consumer forums consumerforums Total Bank Charges Returned : £17,500,569 to 10384 people.

Bank Charges Refunds Survey | 'Buddy' System | Get an email address | Registration Problems | FAQ
The Consumer Forums  

CAG Products - We think that these will help you to make your claim or Reclaim your Right

These sales also help us to keep helping YOU and ensure this site will remain free to use!

Small Claims Kit-- Small Claims Court Guide
**New Edition**
Consumer Action Group envelope labels Last Will & Testament Kit Fight a Motoring Ticket
 
Alternatively you could purchase a CAG email address here, or maybe you'd prefer our address labels here


UPDATE: Consumer Forums ConsumerWiki is now LIVE - click here: ConsumerWiki

Patricia Pearl - Small Claims Procedure - A Practical Guide
An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.
£17.10 + £1 (P&P)

Lawpack - Small Claims Kit
Contains everything you need to sue your bank (or anyone else) including sample forms, instruction manual, templates, and an entire set of court forms in PDF format on CD Rom.
£10.99 + £1 (P&P)

Last Will and Testament Kit
Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.
£12.99 + £1 (P&P)

Fight a Motoring Ticket Kit
All the templates and documents that you need to challenge your speeding ticket, parking fine - with advice from one of the UK’s leading motor offence solicitors
£9.99 + £1 (P&P)


Go Back   The Consumer Forums > The Consumer Forums
Debt Action Group > Bailiffs and Sheriff Officers

  CAG Announcements
 
Welcome Guest
Please register
Registration is free
There are no charges for using any of the facilities of this website.
If this is your first visit, be sure to check out the FAQ. You will have to register before you can post. To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
registration is free
Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide
eBay buyer?
Buy more cheaply
Win more often
ConsumerSniper.com
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Ebay buyer?
ConsumerSniper
Free unlimited bids and eBay tools
Have you been defaulted?
Would you like to clean up your credit file?
Check it out
 
 

Bailiffs and Sheriff Officers Your rights when dealing with bailiffs and sheriff officers

View Poll Results: Please rate Barracads's CAGCast - 1 - 3(3=Great)
* 1 2.78%
** 4 11.11%
*** 31 86.11%
Voters: 36. You may not vote on this poll

Reply
 
LinkBack Thread Tools
Old 22nd November 2006, 10:03   #1 (permalink)
Platinum Account Customer
 
barracad's Avatar
 
Try our eBay sniping service

Cagger since : Mar 2006
I am in: (near) Stoke on Trent
Posts: 11,067
barracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritative
Default Your Rights as a Consumer - A basic introduction

Your Rights as a Consumer - A basic introduction

Podcast contents:
  • Basic requirements
  • Faulty items
  • Refunds
  • Repair and replacement
  • Unsafe goods
Please make your comments, post your responses or ask your questions in this thread.

Listen to the podcast and vote:-

www.consumeractiongroup.c o.uk/podcast/barracad01.mp3
barracad is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd November 2006, 14:57   #2 (permalink)
Platinum Account Customer
 
Robertxc's Avatar
 
Try our eBay sniping service

Cagger since : Jan 2006
I am in: The Independent Republic of Kelty
Posts: 3,848
Robertxc Highly informativeRobertxc Highly informativeRobertxc Highly informativeRobertxc Highly informativeRobertxc Highly informativeRobertxc Highly informative
Default Re: Your Rights as a Consumer - A basic introduction

Excellent Podcast! very professional. Well done!
Robertxc is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd November 2006, 18:38   #3 (permalink)
Platinum Account Customer
 
Have we helped you? Please help us by making a donation

Cagger since : Apr 2006
I am in: UK
Posts: 9,780
Karnevil
Default Re: Your Rights as a Consumer - A basic introduction

Very good, easy to listen to, nice voice , gets all the important info across in a non partronising way.

10 out of 10.
Karnevil is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd November 2006, 19:16   #4 (permalink)
Platinum Account Customer
 
Try our eBay sniping service

Cagger since : Mar 2006
Posts: 792
bottomburp Highly informativebottomburp Highly informativebottomburp Highly informativebottomburp Highly informativebottomburp Highly informativebottomburp Highly informativebottomburp Highly informativebottomburp Highly informative
Default Re: Your Rights as a Consumer - A basic introduction

I thought the information was excellent but found the music a tad distracting!
bottomburp is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd November 2006, 20:13   #5 (permalink)
Basic Account Customer
 
Where else can you earn 8% interest on your money?
Start your County Court claim NOW!!!

Cagger since : Jun 2006
I am in: greenock
Posts: 57
7givenchy Novitiate
Default Re: Your Rights as a Consumer - A basic introduction

Excellent information, well done
7givenchy is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd November 2006, 21:26   #6 (permalink)
Platinum Account Customer
 
monkey_uk's Avatar
 
We need funds
Please donate something

Cagger since : Mar 2006
Posts: 1,186
monkey_uk Informativemonkey_uk Informativemonkey_uk Informative
Default Re: Your Rights as a Consumer - A basic introduction

Very good. Clear, well structured and very informative.

The background music / voice balance wasn't quite perfect though, consider having the music volume set a tiny bit lower in the future.

Still a well earned *** from me though!
monkey_uk is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd November 2006, 21:32   #7 (permalink)
Platinum Account Customer
 
bill-k's Avatar
 
Free trial on our eBay auction sniper

Cagger since : Aug 2006
I am in: In a world of my own...
Posts: 2,312
bill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritative
Default Re: Your Rights as a Consumer - A basic introduction

Well done, Barracad. I like the idea of the background music - it helps thing along and you don't feel as though you're being lectured on a one-to-one basis.

You seem a quietly-spoken bloke, though, and as BB indicated, the backing occasionally swamps you. If you're able to re-mix with a slightly lower backing level, then that might be worth a try.

But we can all do someone's job better than they can, can't we ? That is, until we find ourselves in their shoes.

These podcasts are excellent, and I'm sure they will benefit lots of people who aren't too good with the keyboard, etc.

Well done, mate - and keep 'em coming you guys !!
bill-k is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd November 2006, 22:02   #8 (permalink)
Platinum Account Customer
 
barracad's Avatar
 
Where else can you earn 8% interest on your money?
Start your County Court claim NOW!!!

Cagger since : Mar 2006
I am in: (near) Stoke on Trent
Posts: 11,067
barracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritative
Default Re: Your Rights as a Consumer - A basic introduction

I think if (when) I do another I'll lower the music some more - it was actually going to be louder than that then I changed it right at the last minute. Also, I'll try and speak a little slower - only realised after I'd finished editing that it sounded too quick in places.

Thanks for your positive comments and construcive criticism - this is the first time I've ever done anything like this so all feedback greatly appreciated.


-------------------------------------------------------------------
barracad is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd November 2006, 22:38   #9 (permalink)
Platinum Account Customer
Default Re: Your Rights as a Consumer - A basic introduction

I really enjoyed it, I thought it was really informative, very well put together, I actually thought there was a good balance between music and voice, well done Adam.
bearo is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 22nd November 2006, 23:44   #10 (permalink)
Platinum Account Customer
 
bill-k's Avatar
 
Try our eBay sniping service

Cagger since : Aug 2006
I am in: In a world of my own...
Posts: 2,312
bill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritative
Thumbs up Re: Your Rights as a Consumer - A basic introduction

Quote:
Originally Posted by barracad View Post
I think if (when) I do another I'll lower the music some more - it was actually going to be louder than that then I changed it right at the last minute. Also, I'll try and speak a little slower - only realised after I'd finished editing that it sounded too quick in places.

Thanks for your positive comments and construcive criticism - this is the first time I've ever done anything like this so all feedback greatly appreciated.

-------------------------------------------------------------------
I didn't realise this is the first time you've done this, mate. Blimey - that is brilliant. If I'd realised that, I wouldn't have torn it to pieces !!

There's no way I could have got it as good as that until at least the 100th take !!

But yes, you've got to post it up for us lot to savage, in order to get the "Old Grey Whistle Test" carried out.

As regards doing any more of these - "If" is not an option - "When" is the only correct answer !!

And soon !
bill-k is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd November 2006, 00:52   #11 (permalink)
Platinum Account Customer
 
Try our eBay sniping service

Cagger since : May 2006
I am in: <---- over there
Posts: 1,310
meagain Highly informativemeagain Highly informativemeagain Highly informativemeagain Highly informativemeagain Highly informativemeagain Highly informative
Default Re: Your Rights as a Consumer - A basic introduction

Interesting, and informative. A useful reminder for those who may not be aware of their rights. Content was very good, production was average. May be copyright issues if the music is not royalty-free or an original work. It is generally the case that unless you've paid for an appropriate licence to do so, including music in a podcast IIRC constitutes offering a copy for download.

I don't know what you did as regards the music, but when I put together trailers, etc. I get the level of the voice right first, then adjust the volume of the backing music accordingly before doing the final mix. It also seemed you were speaking a little quietly into the microphone - in future, turn the mic level down, and your voice box up

I was torn between 2/3 and 3/3, and went for 2 to make the result look less boring. Good job otherwise.
__________________
HSBCLloyds TSBcontractual interestNew Tax Creditscoming for you?NTL/Virgin Media

Never give in ... Never yield to force; never yield to the apparently overwhelming might of the enemy. Churchill, 1941

meagain is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd November 2006, 09:26   #12 (permalink)
Platinum Account Customer
 
Where else can you earn 8% interest on your money?
Start your County Court claim NOW!!!

Cagger since : Oct 2006
Posts: 1,777
Battleaxe InformativeBattleaxe InformativeBattleaxe InformativeBattleaxe InformativeBattleaxe Informative
Default Re: Your Rights as a Consumer - A basic introduction

Brilliant.. I found the sound level good, I could understand everything, found the background music fine.
For a first time well done.

You gave the facts and the contacts, no waffling. Short, sharp and sweet.
Battleaxe is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd November 2006, 10:35   #13 (permalink)
Platinum Account Customer
 
barracad's Avatar
 
Give yourself a better chance with our claims guides and litigation kits

Cagger since : Mar 2006
I am in: (near) Stoke on Trent
Posts: 11,067
barracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritativebarracad Authoritative
Default Re: Your Rights as a Consumer - A basic introduction

Quote:
Originally Posted by meagain View Post
Interesting, and informative. A useful reminder for those who may not be aware of their rights. Content was very good, production was average. May be copyright issues if the music is not royalty-free or an original work. It is generally the case that unless you've paid for an appropriate licence to do so, including music in a podcast IIRC constitutes offering a copy for download.

I don't know what you did as regards the music, but when I put together trailers, etc. I get the level of the voice right first, then adjust the volume of the backing music accordingly before doing the final mix. It also seemed you were speaking a little quietly into the microphone - in future, turn the mic level down, and your voice box up

I was torn between 2/3 and 3/3, and went for 2 to make the result look less boring. Good job otherwise.
Thanks for your comments.

As I said earlier it's the first time I've ever done anything like this or had any experiences of either recording my own voice or editing audio. I tried playing about with a couple of mics and different sound levels and went for the one which I thought sounded the best.

I edited the vocal part alone and got that into something which I thought sounded half decent, but then thought it sounded a little boring so I googled for some royalty free music which I purchased for a small fee and I personally feel it improved the overall podcast somewhat.

I'm glad the production was 'average' as I would have expected my first attempt to be below average.

I'm very pleased with all your comments so far and will be taking everything in for next time, so keep your tips and tricks coming.
__________________
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.


"Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly)



www.unsubscribe-me.org

www.LOVEstoke.org
barracad is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 23rd November 2006, 19:57   #14 (permalink)
Classic Account Customer
Default Re: Your Rights as a Consumer - A basic introduction

Very informative Barracad
anon1 is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 24th November 2006, 00:06   #15 (permalink)
Platinum Account Customer
 
Try our eBay sniping service

Cagger since : May 2006
I am in: <---- over there
Posts: 1,310
meagain Highly informativemeagain Highly informativemeagain Highly informativemeagain Highly informativemeagain Highly informativemeagain Highly informative
Default Re: Your Rights as a Consumer - A basic introduction

Quote:
Originally Posted by barracad View Post
[...] I googled for some royalty free music which I purchased for a small fee and I personally feel it improved the overall podcast somewhat.
Good, good. It's bad enough that the banks would want to shut us down, no need to give anyone else any excuses. At some point, I'll put together some guidelines for people thinking of doing a sound recording.

Definitely a good first offering from you.
meagain is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 24th November 2006, 00:39   #16 (permalink)
Platinum Account Customer
 
freebird's Avatar
 
Watch out, there are Claims Touts about!

Cagger since : Jul 2006
I am in: up the wall
Posts: 825
freebird Informativefreebird Informativefreebird Informativefreebird Informative
Default Re: Your Rights as a Consumer - A basic introduction

well done Barracad, for someone who's never done any recording before you did brilliant.
It takes a bit to get used to mic levels etc. but you gave it a go and it sounded great.
I'm going to give it a go, my ex and I used to be in a band together and he still has our 8 track in his , so when I decide what I'd like to cover I'll use some of our own music ( a mellow track, as we were rockers ! ) as a backing track and I'll ask you what you think.
__________________
1/6/06 request charges
16/6/06 received charges
18/6/06 first request for refund
3/7/06 "No" letter from bank
13/7/06 LBA
7/08/06 handed claim to court
10/8/06 court stamped as date of issue
24/8/06 deemed to be served
25/8/06 Sechiari filed acknowledgement of service
6/9/06 defence served
9/9/06 copy of defence and AQ received by me
25/9/06 deadline for AQ submission
25/9/06 call Sechiari confirm safe receipt of my AQ
26/9/06 received copy AQ from Sechiari
29/9/06 letter to SCM to say "you want 1 month to settle, so settle"
18/10/06 after "strained communications"and how !
verbal offer of full settlement with conditions
communications rejecting conditions from me
5/11/06 received letter offering settlement with conditions
7/11/06 sent fax rejecting conditions etc
14/11/06 unconditional settlement in bank and how !
freebird is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 27th November 2006, 18:08   #17 (permalink)
Platinum Account Customer
 
bill-k's Avatar
 
Is your bank avoiding its debts
Data disclosure poll

Cagger since : Aug 2006
I am in: In a world of my own...
Posts: 2,312
bill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritative
Default Re: Your Rights as a Consumer - A basic introduction

Quote:
Originally Posted by freebird View Post
well done Barracad, for someone who's never done any recording before you did brilliant.
It takes a bit to get used to mic levels etc. but you gave it a go and it sounded great.
I'm going to give it a go, my ex and I used to be in a band together and he still has our 8 track in his , so when I decide what I'd like to cover I'll use some of our own music ( a mellow track, as we were rockers ! ) as a backing track and I'll ask you what you think.
Brilliant, Freebird - Yeah - do one.

And then some.
bill-k is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th November 2006, 02:17   #18 (permalink)
Platinum Account Customer
 
freebird's Avatar
 
Have we helped you? Please help us by making a donation

Cagger since : Jul 2006
I am in: up the wall
Posts: 825
freebird Informativefreebird Informativefreebird Informativefreebird Informative
Default Re: Your Rights as a Consumer - A basic introduction

right I've got an idea sorted but what format would it have to be in to upload it on to here...I can record on to 2 tracks on the porta studio, my vocal track and 1 backing track, but we would mix that on to cassette, so what does it need to be on for the software on here? as you can see I have no technical knowledge what so ever..so where do I go from here ?
freebird is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th November 2006, 03:52   #19 (permalink)
Platinum Account Customer
 
bill-k's Avatar
 
Have we helped you? Please help us by making a donation

Cagger since : Aug 2006
I am in: In a world of my own...
Posts: 2,312
bill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritativebill-k Authoritative
Default Re: Your Rights as a Consumer - A basic introduction

Quote:
Originally Posted by freebird View Post
right I've got an idea sorted but what format would it have to be in to upload it on to here...I can record on to 2 tracks on the porta studio, my vocal track and 1 backing track, but we would mix that on to cassette, so what does it need to be on for the software on here? as you can see I have no technical knowledge what so ever..so where do I go from here ?
Hey Freebird - you took the bait !!

Barracad's is an MP3 file (at 128 kbps) - if that means anything to you analogue rockers !! If you can mix down to a stereo (not dual mono, if possible) reel-to-reel on the portastudio ( I dunno what you guys use these days - it was TEAC or Revox A-77's in my day !!). I would then recommend you D.I. straight from the 1/4" into your PC., if the cassette you mention is standard audio cassette.

I assume here that this is your procedure for recording audio cassettes for sale/distribution at gigs. If your cassette output quality is better than that, then go with it.

This is the difficult bit, I think, between old Lynyrd Skynyrd rockers and the new MP3 boom-box generation (bless 'em) !! If you have some audio software (eg., High Criteria's Total Recorder) that allows this, then you're away, otherwise I'm not sure if you can do it. You need a program that takes the audio input from your PC's sound card (usually mic or line input), and converts it to a PC format (eg. MP3, WMA, WAV, etc). Total recorder does this, but you may have your own. If not, then PM me. If you have got one, then you're there. Save it as an MP3 file, then upload it.

As an aside, if you have a mod overlooking your project, then you might want to save it as a WAV file. This is an uncompressed file (as opposed to MP3), but can be uploaded to the CAG Ivory Tower for "further processing."

Either way - PM me - I used to play pub rock in a previous life - and boy do I miss it.

Regarding backing music - note Meagain's posts. You might like to shove some LS down at the back, but you may have to compromise, there. Also, you might find that Meagain has further input on this, anyway, in which case, I'd go with him - he's still doin' it. I handed my empty glass back over the bar 16 years ago !!!

Bless you, matey - go for it. Be a trouper again !!
bill-k is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Old 28th November 2006, 09:53   #20 (permalink)
Platinum Account Customer
 
freebird's Avatar
 
Where else can you earn 8% interest on your money?
Start your County Court claim NOW!!!

Cagger since : Jul 2006
I am in: up the wall
Posts: 825
freebird Informativefreebird Informativefreebird Informativefreebird Informative
Default Re: Your Rights as a Consumer - A basic introduction

lol..the last time I rocked live was 1993.......did a bit of charity stuff and continued to send tapes to A&R's but most of them were A&Rsoles and only signed up chart stuff..we compromised several times and did some county rock stuff for locl radio and charity but our heart was in our own material.
I have my PC in mine and the porta studio is still in my "ex's....so DI is out of the question!
Here's me with a phone that, dials out, receives incoming calls and sends texts....little black number, suits me fine but I'm laughed at by the kids who, bluetooth-MP3-and I Pod like mad.........that might as well be double dutch to me........

Right back to the drawing board..if Use a mic directly in to the PC and just play a low volume track of one of my songs on my CD player next to my PC that should do it, I think.....I know it's not the same but I've done it for my answerphone message in the past and it's worked.

I don't do written instructions too well as I'm dyslexic and it took me 27 hours to put this flat pack PC desk together from Ikea!!!!!!! I gave up on the bloody guide and guessed it..too many pieces all looking alike...too many holes..not enough screws and plugs.......

any "simple" instructions or ideas, guys would be most welcome
freebird is offline  
Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiFurl this Post!
Reply With Quote
Reply


Thread Tools


Similar Threads
Thread Thread Starter The Consumer Forums Replies Last Post
consumer rights enquiry (credit notes) tripled2006 General Consumer Issues 2 9th January 2007 11:23
2nd hand cars and consumer rights Allyxia Vehicle retailers and manufacturers 9 12th November 2006 18:39
No Consumer Rights if you live in Westminster sohoscribbler Parking / Traffic Offences 2 8th August 2006 19:42
Introduction ryjayel Welcome to the Consumer Forums 1 7th August 2006 11:23
Hello - Introduction LSainsbury Welcome to the Consumer Forums 1 3rd August 2006 09:33






Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE