Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
|
Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
| | | | Do your Internet search here:-
| | | CAG Announcements | |
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
You will have to register before you can post.
To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old? This may be unfair
See our new Unfair Trading Guide Bought an extended warranty? Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file? Check it out Are you a victim of unfair trading? Check it out The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file? Check it out | | | | | | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  |
27th February 2007, 18:48
|
#1 (permalink)
| | Basic Account Customer | Gertrude vs Barclays Sent my first letter, Subject Access Request and have received this reply.
"Please be aware that the bank is not under obligation to present information according to any particular format. Therefore, your request to assemble a schedule of charges is turned aside. You may of course obtain this data from copy statements and these will be supplied to you within the next few weeks without charge on this occasion. We would advise however, that statement information prior to 2000 is stored manually rather than on computer. Therefore, if your account was opened prior to this time, there may be an increase in the time required to collate the information you have requested. I apologise in advance should this delay be the cause of any inconvenience to you.
As regards your mention of "manual Iintervention", the Data Protection Act does not oblige the Bank to comment about internal policies and procedures. Furthermore, in the context of managing day to day ttransactions arising from out of order accounts, the Bank does not hold the information you have requested in a form that would be covered by the DPA. Whilst aggregated information is retained for statistical purposes, this would not constitute "personal data", under the DPA and therefore would not be covered by a s.7 DPA subject access request. For the avoidance of doubt, the fact that we do not generally record information in a way that is caught by the provisions of the DPA, is in no way an admission that there was no such manual intervention.
As the Bank is providing the copy statement on a complimentary basis your payment is returned herewith."
I am not sure what they are trying to say regarding manual intervention.
Please could someone enlighten me.
thanks
Gertrude |
| |
27th February 2007, 19:38
|
#4 (permalink)
| | Basic Account Customer | Re: Gertrude vs Barclays Quote:
Originally Posted by Advoc8 It's a standard letter. Don't worry about it, they're just trying to lay a bit of a smokescreen because they don't want to admit how they deal with charges. If they could prove everything was slaved over by admin staff by hand with each incident taking many hours to resolve they could defend their charges, but as they can't they're just trying to fob you off. | Many thanks for that. Cant wait for the next instalment from the Bank
Gertrude |
| |
27th February 2007, 19:41
|
#6 (permalink)
| | Basic Account Customer | Re: Gertrude vs Barclays Quote:
Originally Posted by Advoc8 It's a standard letter. Don't worry about it, they're just trying to lay a bit of a smokescreen because they don't want to admit how they deal with charges. If they could prove everything was slaved over by admin staff by hand with each incident taking many hours to resolve they could defend their charges, but as they can't they're just trying to fob you off. |
Many thanks for your reply
Gertrude |
| |
28th February 2007, 00:19
|
#10 (permalink)
| | Platinum Account Customer | Re: Gertrude vs Barclays Quote:
Originally Posted by dx100uk granted.
more tea vicar.... | Just a spell check on your sig 'advice not advise'
Tanz |
| |
28th February 2007, 01:10
|
#11 (permalink)
| | Platinum Account Customer | Re: Gertrude vs Barclays hehe
i did that just before the tv prog and ofcourse the sig have only just come back
how emm.....
dx100uk  |
| |
2nd March 2007, 01:28
|
#13 (permalink)
| | Platinum Account Customer | Re: Gertrude vs Barclays Quote:
Originally Posted by Gertrude Thanks for that, will do better next time
Gertrude | Your doing fine Gertrude  |
| |
Do your Internet search here:
The Consumer Action Group and The Bank Action Group are registered trademarks Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road,
London,
NW11 7PE
Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.
|