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Alliance & Leicester Meet other A&L Bank customers who have also been faced with excessive unfair bank charges. They FSA see A&L as one of the weak links in the present bank liquidity crisis. Is it you or the A&L which is spending beyond their means?


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Old 14th May 2007, 19:50   #1 (permalink)
PAWILLIAM
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Default Pawilliam -v- A&l

Hi all

Have been reading what A&L have been putting you all through. I have sent my first letter requesting my refund on 2 May, about to send my next letter tomorrow, 15 May, assume 14 days is 14 calendar days? Is this correct?

Also, have added the 8% interest onto my charges, is there any other charges I can add? Or am I just being gready?
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Old 16th May 2007, 08:40   #2 (permalink)
younganfree
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Default Re: Pawilliam -v- A&l

Welcome, Pawilliam.

You're correct, it's 14 calendar days.
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Old 16th May 2007, 21:52   #3 (permalink)
PAWILLIAM
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Default Re: Pawilliam -v- A&l

Thanks, I posted my second letter yesterday, 15 May and received a reply from A&L to my first letter today, saying that the OFT were actually referring to late payment fees for credit cards payments. As I have already sent my second letter, I was just going to give them the 14 days and then go ahead with court action on 29 May. Assume this is correct.

Hopefully, I wont have to go that far but in reading other peoples threads, take it that this is the way A&L like to play it.
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Old 17th May 2007, 15:57   #4 (permalink)
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Default Re: Pawilliam -v- A&l

Yes, stick to the timetable.
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Old 22nd May 2007, 22:28   #5 (permalink)
PAWILLIAM
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Default Re: Pawilliam -v- A&l

Thanks Younganfree,

I've been reading up on what I have to do next and will do my MCOL on 29 May. Take it A&L will make me wait but am hoping it will be all worth it!

Have you been successful yet?
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Old 22nd May 2007, 22:36   #6 (permalink)
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Default Re: Pawilliam -v- A&l

Hi, How much is it for? You might be lucky and A&L might pay up just after MCOL...some of us are waiting for a court date but we should come out on top in the end.

Jenny
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Old 23rd May 2007, 14:55   #7 (permalink)
PAWILLIAM
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Default Re: Pawilliam -v- A&l

Hi j.barton1

I'm claiming back £1970. Would love to get my money soon. When did you do your MCOL?
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Old 23rd May 2007, 16:50   #8 (permalink)
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Default Re: Pawilliam -v- A&l

Hi, MCOL was done Jan - Feb, i am just waiting for a date.

Jenny
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