lancasterchelsea v. A&L very old Atlantic Visa card The story so far......
1) had Alliance and Leicester Atlantic Visa card from 1991 to 1999, then defaulted owing £2,800.... interest stopped
2) over the next 8 years went through every debt collector in Christendom
3) finally paid off in March 2007 (great rejoicing in the land)
4) now claiming £1000 in charges and CI during normal payment period up to 1999..... later will apply for 8% since 1999....... OR could go for CI right up to present time (consequential loss, I still had other cards which I could not pay off)
5) first letter to Carlton Park, Leicester..... reply said I should contact MBNA
6) lba to Carlton Park.... reply again said I should contact MBNA
7) phoned Bootle and told write to Corporate Charging Dept Bootle ..."they are handling all these claims"
My contract was always with A&L Bootle..... MBNA were never involved pre 2003 (as I understand)
I am happy dealing with 1980 Limitations Act..... I have 12 claims in total pre 2001
Do I plough on writing to Leicester...... the MCOL is due on 16th August
I have all my statements since 1991 (in loft ...how sad is that)
__________________
KBO
If you can't fight, wear a big hat.
Halifax... 2 successful claims....£518
CitiCards..... judgement and cheque (26/7/07) .... won £900
RBS business..... .....stay lifted reissued N1..... won £2105
Midland1 business.1996/1997.. first letter (27/6/07)....£1470
First Direct...... first letter (30/6/07).... £839.... stayed
plus another 13 banks/business/cc's to come for £10,000 plus.
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