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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
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Old 25th March 2006, 11:04   #1 (permalink)
ANNALH
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 286
ANNALH Novitiate
Default Gave Barclaycard 7 days..1st reply...

Hi,

Wrote to Barclaycard on 19th March giving them 7 days to refund £200 on my account and £180 on my husband.

Hubby had a reply back 3 days later...

"I am looking into your concerns and will let you have a response or update as quickly as i can but no later than 20th April, blah blah, enclosed a leaflet"

Tomorrow is D-Day for them, they have not repaid as requested so I will be on MCOL in the morning. Will keep you posted.

Anna
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Old 30th March 2006, 22:13   #2 (permalink)
ANNALH
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Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: Mar 2006
Posts: 286
ANNALH Novitiate
Default Asked for refund £180, they paid £90 without telling me after they got court letter

Hi there,

I gave Barclaycard 7 days to repay my charges of £200 and hubbies charges of £180. They did not reply within 7 days so I started claim with MCOL. They acknowledged the claims the day after receiving them (yesterday), I just checked our accounts online and they have refunded £90 on hubby's card! they didnt even write to me.

I bet tomorrow or soon after I will have £100 deducted from mine. It seems from what I have read on this site that they are offering 50%. What do I do now?
I issued the claim in full + interest at 8% + court fee, so I am keen to get the full amount back. Do I write and thank them or wait till they file/not file a defence so I can start the next stage??

Thanks
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Old 30th March 2006, 22:36   #3 (permalink)
Mgizmogpc
Basic Account Customer
 
Watch out, there are Claims Touts about!

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Join Date: Feb 2006
Posts: 52
Mgizmogpc Novitiate
Talking Re: Asked for refund £180, they paid £90 without telling me after they got court letter

Had similar 50% offer from my bank today ( in anticipation of OFT Statement?). Defence has to be filed by them in very few days after they acknowledged. Wrote back reiterating claim for refund in full plus 8% Apr or see them in court. They are bluffing Iam not!!
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