Consumer Action Group envelope labels
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Let your bank know that you won't give in.
Display one of our labels on your envelopes.
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Sheet of 20 self-adhesive envelope labels
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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If this is your first visit, be sure to check out the FAQ.
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To start viewing messages, select the forum that you want to visit from the selection below.
You will also have to register to access our template letters and claims forms
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Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
Would you like to clean up your credit file?
Check it out
Are you a victim of unfair trading?
Check it out
The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file?
Check it out
| | | | | | | Alliance & Leicester Meet other A&L Bank customers who have also been faced with excessive unfair bank charges. They FSA see A&L as one of the weak links in the present bank liquidity crisis. Is it you or the A&L which is spending beyond their means? | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | | 
13th April 2006, 15:38
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#2 (permalink)
| | Site Team The Consumer Action Group |  Re: need some real advice here plz
PM me.
__________________ If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.
Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.
Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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Add me as your friend on FaceBook - I need all the friends I can get 
http://www.facebook.com/profile.php?id=577405151
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Fed up with being ripped off, or mistakes by companies that cost YOU money?
Register their failures at The Consumer Information Database: http://www.cidb.co.uk
and try the chat room - come and say hello: http://www.cidb.co.uk/chat
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13th April 2006, 15:51
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#4 (permalink)
| | Site Team The Consumer Action Group | Re: need some real advice here plz
Yeah - it gets like that pretty quick.
Should be ok for the next few minutes though.
__________________ If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.
Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.
Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
------------
Add me as your friend on FaceBook - I need all the friends I can get
http://www.facebook.com/profile.php?id=577405151
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Fed up with being ripped off, or mistakes by companies that cost YOU money?
Register their failures at The Consumer Information Database: http://www.cidb.co.uk
and try the chat room - come and say hello: http://www.cidb.co.uk/chat
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9th May 2006, 18:23
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#7 (permalink)
| | Platinum Account Customer | Re: Data Protection Act printed and ready to go
Hi,
You're in the right place to reclaim your charges. You say your account has been active for two years, yet you suggest you are only going to claim back six months worth of charges. My suggestion would be to follow the steps laid out below, make a Data Protection Act request, and reclaim charges for the last two years.
It really does take a few days to get your head around all the arguments and all the information.
You will be setting a timetable (the timetable that the bank says it will work to is irrelevant). In the FAQ you will find 'Step By Step Instructions.' Start this, be clear on what your first step is (requesting the info from the bank so that you can calculate what they owe you)
Whilst waiting for the info, read up on your next step. If you make sure you stick to your own thread in the relevant area (eg [username] claim against [bank]), and use this as a sort of diary which you can update as things progress. It will also enable you to check responses to your questions, and people will be able to find your thread a lot easier.
Good luck.
You are here, you want your money back, you will get help and support in this, but it is YOUR call, and you must be prepared to put in the effort.
__________________
Alecto, Magaera et Tisiphone: Nemesis on Earth is come.
All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. | 
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9th May 2006, 18:33
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#8 (permalink)
| | Basic Account Customer | Re: Data Protection Act printed and ready to go
have asked for info from the start of the account m8
and thanks for the support
i do no how the forums work as i am a modderator on another one but totaly diffrent to this subject
cheers regards and respect 
dave
ps this link is posted on most of the forums im on so you will get more members
thanks to the shack
the den
and dudez
Last edited by DCG; 9th May 2006 at 18:40.
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15th May 2006, 20:13
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#10 (permalink)
| | Basic Account Customer | Re: Data Protection Act printed and ready to go
is it possible to split the clame in 2 just in case its over 5000
ie i clame 2500
the misses clames 2500
its a joint account sorry
Last edited by DCG; 16th May 2006 at 00:31.
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17th June 2006, 00:25
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#12 (permalink)
| | Site Team | Re: Data Protection Act printed and ready to go
Quote: |
Originally Posted by DCG is it possible to split the clame in 2 just in case its over 5000
ie i clame 2500
the misses clames 2500
its a joint account sorry | If you've only had the account for 2 years I doubt that it will be over £5,000. Use Vampiress' spreadsheet in the bank templates library. It's quite straightforward to use, but if you have any problems with it just post on here and someone will help.
__________________ to discuss any health, fitness or relationship issues. Using the Consumer Health Forums helps support CAG Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007 Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06 Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007  Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. | |
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17th June 2006, 01:07
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#14 (permalink)
| | Site Team | Re: Data Protection Act printed and ready to go
Wait and see what the total is before you worry about it being over 5k
__________________ to discuss any health, fitness or relationship issues. Using the Consumer Health Forums helps support CAG Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007 Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06 Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007 Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. | |
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3rd July 2006, 20:14
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#15 (permalink)
| | Basic Account Customer | Re: Data Protection Act printed and ready to go
general **** off letter on saturday we will look in to bla bla bla by day 7 bla bla bla
lba sent today
(MODERATED: Language please!)
Last edited by barracad; 7th July 2006 at 17:36.
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6th July 2006, 15:52
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#16 (permalink)
| | Basic Account Customer | Is A+l Cooking The Books
had me incap benefit in the bank yester day checked on line banking
£213.30 in benefit in giving me a total of £220.38
took £220.00 CASH OUT leaving just £0.38 p in the account
came home printed the statment off
checked on line banking again this morn they had moved the in payment
and thaken the money out wich throw me over me overdraght by £190.00
is this ligal shorley not how and who do i report this to
1 the police fraud squad
2 the dept of fair trading
3 the banking ombuds man
and i kept the cash resipte from me with drawal
any body advise plz
Last edited by DCG; 6th July 2006 at 15:59.
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6th July 2006, 22:43
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