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Old 18th June 2007, 09:27   #1 (permalink)
HSBCrusher
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Default £50 (now £100) in charges for going over by One Penny! (mrs) Crusher V A&L

Had a letter on Saturday, "this is a serious matter.... blah blah, pay in money blah blah..." yes, I had got myself £50 worth of charges! I had gone over my OD limit by ONE PENNY!

Phoned today, they refunded it funnily enough.

Anyway folks, will be joining you guys in here soon with a claim for Mrs Crusher.
__________________
HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE
Capital One WON Link HERE
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON link HERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.
IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!
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Old 18th June 2007, 11:24   #2 (permalink)
MimiJane
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Default Re: £50 in charges for going over by One Penny!

Quote:
Originally Posted by HSBCrusher View Post
Had a letter on Saturday, "this is a serious matter.... blah blah, pay in money blah blah..." yes, I had got myself £50 worth of charges! I had gone over my OD limit by ONE PENNY!

Phoned today, they refunded it funnily enough.

Anyway folks, will be joining you guys in here soon with a claim for Mrs Crusher.
Shame they refunded it in a way ... what good evidence that would have been to use against them.

Good luck
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Old 18th June 2007, 11:50   #3 (permalink)
HSBCrusher
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Default Re: £50 in charges for going over by One Penny!

I know what you mean, I was ready for a fight, and I think the lady on the phone knew that lol!
__________________
HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE
Capital One WON Link HERE
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON link HERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.
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Old 18th June 2007, 14:39   #4 (permalink)
HSBCrusher
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Default Re: £50 in charges for going over by One Penny!

Right, just phoned mrs Crusher at home, another fifty quid out of her account, and they have upset her.
Oh dear.

Okay A&L prepare to be crushed!
__________________
HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE
Capital One WON Link HERE
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON link HERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.
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Old 18th June 2007, 15:37   #5 (permalink)
Spiceskull
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Default Re: £50 in charges for going over by One Penny!

Quote:
Originally Posted by HSBCrusher View Post
Okay A&L prepare to be crushed!
If you need back up they can also be skulled, spiced, booked and bogged...oh, and rolled as well...
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Old 18th June 2007, 15:42   #6 (permalink)
MimiJane
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Default Re: £50 in charges for going over by One Penny! (mrs) Crusher V A&L

Can I watch ...
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Old 18th June 2007, 15:43   #7 (permalink)
HSBCrusher
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Default Re: £50 in charges for going over by One Penny!

Quote:
Originally Posted by The_Phoenix View Post
If you need back up they can also be skulled, spiced, booked and bogged...oh, and rolled as well...
LOL...
they have annoyed me somewhat... I can't say what I want to say, else i would have to edit myself... that would not be right.
I will post later what the figures are, it's going to be a few hundred quid I think.
__________________
HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE
Capital One WON Link HERE
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON link HERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.
IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!
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Old 18th June 2007, 20:57   #8 (permalink)
jansus
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Default Re: £50 in charges for going over by One Penny! (mrs) Crusher V A&L

welcome to A&L we are a bit quieter I think than some of the other bank sections - but just as determined and a friendlly lot.

jansus
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Old 18th June 2007, 23:39   #9 (permalink)
HSBCrusher
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Default Re: £50 in charges for going over by One Penny! (mrs) Crusher V A&L

thank you jansus.

quieter?
__________________
HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE
Capital One WON Link HERE
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON link HERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.
IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!
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Old 19th June 2007, 17:50   #10 (permalink)
jansus
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Default Re: £50 in charges for going over by One Penny! (mrs) Crusher V A&L

Quote:
Originally Posted by HSBCrusher View Post
thank you jansus.

quieter?

yes normally we are quite reserved and dont SHOUT OUT EACH OTHER IN CAPITAL LETTERS!!!

Or discuss lots of matters off topic- or whisper about others.

I read lots of other threads - it takes over your life!

jansus
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Old 19th June 2007, 20:07   #11 (permalink)
dj9928
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Default Re: £50 in charges for going over by One Penny! (mrs) Crusher V A&L

They done this to me, I was over by 7p or something, I was unemplyed at the time, I clocked up over £200 in fees and they did nothing to help me, If they had of refunded a fee at the start I wouldn't of gotten into a mess but they wouldn't so I had no choice but to get a default and close the account, and the sickening tramps them said to me "Ah we will refund you a £25 fee" I said if you had of done that at the start I wouldnt of got into a mess"
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Old 20th June 2007, 20:03   #12 (permalink)
HSBCrusher
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Default Re: £50 in charges for going over by One Penny! (mrs) Crusher V A&L

OK.
Its £175, with £50 pending, so £225 in total.
Letter done.
I put my schedule of charges into the text of the letter, something I regularly do now. They can't make out that they have lost it, if they have the letter, they have the list of charges.

Sit back and wait for account closure now I suppose.


(this is claim 15!!!!! lol!)
__________________
HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE
Capital One WON Link HERE
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON link HERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE