Barclaycard claim new one

[Carl Stevens]

Sending Data Protection Act request form to get list of charges made for late payments to start a fresh claim.

[Bookworm]

Good luck with that one, them of the microfiche excuse.

[Carl Stevens]

I got my satements back today only going back to May 2004 with a note saying the rest are not held on a computer system or structured relevant filing system and therebye dont come under the Data Protection act 1998 but can be obtained from the customer services department at #3 (sorry no pound sign) per statement what a rip off. I will now work out the charges from what ive got and start the ball rolling.

[Carl Stevens]

Sent letter off for return of charges today 24/3/06 will await a reply I will expext this one to drag out aswell

[jonni2bad]

If you wish to reply to their letter re Data Protection Act, there is a response HERE

You might just need to alter one or two words in it, but not much.

John

[toffee]

Originally Posted by Carl Stevens

I got my satements back today only going back to May 2004 with a note saying the rest are not held on a computer system or structured relevant filing system and therebye dont come under the Data Protection act 1998 but can be obtained from the customer services department at #3 (sorry no pound sign) per statement what a rip off. I will now work out the charges from what ive got and start the ball rolling.

I got more of less the same letter this morning from them,going to use the letter on the link just above this post now and send that to them

[Carl Stevens]

Got a reply from barclaycard 3/5/06 saying that the charges were in accordance with their t&c's i will now send a letter before action to jolt them along a bit

[Carl Stevens]

Got letter back in reply for request for 330 back offered 160 as a gesture of goodwill I will now start claim in moneyclaim online to go with my barclays and standard life claims

[Janet-M]

You don't say if you accepted it back or not.? Please be aware that you must accept back any money they offer you as long as it doesn't hold conditions ie: full and final settlement , confidentiality etc etc .If it is conditional make them aware you will accept that amount back but without the conditions and will be continue to pursue the rest in court if need be .

[Carl Stevens]

Would failure to do this jeopardise my rights should it go to court i.e I didnt in my other two court claims that are currently ongoing

[Carl Stevens]

I have received a payment of 165 as a gesture of goodwill and the usual statement saying that these charges are set out in their terms and conditions and therebye justified
I have accepted part payment but only as part settlement of my claim and that I will continue with the rest of my claim.
Do I submit the claim to MCOL for the rest of the charges ie the balance between the two sums (they offered half of the charges) I tried to settle before getting this far but drew a blank with the banks refusal to pay the balance.

[jonni2bad]

If they have paid you some money already, without conditions, then just remove that amount from your claim total.

It would probably be best to subtract the money from your most recent charges working backwards. This would allow you to add interest to the oldest of charges rather then newest (which is 'worth' slightly more to you).

[Carl Stevens]

Can i include any additional charges incurred since my initial approach for repayment in my MCOL claim or would I have to let them know that I am claiming for additional charges applied to my account since making my first approach for a refund

[jonni2bad]

Yes, you can include the latest charges. Offset the payment against those first.