Spreadsheet

[MagicWriter2003]

Hi, have recently started a claim for my bank charges against A&L. To my surprise, when I requested my statements to be sent to me, they arrived well within the 40 day time limit. I have now gone through them and wrote down details of all the charges but am still a bit unsure of how to fill in the spreadsheet. Do I delete the column with the accrued interest which is worked out for you or leave it in when I send off my initial request for claim? Although I know I cannot reclaim the monthly overdraft charges, can I reclaim the monthly interest I have been charged over and above the agreed charge?

[jansus]

Hi

welcome to A&L

You hide the 8% column until you start court action.

I did not claim any other interest so cant help you on the other bit

did you find step by step instructions under the FAQ section - i think it is covered there.

Jan

[Bigmark]

Hi

welcome to A&L freedom fighters, why cant you claim £25.00 monthly overdraft charges?

We support A&L freedom fighters

[MagicWriter2003]

Thanks Jansus but am still confused as their appears to be two interst columns, one on the far right of the spreadsheet which automatically works out a daily interest charge and one at the bottom mentioning a judicial charge!

[MagicWriter2003]

I did not think you could reclaim your monthly overdraft charges as these were agreed upon when I opened the account and was given an overdraft! Why is my thread not on the general Alliance and Leicester bit?