Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Are you being threatened over debts more than 6 years old? This may be unfair
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The warranty may be an example of unfair trading
See our new Unfair Trading Guide Have you been defaulted?
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Would you like to clean up your credit file? Check it out | | | | | | | Alliance & Leicester Meet other A&L Bank customers who have also been faced with excessive unfair bank charges. They FSA see A&L as one of the weak links in the present bank liquidity crisis. Is it you or the A&L which is spending beyond their means? | Welcome to The Consumer Action Group and The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
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Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | |
19th July 2007, 21:42
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#1 (permalink)
| | Basic Account Customer | plasticman v A & L Join Date: Jul 2007 Post Count: 1
Thanked 0 Times in 0 Posts
hi there
have been watching and using this site to claim my charges from alliance and leicester for the last few months template letters and all that have been very very useful and the step by step guide good
have now recieived my second letter from wragge & co ' copy of clients defence by way of service upon you ' now getting very scared  and not sure what to do now if anything have also had two letters from alliance and leiceter offering with out predujuce settlements £1000 then £1400 but i want my £4700 pound any help and support would be very appreciated  |
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20th July 2007, 03:32
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#3 (permalink)
| | Basic Account Customer | Re: plasticman v A & L Just sit tight and wait for the allocation questionnaire. AND DON'T WORRY. The first time that I read through ToeWragge's defence, I cr*pped myself; but it contains more holes than a rusty bucket! Regarding the "core terms" argument, just make sure you read and understand THIS and you shall worry no more. |
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24th July 2007, 21:56
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#4 (permalink)
| | Basic Account Customer | Re: plasticman v A & L :o :o yesterday received "notice of transfer of proceedings":o
it is ordered that the filing of an allocation Questionaire be dispensed with in this case unless the district judge at the court of transfer orders otherwise  can someone explain this for me ???:o |
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26th July 2007, 15:17
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#6 (permalink)
| | Basic Account Customer | Re: plasticman v A & L Hi Plasticman
Don't panic, a lot of Judges have not requested AQs so this is nothing irregular. Give the Court a quick ring as you may still have to pay the fee. Then just sit and wait for directions from the judge. Don't worry a few of the Judges are doing away with bundles now, so if you're not asked for one its not a disaster.
When you get your directions from the Judge (may take a week or 2) let us know, you'll find loads of help here. I had an allocation hearing which went very smoothly (Wragge didnt show) and I now have my date for September and have no bundle to prepare. The courts are getting very annoyed with the banks/solicitors at the moment for wasting their time.
Don't panic a lot of us have been through it already and never thought we'd have the strength to see it through, but it just goes to show.
Caza |
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4th August 2007, 18:23
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#7 (permalink)
| | Basic Account Customer | Re: plasticman v A & L date 04 -08-07 general form of judgement or order before district judge smith sitting at yeovil county court it is ordered that
1 the claimant must by 10 aug 2007 file in court and send to the defendant a list (not copy bank statements ) showing the relevent account(s) and the date and amount of each charge included in the claim
2 the defendant may file a further defence by 24 aug 2007
3 because this order has been made by the court without considering representations from the parties the parties have the right to apply to have the order set aside ,varied or stayed a party wishing to make an application must send or deliver the application to the court (to gether with any appropriate fee) to arrive within seven days of service of this order  help i am now getting well scared does this mean i have to send to wragg and the court a copy of my list of charges ect
what do i put with my list as an acompaniing letter is ther any official letter i have to put with it
Last edited by plasticman; 4th August 2007 at 18:37.
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4th August 2007, 18:50
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#8 (permalink)
| | Platinum Account Customer | Re: plasticman v A & L You basically need to submit your schedule of charges to the court and wragges by the date ordered. Just attach a covering letter Re: General Form of Judgement/Order with your details, claim number, account number, etc.
In light of what's happening at the moment, it may be worthwhile remembering that a stay may be requested by wragges. Click on the link in my signature where it gives info on stays (first link) for further info on how to remove a stay if the court grants it.
Best of luck 
Last edited by hedgey06; 4th August 2007 at 22:31.
Reason: Updated advice following new information
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18th August 2007, 23:36
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#14 (permalink)
| | Basic Account Customer | Re: plasticman v A & L 15th august  surprise suprise guess what i got
it is ordered that this claim is stayed until further order with a view to awaiting the final decision in the test case (by which is included the outcome of any appeal or the expiry of time for appealing )
the defendant shall within 28 days of the final decision in the test case file at court and serve on the claimant a letter confirming whether or not the case is to proceed and ,if so ,setting out the required directions
either party may apply on notice at any time to remove the stay
because this order has been made by the court without considering representationsfrom the parties,the parties have the right to apply to have the orderset aside,varied or stayed.a party wishing to make an application must send or deliver the application to the court (together with any appropriate fee )to arrive within seven days of service of this order.
thats the bones of the letter what do i do now just sit tight and wait or is there another move that i can make sounds like i might have to part with more money ????????????
please please what do i do ????????????????????????: )  |
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6th September 2007, 18:16
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#17 (permalink)
| | Basic Account Customer | Re: plasticman v A & L have now got a "Notice of Hearing of Application
The hearing of the claimants application for Removing the Stay on the Claim will take place at 14-00 on the 5 november at xxxxxxxxxxx county court
does this mean i have to attend the court as i am very  worried  about attending as i dont have a clue what to say ????????????????????????? ????? |
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6th September 2007, 18:42
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#18 (permalink)
| | Platinum Account Customer | Re: plasticman v A & L i am sending you a pm
jan |
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