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The Bank Action Group - against unlawful bank charges
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Alliance & Leicester Meet other A&L Bank customers who have also been faced with excessive unfair bank charges. They FSA see A&L as one of the weak links in the present bank liquidity crisis. Is it you or the A&L which is spending beyond their means?


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 26th May 2006, 13:21   #1 (permalink)
LondonPam
Classic Account Customer
 
Watch out, there are Claims Touts about!

Challenge your credit file?

Join Date: May 2006
Posts: 391
LondonPam Novitiate
Default Daughter vs A & L

I thought I may as well keep people posted about my progress even those it's early days!

I am helping my daughter claim back the charges from her Young Workers credit card. We have just sent the Data Protection Act form so have a way to go yet. Let's hope she has the same luck like a lot of you here have had

Pam.
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Old 26th May 2006, 16:55   #2 (permalink)
caro
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Default Re: Daughter vs A & L

Thanks for that. It is nice to see people coming in early in the process, so that others who are thinking of starting out can follow their progress. Good luck.
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FAQs and step-by-step instructions for reclaiming

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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Old 26th May 2006, 17:12   #3 (permalink)
dinghy
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Watch out, there are Claims Touts about!

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dinghy Informativedinghy Informativedinghy Informative
Default Re: Daughter vs A & L

And remember... It's not about luck... You are simply getting back what is yours...
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Old 26th May 2006, 22:58   #4 (permalink)
NeilP
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Default Re: Daughter vs A & L

Welcome to the Forum LondonPam, Keep us Posted



&





Good Luck.
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Old 1st June 2006, 14:08   #5 (permalink)
LondonPam
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Default Re: Daughter vs A & L

Well they have received the Data Protection Act request yesterday so I should get the details soon lol I'm all ready with my calculator!
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Old 13th June 2006, 20:10   #6 (permalink)
LondonPam
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Default Re: Daughter vs A & L

Does anyone know how long MBNA are actually taking for Data Protection Act requests?
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Old 15th June 2006, 12:57   #7 (permalink)
thedvdmonster
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Default Re: Daughter vs A & L

hope you get them soon

i sent a Data Protection Act letter 30 days ago on behalf of my wife and still haven't received a reply
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Old 21st June 2006, 18:51   #8 (permalink)
LondonPam
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Watch out, there are Claims Touts about!

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LondonPam Novitiate
Default Re: Daughter vs A & L(MBNA)

Could a mod please move this to the MBNA section

I have received a letter from MBNA, returning the £10 and including just an A4 list of all the charges. They say I must resubmit my request if I want a full Data Protection Act. That's what I asked for originally!!!! They have said that I must fill in the attached form and send prove of identity. What do I actually need to send them, as they ask for a passport or driving licence, I assume they mean a copy of them. I also assume that the date of my original DPA request stands, not the date I send this information off.

Thanks in advance guys.
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Old 22nd June 2006, 11:25   #9 (permalink)
Rob S
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Default Re: Daughter vs A & L

Seems like MBNA are taking it to the extreme with regards to the Data Protection Act request. They need to be able to satisfy themselves that the person making the request is entitled to the information, but to ask for documents such as a passport is taking it to the extreme. It should be sufficient for them to have the relevent account details and perhaps a copy of a utility bill. It might be worth ringing the Information Commissioners office for advice if they insist on seeing identity documents.
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