Do I take the money?

[tracyab1972]

I wrote to A&L in June requesting £730.50 from an account which has been closed for some years. They wrote back to me on 24 July stating they will give me £221.00 back and also going on about the OFT test case.

Can anyone advice me if I should stick out for the full amount. I'm sure I have read somewhere that if I refuse the amount they have offered they will not respond to my LBA until the test case has taken place.

Is this corrrect? Im wondering whether to just take the money, but I have also asked Alliance and Leicester to remove the default notice they put against me.

Tracy

[hedgey06]

They've offered you much less than you've claimed, so that in itself is unacceptable. However, given that you've requested that the default is also removed along with a full refund of your charges, the only way to pursue this is to file your claim at court once the prelim and LBA have expired.

Not all courts are automatically 'staying' cases - each court is responding to claims as they see fit. You may find that your own local court is proceeding as normal.

Best of luck

[livelylad]

To add should the court apply a stay you could always ask for it to be removed.