Basically bugger off your not getting another penny.

Last edited by bobbarker1972; 13th April 2007 at 19:07.
bobbarker1972 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 30th March 2007, 19:58   #2 (permalink)
bobbarker1972
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 35
bobbarker1972 Novitiate
Default Re: Here I come Barclays

All advice welcome.

Claiming £624.00

Barclaycard have today sent me a letter, the day before I was to send the LBA they are paying £276.00 into my account, and thats it as it is the difference between the charge and the £12.00 recommended by the OFT.

Please advise what I should do next I dont want £276.00, I want £624.00. Should I still send the LBA tomorrow ??????????????

HELP.
bobbarker1972 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 30th March 2007, 20:13   #3 (permalink)
CAZKATJOE
Gold Account Customer
Default Re: Here I come Barclays

Ok now i am getting concerned that it is all going to go pear shaped.

I understood the ruling by the OFT had been delayed and that it would not effect those who had already submitted their claim

so i will be looking here to see what response you are going to get, and see if someone knows the answer
CAZKATJOE is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 30th March 2007, 23:19   #4 (permalink)
bobbarker1972
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 35
bobbarker1972 Novitiate
Default Re: Here I come Barclays

Yes i agree, anyone else help, Please. Thanks
bobbarker1972 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 30th March 2007, 23:35   #5 (permalink)
Michael Browne
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 11,624
Michael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne Authoritative
Default Re: Here I come Barclays

Whatever the OFT say, when they actually get round to saying anything, won't make any difference. A ruling, decision, guidance, call it what you will, does not change the law.

See here:
Rejecting Offers

and then send the LBA.
Michael Browne is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 30th March 2007, 23:49   #6 (permalink)
bobbarker1972
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 35
bobbarker1972 Novitiate
Default Re: Here I come Barclays

Thanks Michael, So can I just check i will send the rejection letter tomorrow and the LBA or just the rejection letter then after the seven days send the LBA ????? Thanks
bobbarker1972 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 31st March 2007, 00:19   #7 (permalink)
Michael Browne
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 11,624
Michael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne Authoritative
Default Re: Here I come Barclays

I'd send the LBA tomorrow as you had planned. Then send the rejection letter on say Monday, on the basis that you received their offer letter after you had sent the LBA.
Michael Browne is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 31st March 2007, 00:25   #8 (permalink)
bobbarker1972
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 35
bobbarker1972 Novitiate
Default Re: Here I come Barclays

Thanks
bobbarker1972 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 31st March 2007, 12:21   #9 (permalink)
bobbarker1972
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 35
bobbarker1972 Novitiate
Default Re: Here I come Barclays

I have just sent the LBA Today, Will send rejection letter on Monday.
bobbarker1972 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 31st March 2007, 15:25   #10 (permalink)
miavega
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 28
miavega Novitiate
Default Re: Here I come Barclays

HI

Can I ask you for some advice re this please - you state you have done this claim as the FIRST part of the claim as they have only provided you with data from 2004 onwards. I received my data this am and again only from 2004 on - am I best to wait for the rest of the data (which could take up to six weeks) or to do two claims? If yes to two claims what is the correct wording for the prelim to ensure I can still claim for 2004 backwards once I receive data?

Many thanks


miavega
__________________
NatWest Bank charges
01/10/06 S.A.R - (Subject Access Request) sent
06/10/06 Statements arrived
17/10/06 Prelim letter sent claiming £929
23/10/06 Bog off letter received
25/10/06 LBA sent
01/11/06 Second bog off letter received

MBNA Credit Card
17/10/06 S.A.R - (Subject Access Request) + £10 cheque sent
26/10/06 Letter telling me they will respond by Nov 16th
miavega is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 31st March 2007, 15:59   #11 (permalink)
bobbarker1972
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 35
bobbarker1972 Novitiate
Default Re: Here I come Barclays

Yes I am claiming the 624.00 first and any other charges when the rest of the staements arrive. Look at the rejection letter under jonni2bad.
bobbarker1972 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 2nd April 2007, 13:46   #12 (permalink)
miavega
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Oct 2006
Posts: 28
miavega Novitiate
Default Re: Here I come Barclays

HI thanks for reply - I have searched under jonni2bad for the rejection letter but can't find anything - would it have been in a barclays thread?
Sorry to hassle you but want to make sure I don't jeopardise my claim by doing it wrong!

miavega
miavega is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 13th April 2007, 19:11   #13 (permalink)
bobbarker1972
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jan 2007
Posts: 35
bobbarker1972 Novitiate
Default Re: Here I come Barclays

HELP,HELP

Letter from Barclaycard (Arvin Mistry) today saying basically bugger off, £276.00 of the £624.00 is all you are getting, and also when customers break their terms and conditions with them, they recover their costs, and they are not prepared to consider any further refund.

And that this has clarified Barclays position.

Any ideas what I do next, or is that the end ??????

The LBA 14 days runs out tomorrow Sat 14th. Thanks
bobbarker1972 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 13th April 2007, 19:18   #14 (permalink)
Michael Browne
Platinum Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Apr 2006
Posts: 11,624
Michael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne AuthoritativeMichael Browne Authoritative
Default Re: Here I come Barclays

File at court. See here:

Getting MCOL Right
Michael Browne is online now  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Barclays vs Harry - Barclays counter claim harry56 Barclays Bank 27 17th July 2007 23:39




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.