Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
|
Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
| | | | Do your Internet search here:-
|
Come and chat with us here (NB: External site NOT affiliated with CAG)
| | | CAG Announcements | |
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ.
You will have to register before you can post.
To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old? This may be unfair
See our new Unfair Trading Guide Bought an extended warranty? Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file? Check it out Are you a victim of unfair trading? Check it out The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file? Check it out | | | | | | | Bailiffs and Sheriff Officers Your rights when dealing with bailiffs and sheriff officers | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | |
12th April 2007, 22:04
|
#1 (permalink)
| | Basic Account Customer | HELP ME QUICKLY PLS: bailiff/ car ownership question I am being bothered by Equita bailiffs for an outstanding Congestion Charge Penalty.
The total debt it £491, out of that, the penalty is £155 which i have now paid. However Im reluctant to pay the remainder which is apparently bailiff fees for 2 ALLEGED visits.
Theres no way these people have been to my home twice, no knock on the door, no letters thru the mailbox, and i have already written a complaint letter.
In the meantime, i worried about bailiffs turning up. I've already instructed my family to keep the door closed. So here's my main problem: my car.
1) Can I transfer registration of the vehicle to, say, my father, to avoid the car being seized?
2) How about if i write a receipt to a third party/friend to show that i've 'sold' the car, meaning i am no longer the owner?
3) CAn they take the car if im not at home?
4) Can they commence action even the matter is under investigation?
Pls help me, i cant sleep!!  |
| |
13th April 2007, 18:49
|
#4 (permalink)
| | Classic Account Customer | Re: HELP ME QUICKLY PLS: bailiff/ car ownership question Quote:
Originally Posted by rac1980 I am being bothered by Equita bailiffs for an outstanding Congestion Charge Penalty.
The total debt it £491, out of that, the penalty is £155 which i have now paid. However Im reluctant to pay the remainder which is apparently bailiff fees for 2 ALLEGED visits.
Theres no way these people have been to my home twice, no knock on the door, no letters thru the mailbox, and i have already written a complaint letter.
In the meantime, i worried about bailiffs turning up. I've already instructed my family to keep the door closed. So here's my main problem: my car.
1) Can I transfer registration of the vehicle to, say, my father, to avoid the car being seized?
2) How about if i write a receipt to a third party/friend to show that i've 'sold' the car, meaning i am no longer the owner?
3) CAn they take the car if im not at home?
4) Can they commence action even the matter is under investigation?
Pls help me, i cant sleep!!  | Who have you paid the £155 to?
If you wrote a receipt to a third party, you would have to prove this with other documents, its not that easy. You car CAN be removed if you are not at home.
Normally if investigation is under way then i would imagine TfL would place your account on hold for a period of time. |
| |
14th April 2007, 02:48
|
#7 (permalink)
| | Basic Account Customer | Re: HELP ME QUICKLY PLS: bailiff/ car ownership question ive written this to equita, threatening them not to touch the car: Further to my letter dated 14th April 2007, I would like to inform you that I have written to TFL to inform them of this situation and have enclosed a copy of the aforementioned letter. Whilst this matter is under investigation I would also like to stress that although I am the registered keeper of the vehicle I am NOT the owner of it. This car that you are threatening to auction had been purchased last year from a private seller by my father, registered in my name (since I have a drivers’ license) to be used for the purpose of giving my brother driving lessons. I have enclosed a copy of the contract of sale receipt and have been in contact with the seller who has agreed to cooperate with me in any way to confirm this fact to you. Under the Sale of Goods Act 1979: Rule 4.—When goods are delivered to the buyer on approval or on sale or return or other similar terms the property in the goods passes to the buyer:— (a) when he signifies his approval or acceptance to the seller… And in S.2(1) A contract of sale of goods is a contract by which the seller transfers or agrees to transfer the property in goods to the buyer for a money consideration, called the price. Therefore, the legal title and right of ownership has been conferred unto my father which supersedes the right of possession conferred unto me by virtue of the V5 Registration document. It states clearly on the V5 that the registered keeper is not necessarily the owner. Since I do not, by law, own this vehicle that you are threatening to auction, any attempts to clamp or remove it will be treated as THEFT and the police will be called. The Theft Act 1968 defines this offence as the ‘appropriation of property belonging to another person’ and S.5(1) further clarifies that, ‘property shall be regarded as belonging to any person..having a proprietary right or interest.’ (i.e. my father). You are charging bailiff fees and costs that are 3 times higher than the actual debt! Are those costs to be deemed reasonable as required of you by law? I think not. More, disproportionate to the extreme. Considering NO bailiff visits have taken place, this becomes outrageous. Can you kindly forward me the name of the bailiff who is apparently ‘dealing’ with my case and the name of the county court who has issued his certificate. I would also like the dates of the alleged ‘visits’. Again, I request this under the Data Protection Act 1998 and respectfully ask that to comply within the time frame allowed by the said statute. Sincerely, |
| |
15th April 2007, 15:37
|
#10 (permalink)
| | Platinum Account Customer | Re: HELP ME QUICKLY PLS: bailiff/ car ownership question Benny, the OP has already paid what they owe to TFL. The excessive charges that the bailiff has stuck on top need to be accounted for and justified before payment - therefore, the account is in dispute (a legal term which I'm sure you've come across before...). As a bailiff yourself, you will know that many of your colleagues would be as unscrupulous as to take away a car that does not belong to the debtor, for payment of a disputed debt... but I'm sure you're not one of them, right?
Incidentally, have you notified one of the moderators that you're a practicing bailiff?
__________________
-----
Click the scales if I've been useful! |
| |
15th April 2007, 16:01
|
#12 (permalink)
| | Platinum Account Customer | Re: HELP ME QUICKLY PLS: bailiff/ car ownership question Quote:
Originally Posted by bennyg13 does having a job mean you get to threaten my membership of this forum?? unscrupulous fees are added by many bailiffs but I am actually one of the good guys, I work mainly for the magistrates court dealing with criminals and the like so I'd love to hear you berrate me for that. I am however disgusted but not supprised that you find me being a bailiff so hard and of course would be happy to discuss this with any moderator. Can I also suggest that in my professional opinion all the case I am reading about could have been resolved before bailiff action........so why are there people complaining about perfectly legal actions that are happening because they chose to ignore previos warnings. Oh and I pay my bills as ontime as I can, and any fines i get, or I make contact with the people I owe money too, just a suggestion to everyone else, try it! | you are very much welcome here if you are abused by anyone because of the job you hold then we would ask you to report the post.
People use this site to reclaim their legal rights if you are here only to make comments such as 'repay your debts' then you are not being helpful as people are in debt for many reasons and not all the debts are legally binding.We do not encourage debt avoidance but we also do not encourage a user being unsympathetic to genuine cases.
If we think any user has joined just to cause trouble ' trolling ' then we will monitor them .
I apoligise to OP for the temp hi-jack of this thread
__________________ When you want to fool the world, tell the truth. Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any
doubts. |
| |
15th April 2007, 16:25
|
#16 (permalink)
| | Basic Account Customer | Re: HELP ME QUICKLY PLS: bailiff/ car ownership question Quote:
Originally Posted by setmefree Some good points there bennyg13,And i would also like to point out that there are so many creditor's,debt collection agencies etc etc who use bully boy tactics on many debtors with their phone calls and abusive letters,and that is why you have so many cases every day,it's not just a case of ignoring the debt it's the fear of the people handling it in the first place. |
I think you may have a very valid point there, the company that I work for (I'll not name it, for obvious reasons) Send an initial letter offering advice/payment plans, then a second letter is dropped by hand with similar innards, then they are visited by myself, all very reasonable, all hoping for a fair and painless solution. I am disgusted by the behaviour of some other companies and would like to assure you that i have not quote:
become DESENSITISED to unfortunate human beings who may not have the benefit of your worldly ways?
but thanks for your concearn Yvette.
Unfortunately for me, I know how many attempts at contact are made and when I hear 'I don't know anything about this' 20x a day I get a little jaded towards the people saying it. |
| | |