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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
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NW11 7PE
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| | | | | | | Alliance & Leicester Meet other A&L Bank customers who have also been faced with excessive unfair bank charges. They FSA see A&L as one of the weak links in the present bank liquidity crisis. Is it you or the A&L which is spending beyond their means? | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | 
21st September 2007, 20:58
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#4 (permalink)
| | Platinum Account Customer |  Re: Please Read This If You Have A Stay
read post three  but as compensation
HBOS faced with winding-up order  HBOS now has to fend off a winding up order
HBOS, the UK's fourth-biggest bank, is being threatened with a winding-up order for failing to repay some customers' overdraft charges.
A claims management company, Robertson Holbrook, says it will take the action because the bank has ignored judgements made by Cardiff County court.
Ten of the bank's customers are owed a total of £45,643 after HBOS failed to defend their claims in court.
However, the bank said the threat of being wound up had no merit.
"We have received the letter and our legal team are currently reviewing it," said a bank spokesman.
"We have not ignored the claims and we will be telling Robertson Holbrook that very shortly."
HBOS said it had already paid more than £21,000 in the claimants' accounts and that it had no record of any judgements against it.
Claims
Robertson Holbrook, a claims management firm registered with the Ministry of Justice, has taken on about 3,500 claims against HBOS alone.
The 10 claims in question - ranging from £1,900 to £8,400 - were heard at Cardiff county court in early August and led to judgements against the bank when it failed to turn up to defend them.
The bank has yet to pay up, so the claims management firm will now start winding-up proceedings to get the money.
"We will serve the papers on them today or tomorrow," said spokesman Tim Russell.
"We have to get them up to the head office in Halifax," he added.
Asked why the firm was not simply sending in bailiffs, he said: "We have found the bailiffs in Halifax to be a bit wanting."
Winding up
Under the Insolvency Act, winding-up will start if the HBOS does not comply with the Cardiff court judgements within 21 days.
Mr Russell said there had been absolutely no response so far.
"It is the arrogance of them, putting themselves above the law, it is so frustrating."
Bailiffs have made visits to the HBOS headquarters in Halifax before, in pursuit of other claims, but this is thought to be the first time it has been threatened with a winding-up order. Marc Gander of the Consumer Action Group said: "The pattern of the bank's behaviour is completely in line with our experience. "They have been obstructive and arrogant, both of the customer and the legal system." | 
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22nd September 2007, 21:09
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#5 (permalink)
| | Platinum Account Customer | Re: Please Read This If You Have A Stay
today in the newspaper A&L have announced new charging structure 
just in time for the OFT case conference in October- dont you think?
jan | |
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Please Read This If You Have A Stay 
