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Old 12th May 2006, 12:17   #1 (permalink)
Kerry Whittington
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Default A&L Intend to Defend our claim

I have today received the Acknowledgement of Service from the Court. A&L intend to defend all of the claim (we are claiming around £2,900!). Now I am scared!!!
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Old 12th May 2006, 12:33   #2 (permalink)
dave
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Default Re: A&L Intend to Defend our claim

Not as scared as them!!

My guess is that you'll get a letter from their solicitor offering a % of your claim - refuse it and you'll get the lot.

They may enter a defence to the court first to try to scare you off - remember - you have nothing to lose apart from the court costs - IF you lose, which I don't think you will. You are suing them, not the other way around - you have nothing to be scared of. They are just seeing how far you will take it. It's probably cost effective for them to do this - for every 1 that takes it all the way, there's probably 9 that would have gotten scared and walked away from it.

It's my opinion that they know that they will lose in court - that's the last thing they want.

Do you really think that a firm with £2 billion in it's cheque clearing account at any one time is going to take that risk for a paltry 3k?

I don't.
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Old 17th May 2006, 21:51   #3 (permalink)
moonrakerz
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Default Re: A&L Intend to Defend our claim

Quote:
Originally Posted by Kerry Whittington
I have today received the Acknowledgement of Service from the Court. A&L intend to defend all of the claim (we are claiming around £2,900!). Now I am scared!!!
Don't worry - they did that to me - then sent me a cherque for the full amount and costs !
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Old 17th May 2006, 21:52   #4 (permalink)
Neo
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Default Re: A&L Intend to Defend our claim

Quote:
Originally Posted by Kerry Whittington
Now I am scared!!!
and that's what they want
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Old 20th May 2006, 11:27   #5 (permalink)
Kerry Whittington
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Default A&L Settled

My Data Protection Act request was sent to A&L on 12 March. They responded very quickly (but charged me £10 the privilige!) I received their standard letters in response to my request for money (ie no!) I started legal proceedings on 8 May. To my horror A&L said they were going to defend the claim. I must admit I then got scared and dreaded the postman arriving each day. But it was all worth it - this morning I received a cheque for £2,750. Obviously A&L are not admitting liability and have said they will be in touch regarding my conduct of the account! My kids are happy writing lists on how it will be spent. And now I can afford to start legal proceedings against HSBC as well.

If A&L will settle for this amount there is hope for a lot of people.

So take my advice and go for it - you have nothing to loose.

Good luck
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Old 20th May 2006, 11:48   #6 (permalink)
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Default Re: A&L Settled

Congratulations !!!!!

Don't forget to fill in one of our surverys, and remember that the site can only survive on donations, all gratefully received.
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Old 20th May 2006, 11:51   #7 (permalink)
caro
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Default Re: A&L Settled

Great news Kerry. Never mind the kids you did the work so you should get the treats, along with a donation for BAG maybe.

Looks like you might need your parachute account and make sure your overdraft is cleared if McUth's experience is anything to go by.

But in the mean time, enjoy! You deserve it.
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Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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Old 20th May 2006, 12:25   #8 (permalink)
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Default Re: A&L Settled

Congratulations Kerry

Cheers

Michael
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Old 20th May 2006, 13:02   #9 (permalink)
Kirstykbart
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Default Re: A&L Settled

congratulations - apart from the Data Protection Act almost exactly the same as my case. Submitted on the same day, acknowledged and we got our cheque today too! Enjoy spending it all
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Old 20th May 2006, 13:05   #10 (permalink)
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Default Re: A&L Settled

Well done you two!

Mike
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Old 20th May 2006, 18:18   #11 (permalink)
Kerry Whittington
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Default Re: A&L Settled

In anticipation of my next nice letter from A&L telling me they will close my account, I will open another one. Will the issue with A&L cause me problems opening an account with anyone else? The claim was on our joint account but my husband's personal account is also with them - will they want to close his account as well?
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Old 21st May 2006, 11:15   #12 (permalink)
saddler10
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Default Re: A&L Settled

Well done Kerry. My claim is issued so this gives me hope that my cheque's not too far away!

Cheers, Paul
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