Hi all,
HERE WE GO AGAIN!!.
I have started this thread as I am after all the help I can get. We have just settled a loan we had with A & L and I have been appauled at the amount of PPI we have had to pay on it.
I believed from the start that we did not need it, our loan was for £20k and we were told over the phone that probably without the PPI cover our loan would be refused. At the time, as most people are when having to take out such a large loan, we we're desperate to just get the money and so agreed to have the loan drawn up including the PPI. £80 a month on top of the monthly loan repayment, we really where done over.
I've already processed and been successful in claiming account charges from Lloyds Tsb so I have a understanding of how claims work but I'll be honest I have no clue how to go about claiming back PPI.
Can anyone offer advice on how it works can you tell me how to start, do you have a thread I can read or point me in the right direction of any template letters?.
I've been reading all your threads and one person has got the FOS involved, this seems to be the best way and if there already dealing with a very similar claim, mine will come as no great suprise to them.
I was speaking back in May of this year to ChloeJane so Chloe if your reading this, HELP!
Clp10dex v's Lloyds Tsb - Won - £2761.44p!