Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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25th April 2007, 13:31
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#1 (permalink)
| | Basic Account Customer | fine for no seat belt now with the bailiffs Hi all,
Hope someone can help me. My son got an on the spot fine back in sept for not wearing a seat belt. At the time he was living here at home. He has since moved out. We didn't know anything about it til 4th April we got a letter for him from Drakes Bailiffs. The fine had escalated to £45 and they had added a £50 charge to it. I wrote back to Drakes (with proof of posting) on 10th April and said that my son no longer lived here but we (me and my husband) would pay the fine. We asked them to send a payment book or something that we could make payments with and we would pay £20 per month. I stated in the letter that my son did not live here, he had no property here, and there would be no reason to visit or write again and add more charges. My son is unemployed and living with a relative at the moment. I have told them I do not know where he is. We heard nothing back.
Today I got home from work to find a removal notice on the side in my kitchen (don't know how it got there) saying that they had come to remove goods. The debt was now £295. I rang the Bailiff and asked how come this was now £295. He said he had added £100 for his visit today. When I went ballistic because I had already told them there was no need to visit in my letter, he agreed to take the £100 for today off. I didn't twig at the time because I was so angry that the debt was only £95 on 4th April so I agreed to pay him £195 next Wednesday morning (he wants to come at 6am before I leave for work). When I got off the phone and checked the paperwork I realised that £200 has been added and not £100 as he said. I rang him straight back and he reckons I must have had a visit before or a letter, or that its admin costs. I told him I know they are not allowed to add admin fees to this or VAT. He doesn't believe me when I said the initial amount was £95 so he asked for proof. Basically he has no idea what the initial amount was, and what has been added or why. I told him I was not paying him a penny until he showed me a full breakdown of what I was paying for. I have now faxed the initial letter from them to their offices and my letter to them on 10th April plus the proof of posting. They are trying to rip me off.
He says that they will not accept instalments. Can they refuse to accept payment by instalments? Also, when I have read about Bailiff fees it says that they have no set fees for traffic fines only that they have to be reasonable and proportionate. £250 fees for a £45 fine reasonable???? Well who do I go to to see if they agree that these fees are not reasonable? Who determines what is and what is not reasonable? I need to get this sorted before the charges get out of hand - but how do I do this whilst trying to sort it out?
I am really stressed, I have had 2 rows with the Bailiff already, and expect another ....... I gave him my phone number to ring me back when he gets my fax ......
Help someone please!! |
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26th April 2007, 22:49
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#11 (permalink)
| | Platinum Account Customer | Re: fine for no seat belt now with the bailiffs Quote:
Originally Posted by Herbie First thing, could you please pm me with the name of the bailiff, I will run a check for you to see if he is Certifcated....he has to be under the contract with HMCS |
did you manage to find out if they are certified? |
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27th April 2007, 19:55
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#12 (permalink)
| | Classic Account Customer | Re: fine for no seat belt now with the bailiffs Quote:
Originally Posted by ajjars Hi,
When you say £100 was added by the bailiff, what is this for? The initial letter said fine of £45, bailiff fees £50 (I assume for the letter) = £95, so why would they then add another £100? They can't just add money to it for no reason. The next £100 was added for a visit, despite me writing to them and telling them not to visit because he doesn't live here. In the letter I also offered to pay it in instalments to pay it off on behalf of my son. They didn't reply.
I think it's disgusting that they can just add what they like and force you to pay it. On other websites it says that the maximum some bailiffs can charge you is £24.50 for a visit. How come this lot can charge £100? It's a right rip off ........ | As previously mentioned, the bailff cost to attend on a magistrate court warrant is £100. This was set by HMCS itself.
You mention a fee of £24.50. This is a set fee for bailiff's attending on a Council Tax Liability Order. |
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28th April 2007, 12:16
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#16 (permalink)
| | Gold Account Customer | Re: fine for no seat belt now with the bailiffs Quote:
Originally Posted by ajjars Hi Watcher,
The bailiff says "that is how we post the notices, we don't use envelopes", which I think is scandalous. | I suggest your bailiff read the Office of Fair Trading guidelines (particularly the section on HARASSMENT, Unfair Practises) which states (2.6 section j) -
acting in a way likely to be embarrassing to the debtor either deliberately or through lack of care, for example, by not putting correspondence in a sealed envelope and putting it through a letterbox. |
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29th April 2007, 08:23
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#18 (permalink)
| | Gold Account Customer | Re: fine for no seat belt now with the bailiffs Quote:
Originally Posted by Parva At the risk of shaking a few trees, you mentioned that your son moved out and wants to move back soon? Should he not perhaps be the one to live upto his responsibilities? I have a 21 year old son who's soon to pass his driving test but when he does he'll get a swift kick up the backside and sort his own mess out if a situation like this arose! | But Parva
It's Ajjars that's getting the harrassment, isn't it? |
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