Consumer Action Group envelope labels
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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There are no charges for using any of the facilities of this website.
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Are you being threatened over debts more than 6 years old?
This may be unfair
See our new Unfair Trading Guide Bought an extended warranty?
Not satisfied?
The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
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Are you a victim of unfair trading?
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The Consumer Protection from Unfair Trading Regs 2008 Have you been defaulted?
Would you like to clean up your credit file?
Check it out
| | | | | | | Alliance & Leicester Meet other A&L Bank customers who have also been faced with excessive unfair bank charges. They FSA see A&L as one of the weak links in the present bank liquidity crisis. Is it you or the A&L which is spending beyond their means? | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
17th December 2007, 23:20
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#1 (permalink)
| | Basic Account Customer |  Alliance & Leicester ppi claim. Adding missale points
Editing as other post was moved.
I'm self employed btw
After obtaining and reading my original t&c with Alliance & Leicester it does say that i'd be covered for unemployment but only if the business went bust so I presumed I was covered etc but after speaking to someone the other day he now says that it would be extremely hard for me to claim short term cover. Can anyone explain this?, guessing it just means i'd have to be pretty much on my death bed before I could claim and would maybe need to close the business also, and am being shortchanged compared to employed people?, could someone explain in plain english?. Sorry if this is a bit dumb, 2nd hand vinyl i'm your man but this is just hurting my head.  Thanks in advance. 
Last edited by crugga; 30th December 2007 at 20:54.
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18th December 2007, 00:39
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#3 (permalink)
| | Site Team | Re: Alliance & Leicester ppi claim. Adding missale points
A CCA will only get you the credit agreement, in this case you will need all the insurance policy documents as well. I would advise doing a full DSAR which will cost you £10 (recoverable if you have a valid claim). Have a look in the forum stickies for a template.
__________________
Alan, Derby, UK. Help keep this site open by buying one of these great resources: Postage £1 - Delivery in the UK only. Click on the above link to place your order - payment by Paypal. _________________________ _______ Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member. DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY. Advice given is purely my opinion, and is not based on any legal training. | |
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18th December 2007, 16:42
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#4 (permalink)
| | Basic Account Customer | Re: Alliance & Leicester ppi claim. Adding missale points
Ignore
Last edited by crugga; 30th December 2007 at 20:51.
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30th December 2007, 19:51
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#5 (permalink)
| | Basic Account Customer | Can someone explain the miss-selling element if self employed is covered
After obtaining and reading my original t&c with Alliance & Leicester it does say that i'd be covered for unemployment but only if the business went bust so I presumed I was covered etc but after speaking to someone the other day he now says that it would be extremely hard for me to claim short term cover. Can anyone explain this?, guessing it just means i'd have to be pretty much on my death bed before I could claim and would maybe need to close the business also, and am being shortchanged compared to employed people?, could someone explain in plain english?. Sorry if this is a bit dumb, 2nd hand vinyl i'm your man but this is just hurting my head.  Thanks in advance. 
Last edited by crugga; 30th December 2007 at 20:15.
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road,
London,
NW11 7PE
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