Hi
I'm new to the forum and wondered if anyone could help me. I was contacted by Collect Services Limited about an unpaid traffic fine. I replied to them offering to pay the amount in 2 installments of 69.08 as i couldn't afford to pay the full amount. I heard nothing until i came home and found that a bailiff had been round and the amount due was now £263.49!! I spent ages on the phone trying to contact them. They said they had not received my letter, they could not be held responsible for mail going astray and that the paperwork was with the bailiff and there was nothing they could do.
I contacted the bailiff who told me that he couldn't do anything i was to discuss it with the office and try emailing them. I wrote them a letter explaining everything that had happened and they replied saying that they would take two payments of 131.00. I read the advice on this forum and said that i still couldn't afford that kind of payment, that I would pay the original debt of a cheque for 69.08 now, 69.08 at the end of February and that i would pay reasonable costs and could they send me a list of the charges showing the cost, reason for the cost etc. I asked them to confirm that they had received the cheque, and that they wouldn't levy additional charges until they had provided me with a breakdown of the cost.
My cheque was cashed promptly and i heard nothing from them. I was going to send the cheque for 69.08 today to be in time for the end of the month and when i got home today there was a "final pre-removal advice". The amount was now 255.51 - so they have taken my original cheque into account and added on more charges. I haven't been able to speak to them, i spoke to the bailiff who again says i should call them and sort it out with them. He said he was aware of the information as he had been reading the file and said that i should discuss it with the office, that they could give me a breakdown over the telephone.
I'm really confused about what to do. I assumed that they had accepted my offer as they cashed the cheque and didn't send me a letter. I'm concerned about them taking my car. I'm a single parent and I have a disabled child and need my car (it's a disabled taxation class). If they are not replying to my letters and ignoring my request for a written breakdown then what else can i do? Where else can i go?
Sorry this is a long letter but i'm worried sick, the money is going up and up and i cant afford to pay it off and they seem to be ignoring my letters.
