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Go Back   The Consumer Forums > The Consumer Forums
The Bank Action Group - against unlawful bank charges
> Alliance & Leicester

Alliance & Leicester Meet other A&L Bank customers who have also been faced with excessive unfair bank charges. They FSA see A&L as one of the weak links in the present bank liquidity crisis. Is it you or the A&L which is spending beyond their means?


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges.
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Old 18th August 2007, 18:23   #1 (permalink)
sozzer1982
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Join Date: Jun 2006
Posts: 20
sozzer1982 Novitiate
Default A&L advice re charges that can be claimed for

Hi all,

I have just been looking around the threads for info on the above.

My partner has just received his statement information from A&L. We have been working through it today and have included the following charges in our calculations:

Failed cheques
Failed D/Debits
Unauthorised overdraft charges
Paid item charges

Each month there is also a £25.00 debit shown for "monthly overdraft charge".

Has anyone included these items in their charge schedules??

If you could advise as to whether we can claim these back I would be really grateful.
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Old 19th August 2007, 10:30   #2 (permalink)
bsia666
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Default Re: A&L advice re charges that can be claimed for

Hi sozzer

All the best in your claim!!

I claimed back a series of £25 charges but mine were described as "unauthorised O/D charges".

The reason you were overdrawn was a result of the A&Ls unlawful debits, so add the to your "monthly overdraft charge" to your Schedule of Charges and reclaim them.

William.
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Old 19th August 2007, 19:49   #3 (permalink)
maroondevo52
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Default Re: A&L advice re charges that can be claimed for

Hi, Sozzer1982.

Have a look at this..........

Charges description on statements - Please Read


Hope this helps some.

Regards.

Scott.

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Bank of Scotland ( Business Account ) Small Claim.
Total: £1,027.70 Settled in Full.(October 2006)

Capital One Bank (Europe) plc Summary Cause Claim.
Total : £1,111,94: Settled in Full. (February 2007)

Bank of Scotland (Business Account) Summary Cause.
Total: £1,051.60. Settled in Full (April 2007)

Bank of Scotland (Business Account) FOS Claim.
Total: £4,945.00. Settled in Full (March 2008.
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