Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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You will also have to register to access our template letters and claims forms
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Are you being threatened over debts more than 6 years old? This may be unfair
See our new Unfair Trading Guide Bought an extended warranty? Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file? Check it out Are you a victim of unfair trading? Check it out The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file? Check it out | | | | | | | Bailiffs and Sheriff Officers Your rights when dealing with bailiffs and sheriff officers | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  |
4th March 2008, 16:56
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#1 (permalink)
| | Classic Account Customer | Can I withhold payment whist in dispute? If I have submitted an Subject Access Request to a bailiff re overcharge does the same ruling apply as with DCA that it cannot be pursued further whilst in dispute?
Or are the charges classed as separate from the original debt?
What if the balance owing is now only made up from excessive overcharge?
Sending out 2 x Subject Access Request for 2 separate issues both overcharged, just wondered where I stood on this whilst haggling....  |
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4th March 2008, 16:56
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#2 (permalink)
| | Classic Account Customer | Can I withhold payment whilst in dispute? If I have submitted an Subject Access Request to a bailiff re overcharge does the same ruling apply as with DCA that it cannot be pursued further whilst in dispute?
Or are the charges classed as separate from the original debt?
What if the balance owing is now only made up from excessive overcharge?
Sending out 2 x Subject Access Request for 2 separate issues both overcharged, just wondered where I stood on this whilst haggling....  |
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4th March 2008, 17:30
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#3 (permalink)
| | Classic Account Customer | Re: Can I withhold payment whilst in dispute? Sending a S.A.R doesnt stop enforcement. Whats the debt? parking ticket? council tax? cant really advise on the information you've supplied.
Theres no haggling with bailiffs fees, they are prescribed in law and he overcharges you then he's committed a criminal offence. Heres the list of prescribed fees bailiffs can lawfully charge. Calculate what they should be and see how much you have been overcharged.
If you have been overcharged by a bailiff then you have plenty of restitution, send him a letter based on this template, and use this template to send a letter to the authority that instruced the bailiff.
Also check the bailiffs credentials - report back if you find an irregularity.
Keep us posted |
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4th March 2008, 19:04
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#5 (permalink)
| | Classic Account Customer | Re: Can I withhold payment whilst in dispute? Quote:
Originally Posted by Screw The Bailiff Sending a S.A.R doesnt stop enforcement. Whats the debt? parking ticket? council tax? cant really advise on the information you've supplied.
Theres no haggling with bailiffs fees, they are prescribed in law and he overcharges you then he's committed a criminal offence. Heres the list of prescribed fees bailiffs can lawfully charge. Calculate what they should be and see how much you have been overcharged.
If you have been overcharged by a bailiff then you have plenty of restitution, send him a letter based on this template, and use this template to send a letter to the authority that instruced the bailiff.
Also check the bailiffs credentials - report back if you find an irregularity.
Keep us posted | Why do your links advertise bailiff companies? |
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4th March 2008, 19:27
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#6 (permalink)
| | Classic Account Customer | Re: Can I withhold payment whilst in dispute? Quote:
Originally Posted by Givuzagame Why do your links advertise bailiff companies? | Where is that then? |
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5th March 2008, 10:25
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#8 (permalink)
| | Platinum Account Customer | Re: Can I withhold payment whist in dispute? Givuzagame
Thank you for your PM last night with the name of the bailiff. It is a shame that this was not provided before as it could have changed this matter.
I do have this bailiff.......but working or somebody else.
There are strict rules on this which I am posting below. In addition is the small matter of the Bailiff's Bond which is for £10,000. this is CANCELLED when he leaves his previous employer.
The Distress for Rent Rules 1988 cover Bailiff Certification and the following is from an Amendement to these rules. Amendments to Distress for Rent Rules 1988 4. In the Principal Rules: 12. After rule 7 there shall be inserted: “Change of bailiff's name, address, etc 7A. - (1) In this rule "relevant details" means a bailiff's name, address or other written information appearing on the certificate.
(2) If there is any change in the relevant details, the bailiff shall without delay give written notice of the change to the issuing county court and produce his certificate ("the old certificate") to the court officer of the issuing county court.
(3) When a bailiff gives notice and produces the old certificate in accordance with paragraph (2) above, the Judge of the issuing county court shall issue to the bailiff a replacement certificate reflecting the change in the relevant details but in all other respects (including, without limitation, the date of expiry of the certificate) the same as the old certificate.
(4) When a replacement certificate is issued in accordance with paragraph (3) above, the court officer shall retain and cancel the old certificate.
(5) No fee shall be payable for the issue of a replacement certificate in accordance with this rule.” |
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6th March 2008, 16:25
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#12 (permalink)
| | Classic Account Customer | Re: Can I withhold payment whist in dispute? Before you go with that Form 4, try not to be too hasty, have ducks in a row before shooting. Look through this checklist of grounds and see if you can strenghten the complaint. |
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The Consumer Action Group and The Bank Action Group are registered trademarks Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road,
London,
NW11 7PE
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