Consumer Action Group envelope labels
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Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
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NW11 7PE
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| | | | | | | Alliance & Leicester Successes **Existing Successful Claims Only *NO* New Threads Please** - Contact a moderator to move your thread | Welcome to The Consumer Action Group
and
The Bank Action Group
Before beginning to claim your bank charges be sure to read the FAQ by clicking the link above. Read it carefully and also read as much of the forum material as you can manage before you start claiming your bank charges refund.
You will have to register before you can post or view the materials which may assist you in reclaiming your penalty charges: click the register link above to proceed.
To start viewing messages, select the forum that you want to visit from the selection below. Understand what you are doing and you will be able to Reclaim the Right more effectively.
Why don't you come and introduce yourself in the Welcome section at the top of the forum. Then have a look around the rest of it.
Do not post or start claiming until you have read the entire FAQ section and step by step guides and you have a good basic idea of what to do and of the layout of the forum.
Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  | | 
2nd June 2007, 19:20
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#42 (permalink)
| | Platinum Account Customer |  Re: Jess v A+L
early on in your thread you mentioned them taking charges from your benefit monies. have you had any help with this? I have seen on another thread that the banks are not supposed to do this.
If you want I will look around and find the letter or link?
jansus  | 
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2nd June 2007, 19:27
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#43 (permalink)
| | Platinum Account Customer | Re: Jess v A+L
found it anyway- go to debt action group - general debt - sticky thread - is the bank taking your benefits?
i read that you may have to send the letter on a weekly basis - but if you have it typed out ready for the price of a stamp it may be worth it?
best of luck with everything
jansus | |
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3rd June 2007, 18:05
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#44 (permalink)
| | Site Team | Re: Jess v A+L
I wouldn't get into phone calls to negotiate anything It is always best to have everything in writing. I'm not clear what stage your claim is at now. What was the last thing that you heard from the court.
Regarding taking benefits, jansus is right that they should not do that so you should send A&L a letter of appropriation. http://www.consumeractiongroup.co.uk...-benefits.html
__________________ FAQs and step-by-step instructions for reclaiming Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007 Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06 Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007  Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. | |
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3rd June 2007, 19:43
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#45 (permalink)
| | Classic Account Customer | Re: Jess v A+L
It was the court i was ringing Caro, see what they say. I dont call the bank at all unless its essential, its about the only thing i do make sure of lol, that its all in writing via email or post
Janus thanks alot for that, i think there has to be a way thru this via the government as now u have to have ur benefits paid into an account of some sort surely they need to give us some protection. A+L due to take another 50 this weds, which is going to leave me mega short again. Im in process of swapping everything over to my other account anyway and then preparing prelim/lba for the charges since i started court proceedings. Caro a big thanks for the help... i dont think we can say it enough to you and all the other mods here!
__________________
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Prellim/SoC Sent 08/02/07 
LBA Sent 24/02/07
N1 issues 13/04/07 (court lost it so wasn't issued til 26/04/07)
Had defense, had AQ from them and its with the judge now (they asked for a months stay  )
**1st August - Wragge settle and send fax to court - Just waiting for my money now**
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5th June 2007, 13:02
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#46 (permalink)
| | Classic Account Customer | Re: Jess v A+L
Ok spoken to the court, they told me its gone to the district judge and they cant comment on wether they will get a stay or not, its down to him, and depends who i get at the time. Wait and see now 
Not heard a thing from Wragge and co, should i be doing anything else while i am waiting such as nudge letters? or sit back and wait for judge?
On another note i have threatened YB with action this week, as i say Robertson Holbrook is dealing with it but they refused to send them my statements, so i chased them up and loads were missing, i chased them again for missing ones twice now so told them blatently they have 10 days to get them too me before i file complaints to everyone i can!
Last edited by Jess68; 6th June 2007 at 21:30.
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13th June 2007, 18:23
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#47 (permalink)
| | Site Team | Re: Jess v A+L
The defence you've been sent by A&L is fairly standard now and I should think you will hear from the court soon about this. If you're up to it, give them a call.
As for YB and their non-compliance with S.A.R - (Subject Access Request)'s - don't start me on that one! 
__________________ FAQs and step-by-step instructions for reclaiming Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007 Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06 Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007 Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. | |
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14th June 2007, 15:23
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#51 (permalink)
| | Site Team | Re: Jess v A+L
I think you need to hear from the court to find out what's happening. If it was being looked at last week they should know something by now so ring again. I'm not a fan of nudging the banks and believe in letting them do the running, while the court act for you. After all you've put it in their hands now.
__________________ FAQs and step-by-step instructions for reclaiming Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007 Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06 Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007 Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. | |
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14th June 2007, 18:27
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#54 (permalink)
| | Site Team | Re: Jess v A+L
That's good news Jess. Might be time to start thinking about your bundle so you have plenty of time to get it in order and see what you need. This link will help. Basic Court Bundle
__________________ FAQs and step-by-step instructions for reclaiming Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007 Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06 Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007 Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional. | |
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22nd June 2007, 15:25
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#57 (permalink)
| | Classic Account Customer | Re: Jess v A+L
Ok i am stressed lol, i have received my details from the court. Its been set 'Notice of allocation to the small Claims Track (Hearing)
Gonna have a break this weekend and start sorting all the needed information. I downloaded all the statements, and heard these were ok, please confirm this is right b4 i start panicking more hehe.
There is no mention of the draft direction request i applied for and they have scheduled a full hour for the hearing | |
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