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Alliance & Leicester Meet other A&L Bank customers who have also been faced with excessive unfair bank charges. They FSA see A&L as one of the weak links in the present bank liquidity crisis. Is it you or the A&L which is spending beyond their means?


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Old 19th July 2007, 21:42   #1 (permalink)
plasticman
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Talking plasticman v A & L

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hi there
have been watching and using this site to claim my charges from alliance and leicester for the last few months template letters and all that have been very very useful and the step by step guide good

have now recieived my second letter from wragge & co ' copy of clients defence by way of service upon you ' now getting very scared and not sure what to do now if anything have also had two letters from alliance and leiceter offering with out predujuce settlements £1000 then £1400 but i want my £4700 pound any help and support would be very appreciated
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Old 19th July 2007, 22:29   #2 (permalink)
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Default Re: plasticman v A & L

started this as we all have got copies of statements from alliance and leicester sat down added up charges and sent template letters to bank letter one then standard reply chrges stand ect so next template sent threatening court action got reply offering £1000-00 just ignored this letter and started court claim then got letter from wragge and co stating intent to defend claim then second offer from a & l £1400-00 then got letter copy of intent from wragge & co now i dont know what i have to do or do i just sit here and wait for court to contact me ????????????????

please help me i am getting scared now but i am not a quitter so A & L look out we are coming to get you !!!!!!!!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!!!!!!!!!!!!!! !!!!1
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Old 20th July 2007, 03:32   #3 (permalink)
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Default Re: plasticman v A & L

Just sit tight and wait for the allocation questionnaire. AND DON'T WORRY. The first time that I read through ToeWragge's defence, I cr*pped myself; but it contains more holes than a rusty bucket! Regarding the "core terms" argument, just make sure you read and understand THIS and you shall worry no more.
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Old 24th July 2007, 21:56   #4 (permalink)
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Cool Re: plasticman v A & L

:o :o yesterday received "notice of transfer of proceedings":o

it is ordered that the filing of an allocation Questionaire be dispensed with in this case unless the district judge at the court of transfer orders otherwise

can someone explain this for me ???:o
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Old 26th July 2007, 00:35   #5 (permalink)
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Default Re: plasticman v A & L

Your case has been transferred to a local court (to you) from Northampton.

You will not be required to fill in an Allocation Questionnaire, unless the judge in your local court decides otherwise.

Simple as that!
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Old 26th July 2007, 15:17   #6 (permalink)
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Default Re: plasticman v A & L

Hi Plasticman

Don't panic, a lot of Judges have not requested AQs so this is nothing irregular. Give the Court a quick ring as you may still have to pay the fee. Then just sit and wait for directions from the judge. Don't worry a few of the Judges are doing away with bundles now, so if you're not asked for one its not a disaster.

When you get your directions from the Judge (may take a week or 2) let us know, you'll find loads of help here. I had an allocation hearing which went very smoothly (Wragge didnt show) and I now have my date for September and have no bundle to prepare. The courts are getting very annoyed with the banks/solicitors at the moment for wasting their time.

Don't panic a lot of us have been through it already and never thought we'd have the strength to see it through, but it just goes to show.

Caza
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Old 4th August 2007, 18:23   #7 (permalink)
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Unhappy Re: plasticman v A & L

date 04 -08-07 general form of judgement or order before district judge smith sitting at yeovil county court it is ordered that

1 the claimant must by 10 aug 2007 file in court and send to the defendant a list (not copy bank statements ) showing the relevent account(s) and the date and amount of each charge included in the claim
2 the defendant may file a further defence by 24 aug 2007
3 because this order has been made by the court without considering representations from the parties the parties have the right to apply to have the order set aside ,varied or stayed a party wishing to make an application must send or deliver the application to the court (to gether with any appropriate fee) to arrive within seven days of service of this order


help i am now getting well scared does this mean i have to send to wragg and the court a copy of my list of charges ect

what do i put with my list as an acompaniing letter is ther any official letter i have to put with it

Last edited by plasticman; 4th August 2007 at 18:37.
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Old 4th August 2007, 18:50   #8 (permalink)
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Default Re: plasticman v A & L

You basically need to submit your schedule of charges to the court and wragges by the date ordered. Just attach a covering letter Re: General Form of Judgement/Order with your details, claim number, account number, etc.

In light of what's happening at the moment, it may be worthwhile remembering that a stay may be requested by wragges. Click on the link in my signature where it gives info on stays (first link) for further info on how to remove a stay if the court grants it.

Best of luck

Last edited by hedgey06; 4th August 2007 at 22:31. Reason: Updated advice following new information
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Old 7th August 2007, 18:47   #9 (permalink)
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Default Re: plasticman v A & L

:o thank you for your help hedgey both letters done and posted on time all we gotta do is sit and wait yet again
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Old 7th August 2007, 18:52   #10 (permalink)
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Default Re: plasticman v A & L

Best of luck plasticman
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Old 7th August 2007, 19:02   #11 (permalink)
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welcome to the a & l freedom fighters,its a blast here.good luk with your case.lots good help around all you gotta do is ask often!
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Old 7th August 2007, 19:30   #12 (permalink)
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Default Re: plasticman v A & L

good luck plasticman - we are all behind you (in a pantomime sort of way!)

Jan
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Old 7th August 2007, 20:05   #13 (permalink)
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Default Re: plasticman v A & L

thanks for all the encouragment folks lets hope i win this one and every one else wins theres lets take them to task lol
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Old 18th August 2007, 23:36   #14 (permalink)
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Default Re: plasticman v A & L

15th august surprise suprise guess what i got


it is ordered that this claim is stayed until further order with a view to awaiting the final decision in the test case (by which is included the outcome of any appeal or the expiry of time for appealing )

the defendant shall within 28 days of the final decision in the test case file at court and serve on the claimant a letter confirming whether or not the case is to proceed and ,if so ,setting out the required directions


either party may apply on notice at any time to remove the stay

because this order has been made by the court without considering representationsfrom the parties,the parties have the right to apply to have the orderset aside,varied or stayed.a party wishing to make an application must send or deliver the application to the court (together with any appropriate fee )to arrive within seven days of service of this order.


thats the bones of the letter what do i do now just sit tight and wait or is there another move that i can make sounds like i might have to part with more money ????????????

please please what do i do ????????????????????????: )
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Old 19th August 2007, 10:13   #15 (permalink)
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Default Re: plasticman v A & L

Hello Plasticman

Apply for your stay to be removed, have a look here..................... ....

http://www.consumeractiongroup.co.uk...-guidance.html

There is a fee

All the best in your claim!!
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Old 19th August 2007, 19:12   #16 (permalink)
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Default Re: plasticman v A & L

thank you very much for the information bsia666

have filled in form and taking to the courts tomorrow will keep you up dated on progress as i am sure to need lots more help

once again thank you very much one and all
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Old 6th September 2007, 18:16   #17 (permalink)
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Default Re: plasticman v A & L

have now got a "Notice of Hearing of Application

The hearing of the claimants application for Removing the Stay on the Claim will take place at 14-00 on the 5 november at xxxxxxxxxxx county court

does this mean i have to attend the court as i am very worried about attending as i dont have a clue what to say ????????????????????????? ?????
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Old 6th September 2007, 18:42   #18 (permalink)
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Default Re: plasticman v A & L

i am sending you a pm

jan
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