Where do I find the eg of letters to send to the bank

[Trix]

Sorry for being dim but I am trying to find the examples of letters to send to the banks to reclaim my charges. Also should I send a list of all the charges I am claiming for with my first letter?

Thanks

[Michael Browne]

They're all here:
BANK TEMPLATES LIBRARY
http://www.consumeractiongroup.c o....lates-library/

Also should I send a list of all the charges I am claiming for with my first letter?

Yes Use the Simple S/S here:

http://www.consumeractiongroup.co.uk...eadsheets.html

See here for a visual guide:
Maisielou v Barclays - SETTLED!!

When entering your charges, don’t delete anything first. Just overwrite the existing examples: type of charge, amount and date.

The ‘Days Since’ and ‘8% Interest’ columns will be calculated automatically

Save it (for use later at court), then delete/hide the last 2 columns (8% bits) and print out as your schedule of charges for the preliminary and LBA letters

[Trix]

Thank you Michael. One other thing, I thought the bank had 40 days to respond to the first letter, this letter gives the bank 14 days. Has this changed?

[joe1969]

Hi Trix,

The 40 days is for the banks to send your statements to you.
The 14 days for the preliminary letter and the 14 days for the letter before action are as set out under the Civil Procedure Rules.

Joe

[why!!!!!!]

Hi Trix,
This is a good link to keep hold of Example Step-By-Step Instructions - Now updated to reflect the OFT court judgment
It helped me.
claire