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The Bank Action Group - against unlawful bank charges
> Alliance & Leicester

Alliance & Leicester Meet other A&L Bank customers who have also been faced with excessive unfair bank charges. They FSA see A&L as one of the weak links in the present bank liquidity crisis. Is it you or the A&L which is spending beyond their means?


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 20th February 2007, 09:05   #1 (permalink)
johnuncle
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Posts: 11
johnuncle Novitiate
Default A little problem - delay in court action

Hiya, I'm helping friend reclaim charges from the A&L. We have a problem tho. We have done the letter before action and was due to submit the money claim on the 7th Feb - after the 14 days.

Friend lives about 150 miles away from me, with no net access. He sent me the list of charges as got using the data protection act, but sent the originals, in an A4 envelope using just a standard 1st class stamp! I have been waiting and waiting for it to turn up at the sorting office and have been down there about 3 times now, but it seems to be gone.


All he has now at his home is statements with about half of the charges detailed that he wanted to claim.

What can we now do? Are we too late to make a claim - should we wait further in the hope that the letter will arrive, or should we go ahead on the charge details that we have?

Any advice gratefully received.

XX
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Old 20th February 2007, 17:10   #2 (permalink)
HSBCrusher
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Default Re: A little problem - delay in court action

Thats a shame.
You must have some sort of spreadsheet of the charges, the one you sent with your letters?
Your claim isn't over, its just going to be a bit late thats all, dont panic.
I would advise sending off another data request right away if you dont have the charges details, its only a tenner after all. If the others turn up then its no great loss.
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Old 21st February 2007, 14:18   #3 (permalink)
johnuncle
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Default Re: A little problem - delay in court action

Thanks for your reply. The letter has now arrived, so will file with MCol today. Wish me luck!
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Old 21st February 2007, 16:25   #4 (permalink)
younganfree
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younganfree Informativeyounganfree Informativeyounganfree Informative
Default Re: A little problem - delay in court action

Phew! That's Royal Mail for you. Still, better late than never.

Good luck to you and your mate.
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Old 22nd February 2007, 00:21   #5 (permalink)
HSBCrusher
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Default Re: A little problem - delay in court action

Thank heavens for that!

All the best with the claim, no luck required, just the right letters, and a bit of work.

Crusher
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Capital One WON Link HERE
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON link HERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE

Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.
IF YOU HAVE GOT YOUR MONEY BACK, PUT SOME BACK INTO THE SITE TO HELP KEEP IT OPEN!
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