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Debt Action Group > Bailiffs and Sheriff Officers

Bailiffs and Sheriff Officers Your rights when dealing with bailiffs and sheriff officers


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Old 4th April 2007, 21:27   #1 (permalink)
buster642
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Default Watchdog tonight - "I'll send in the bailiffs"

Anyone see tonights watchdog with some company trying to claim money and the phone recording of him threatening to "send the bailiffs round" before moving on to what sounded like direct physical threats.

What a nasty piece of work....

I was disappointed that the programme didn't reassure people and make things clear to viewers saying something like.

"By the way, they can't simply 'send in the bailiffs' anyway. They have to go to County Court first... etc. etc.."
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Old 4th April 2007, 22:51   #2 (permalink)
KJD
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Default Re: Watchdog tonight - "I'll send in the bailiffs"

I phoned in to a late night radio programme a while back which was having a 'debt' hour. One older lady had rung up really distressed about a DCA letter she had received and was petrified that bailiffs were coming round to 'beat her door down'. Her debt was between £500-600. The 'expert' (from a very well known website) didn't reassure her about the difference between DCAs and bailiffs. He then went on to recommend she declared herself bankrupt! I was so incensed I called in to the show, got on and put the point across about bailiffs. As soon as I went on to question his advice regarding the bankruptcy, I was cut off! It was so infuriating to hear him giving out incorrect or unsound advice about claiming back charges (he said you can't claim the full amount from credit card charges; that you should include interest in your first letter; be prepared to face the banks in court) He told several people to consider bankrupcy without hearing their full stories / debts. He was using the programme as a big plug for his site. The hour got such a large number of seemingly desperate people calling in, it made me sooo mad to hear such poor advice.



(Rant over.. and relaaaax!)

PS I would have given this site a plug if I'd stayed on that long - perhaps he knew that!!

Last edited by KJD; 4th April 2007 at 23:06.
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Old 5th April 2007, 08:48   #3 (permalink)
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Default Re: Watchdog tonight - "I'll send in the bailiffs"

'Well known website', well if it was who I think it was, well...par for the course, really
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Old 5th April 2007, 11:12   #4 (permalink)
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Default Re: Watchdog tonight - "I'll send in the bailiffs"

Quote:
Originally Posted by KJD View Post
I phoned in to a late night radio programme a while back which was having a 'debt' hour. One older lady had rung up really distressed about a DCA letter she had received and was petrified that bailiffs were coming round to 'beat her door down'. Her debt was between £500-600. The 'expert' (from a very well known website) didn't reassure her about the difference between DCAs and bailiffs. He then went on to recommend she declared herself bankrupt! I was so incensed I called in to the show, got on and put the point across about bailiffs. As soon as I went on to question his advice regarding the bankruptcy, I was cut off! It was so infuriating to hear him giving out incorrect or unsound advice about claiming back charges (he said you can't claim the full amount from credit card charges; that you should include interest in your first letter; be prepared to face the banks in court) He told several people to consider bankrupcy without hearing their full stories / debts. He was using the programme as a big plug for his site. The hour got such a large number of seemingly desperate people calling in, it made me sooo mad to hear such poor advice.



(Rant over.. and relaaaax!)

PS I would have given this site a plug if I'd stayed on that long - perhaps he knew that!!
I think there is a kind of conspiracy not to give out full information - at present they can only really be totally effective by distorting the truth and frightening people into believeing their claims.
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Old 5th April 2007, 11:15   #5 (permalink)
kippy2
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Default Re: Watchdog tonight - "I'll send in the bailiffs"

Quote:
Originally Posted by KJD View Post
I phoned in to a late night radio programme a while back which was having a 'debt' hour. One older lady had rung up really distressed about a DCA letter she had received and was petrified that bailiffs were coming round to 'beat her door down'. Her debt was between £500-600. The 'expert' (from a very well known website) didn't reassure her about the difference between DCAs and bailiffs. He then went on to recommend she declared herself bankrupt! I was so incensed I called in to the show, got on and put the point across about bailiffs. As soon as I went on to question his advice regarding the bankruptcy, I was cut off! It was so infuriating to hear him giving out incorrect or unsound advice about claiming back charges (he said you can't claim the full amount from credit card charges; that you should include interest in your first letter; be prepared to face the banks in court) He told several people to consider bankrupcy without hearing their full stories / debts. He was using the programme as a big plug for his site. The hour got such a large number of seemingly desperate people calling in, it made me sooo mad to hear such poor advice.



(Rant over.. and relaaaax!)

PS I would have given this site a plug if I'd stayed on that long - perhaps he knew that!!
god MFL is doing more harm than good this is terrible.
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Old 5th April 2007, 11:42   #6 (permalink)
sequenci
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Default Re: Watchdog tonight - "I'll send in the bailiffs"

lol at MFL, am i correct in guessing what the F stands for?
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Old 5th April 2007, 11:47   #7 (permalink)
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Default Re: Watchdog tonight - "I'll send in the bailiffs"

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Originally Posted by sequenci View Post
lol at MFL, am i correct in guessing what the F stands for?
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Old 5th April 2007, 12:23   #8 (permalink)
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Default Re: Watchdog tonight - "I'll send in the bailiffs"

There was a couple of things about Watchdog last night that wound me up, that horrendous phonecall and the 'company's' actions (SHG Products if they ring you) had been reported to TS (or OFT) and it was confirmed they did not own either the contracts or the debts to St Helens Glass, so why were the receivers then allowed to sell the debts on to them???

Secondly they once again covered bank charges - or rather a NWNF company (40% fee) then again referred to the letters on their website but no mention that other support websites exist and help (even real time chat help) is available for those worried by taking on the banks??? looking after their own interests rather than the consumer perhaps???
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Old 5th April 2007, 18:53   #9 (permalink)
KJD
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Default Re: Watchdog tonight - "I'll send in the bailiffs"

Quote:
Originally Posted by Kimmy01 View Post
god MFL is doing more harm than good this is terrible.
It was DW
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