consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> Barclays Bank > Barclaycard


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 26th February 2007, 23:11   #1 (permalink)
manchestman
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 32
manchestman Novitiate
Question Data Protection Act request 166 days old & not complied. Estimate + claim anyway?

Hi all,
Help appreciated please. Am getting so frustrated with barclaycards intransigence and silence!
Subject Access Request sent with fee to Peter Townsend, Barclaycard back on 10th September 2006 166 days ago!
Partial Transaction details sent back almost immediately.
LBA sent on 17 september, for estimated charges of £280 and actual charges of £160 plus repeated request that Barclaycard had not complied fully with my Subject Access Request and that i was many months transactions/charges missing as well as no manual intervention (default notice etc) or transferance of info to third parties etc. (we had been dealing with succession of DCA).
They then confused me totally and sold the debt to HFO.
Having now sorted out HFO I need to return my attention to getting these charges returned to me.
despite reminders, no contact from Barclaycard except for a letter containg transactions from 4 statements, 3 of which I had already been sent in September!
At my wits end and desperately want to take Barclaycard to court. i know how to do this with a definate figure to claim, but how would I word my n1 if it includes an actual amount and an estimated amount as well?
I've also discovered they charged about £68 for PPI during early months that was never requested and is an unticked box on original agreement. Can I also submit a claim for this on my N1, or would this confuse issue and make me more likely to lose the claim?
manchestman is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 27th February 2007, 11:37   #2 (permalink)
martinhw
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Dec 2006
Posts: 328
martinhw Novitiate
Default Re: Data Protection Act request 166 days old & not complied. Estimate + claim anyway?

We had a similar experience getting info from Barclaycard - my thread is http://www.consumeractiongroup.co.uk...rclaycard.html

Claiming for the PPI would not confuse the issue if you have a copy of the signed agreement. I would include it in the claim.

The Final Demand letter in my post got them to comply within a couple of days of receiving it.

Good luck with your claim.
martinhw is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th February 2007, 00:28   #3 (permalink)
TANZARELLI
Platinum Account Customer
Default Re: Data Protection Act request 166 days old & not complied. Estimate + claim anyway?

Mr Adrian Whalley -The Data Protection Manager
Data Protection Team
Department LRC
Barclaycard
Northampton
NN475G

**/** 2007


LETTER BEFORE ACTION
Section 7 – Data Protection Act 1998

Dear Adrian Whalley,

Account Number: **** **** **** ****

You have failed to comply with my Data Protection Act Subject Access Request dated **/**/**.

If you do not comply within the next 7 days I shall seek a Court order obliging you to do so together with damages at the discretion of the Court and without any further notice.


Yours faithfully,
TANZARELLI is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th February 2007, 00:29   #4 (permalink)
TANZARELLI
Platinum Account Customer
Default Re: Data Protection Act request 166 days old & not complied. Estimate + claim anyway?

You could try the above but be preparred to follow it through if you have too.

Tanz
TANZARELLI is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st March 2007, 01:40   #5 (permalink)
manchestman
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 32
manchestman Novitiate
Default Re: Data Protection Act request 166 days old & not complied. Estimate + claim anyway?

Thank you Martin and Tanzarelli. As luck would have it, the remaining transactions dropped through the door this morning as badly photocopied actual statements! Gosh, Barclays must really have there work cut out at the moment ... but its all there own fault anyway. There is still the remaining data that i requested, besides the transactions/charges list, but at least I can now proceed with a true claim, once I work out my contractual interest on each item for my N1. I am still going to proceed with a strongly worded last chance letter based on your letter, Tanzarelli, and WILL issue separate proceedings in 9 days time for compensation for non compliance of Subject Access Request/Data Protection Act request (from several months ago now). They have certainly have enough time to fully comply in my case.
I have suscribed to your thread, Martin, as it seems we are in a very similar boat now.
Tanzarelli, i have been reading your posts for a long time now, especially the mammoth thread on 'consumer credit agreements'.
manchestman is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 1st March 2007, 13:39   #6 (permalink)
TANZARELLI
Platinum Account Customer
Default Re: Data Protection Act request 166 days old & not complied. Estimate + claim anyway?

Good luck with your claim

Tanz
TANZARELLI is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
No reply to Data Protection Act...can I issue 'estimate' claim at same time? maxibon Royal Bank of Scotland 4 11th February 2007 12:37
CCA Request not complied with. Nurselayer General Debt Issues 11 21st December 2006 12:12
Claim Form Qu's - Estimate & Interest Rate Kai-Boshed Abbey Bank 0 15th November 2006 10:59
Can You Use An Estimate On N1 Claim Form? anon2 Lloyds Bank 6 13th September 2006 14:49
not complied within the 40 days abbey90 Abbey Bank 2 25th August 2006 23:59




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.