consumer forums consumerforums Total Bank Charges Returned : £16595128 to 9717 people. The Consumer Forums  
Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Site Map | Registration Problems | FAQ
CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and keeps this site free of third party adverts!

Small Claims Kit Small Claims Court Guide
**New Edition**
CallBurner - Skype
CallRecorder Review
Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

N.B. Please note - due to postage costs these products are only available in the U.K.



Consumer Action Group envelope labels
You are part of a community of over 195,000 people.
Let your bank know that you won't give in.
Display one of our labels on your envelopes.
Full description here
Sheet of 20 self-adhesive envelope labels
£3.50 inc p&p





Reclaim the Right!
The Lawpack Small Claims Kit contains everything you need to get your bank charges refund. Sample forms, Instruction manual, template forms and an entire set of court forms in .PDF format on CDRom.

Just type in the details of your claim and print them out.


Reclaim the Right!


Sue your bank as often as you like with one Lawpack!!

With a Lawpack and Patricia Pearl’s book on Small Claims, you have everything you need to get your unfair bank charges refunded or assert other consumer rights.
(England & Wales only)

CAG Forum Users Price £11.99
(click image to buy)
Plus £1 P&P



Reclaim the Right!


New Edition
Small Claims Procedure by Judge Patricia Pearl
An excellent guide for the layperson
Not for use in Scotland
Read BF's Review Here




Stand up to Telephone Harassment

If you use Skype -
Record your phone calls with CallBurner
It's Hot!

Click below to download your
14 day trial copy
CallBurner
Skype CallRecorder download


Read the
Explanation and review here
£31.96 - includes 20% CAG discount
(normally £39.95)

We've managed to negotiate a discount for CAG Users on DIY 'Willpacks'


Click on the image to purchase a Wills kit - £12.99 + £1.00 pp

Remember...you can't take your reclaimed bank charges with you ;-)



Do your Internet search here



Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road London NW11 7PE
Do your Internet search here:-
Come and chat with us here (NB: External site NOT affiliated with CAG)

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
Bank Action Group Debt Action Group
 

Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> Barclays Bank > Barclaycard


Welcome to The Consumer Action Group

and
The Bank Action Group


Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
We strongly suggest that you register under a UserID and not your own name

Reply
 
LinkBack Thread Tools
Old 9th November 2006, 14:45   #1 (permalink)
skyscully
Basic Account Customer
Smile Received first Offer

Hi All
I have begun my great journey to reclaiming my charges of £670 + interest £159.01 from Barclaycard.

Sent Data Protection Act letter - received copies.
26th Oct 2006 - Sent 1st letter Preliminary Approach for Repayment
8th Nov 2006 - Received first offer of £274. They even credited the amount to my account that day!
8th Nov 2006 - Politely declined offer of settlement and accepted the sum offered only as part settlement on the understanding that I would pursue the recovery of the remaining amount.

Awaiting response.

Does anyone know - do they then take back their settlement amount that they have credited to my account now that I have declined it or do they let it sit there until matters have been resolved one way or another?

I am getting a little nervous as I now have to sent my final letter to them before action tomorrow - which means I'm gonna have to get geared up for the legal work - is this easy peasy? What info is easy to understand? Any suggestions?

Thanks

Last edited by skyscully; 9th November 2006 at 14:47. Reason: just needed to add it was Barclaycard
skyscully is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 9th November 2006, 16:16   #2 (permalink)
skbuncks
Gold Account Customer
 
skbuncks's Avatar
Default Re: Received first Offer

Hi Skyscully

Good work so far the end is almost in sight. To answer your questions

Quote:
Does anyone know - do they then take back their settlement amount that they have credited to my account now that I have declined it or do they let it sit there until matters have been resolved one way or another?
They tend to let the cash sit there for you to do with as you please
I am getting a little nervous as I now have to sent my final letter to them before action tomorrow - which means I'm gonna have to get geared up for the legal work - is this easy peasy? Piece of the proverbial p*ss. What info is easy to understand? All of it Any suggestions? Read the FAQs
Heres link to particulars of claim MCOL version
5. Money Claim On-Line (MCOL) Particulars of Claim
or hard copy version - good if you run out of space
4. Particulars of claim - N1 - updated version now available

skb
skbuncks is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th December 2006, 15:53   #3 (permalink)
skyscully
Basic Account Customer
Default Skyscully vs Barclaycard

Hi

After rejecting their offer, Barclaycard sent me a copy of the first letter that they sent with their offer. Time has passed now and I am now starting my MCOL.

Could anybody help out - could you please supply me with an address for Barclaycard that I am able to put on the claim. Apparantly I can't put the PO Box 599, Manchester address.

Does anyone else know the proper address please?

Thanks
skyscully is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 7th December 2006, 17:17   #4 (permalink)
roydosan
Basic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Jun 2006
Posts: 120
roydosan Novitiate
Default Re: Received first Offer

1 Churchill place
London
E14 5HP
roydosan is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply



Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
Offer Received....but HELP!!! r_bath HSBC Bank 14 12th January 2007 21:04
offer received but they wish to off-set espire HSBC Bank 0 20th October 2006 20:15
Received offer.. what now?! SiJP NatWest Bank 4 20th October 2006 17:54
offer received,ha,ha! dodge Halifax Bank and Bank of Scotland 10 1st May 2006 13:00




Do your Internet search here:

The Consumer Action Group and The Bank Action Group are registered trademarks
Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road, London, NW11 7PE

Search Engine Friendly URLs by vBSEO 3.0.0 RC6 © 2006, Crawlability, Inc.