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The Bank Action Group - against unlawful bank charges
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Alliance & Leicester Meet other A&L Bank customers who have also been faced with excessive unfair bank charges. They FSA see A&L as one of the weak links in the present bank liquidity crisis. Is it you or the A&L which is spending beyond their means?


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Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund. You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.

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Old 9th August 2007, 11:19   #1 (permalink)
fizzibelle
Basic Account Customer
 
Watch out, there are Claims Touts about!

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Join Date: May 2007
Posts: 5
fizzibelle Novitiate
Default A & L defence thrown out

The Oxford CC have thrown out the A & L defence and awarded me the judgement!! A & L failed to submit their skeleton defence in time.

Wragge & Co have today tried to settle for a lower amount after being given 3 opportunities to do so earlier! Why would I want to settle now when I have won!

I will now resubmit a full claim including all the updated interest charges, court fees etc and also try to get some money back for the time I have spent dealing with this. I understand that the judge may award this to me but they don't have to.

Has anyone else managed to get anything back for personal time?

Thanks for all the advice
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Old 10th August 2007, 11:39   #2 (permalink)
MimiJane
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Default Re: A & L defence thrown out

Hi there,

Well done I've never heard of A&L/Wragge actually submitting their court documents at all, so the vast majority seem to be winning by default if they hang on, or taking a lesser amount if they need the money in a hurry.

Having just won judgment by default, I'm in the process of attempting to claim for Wasted Costs. See this link (if you haven't already) :-

Wasted Costs order

I'm claiming for £500, which is a lot ... I haven't read of anyone being awarded over £300 yet, but I do have just about all my receipts and Recorded Delivery slips, so worth a try. There are no guarantees you'll get anything of course and the judges will often cut down your preparation time drastically.

If it would help, I could email you my schedule detailing exactly what I've claimed for and the costs involved. If you'd like it, PM me your email address.

Fingers crossed for us both

Mimi
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