Of course, but then for every 1 that sees it through, there's probably 10 that get scared off when the bank defends.
In fact, I have done it - I threatened Barclaycard at the beginning of this year and I haven't followed through - they have completely ignored me. I fully intended to do so, then this site picked up considerably and I ran out of expendable time. However, I WILL be starting legal action soon; I just have to find the 35 mins to go through the statements and start the claim.
From their point of view this action of theirs is cost effective - if we can change that, then we have a glimmer of hope.
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<font face=arial size=1>Advice & opinions of Dave and The Bank Action Group are offered informally, without prejudice & without liability.</font>
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